What to do in case of an accident to ensure compliance with their rights? First of all, the driver must understand the main goal of insurers, which is to minimize the size of payments. Therefore, the independent actions of a person who is far from jurisprudence will most likely be ineffective. Consultation with a lawyer will require certain cash costs, but it will help you choose the best behavior strategy, correctly execute the necessary documents and receive the due insurance payment in the shortest possible time. For legal support, you should contact as soon as possible after the accident in all cases when it comes to significant amounts.
Accident has occurred. What to do next?
In order to provide evidence, it is important for the driver to clearly understand what to do in the event of an accident immediately after it occurs. When concluding an insurance contract, the insurer company issues special notice forms to the client, which must always be in the car. If for some reason they were not provided, you need to request them from the insurer in order to be able to provide an objective description of the situation in the event of an accident.
Filling out the accident report is not a plea or innocence of the driver of another vehicle. This document is necessary to reflect the picture of the incident and should be used for any damage to transport, property, life and health of people. The notice is a double form, upon completion of which the information is copied to the second sheet, and each of the participants receives one copy of it. Entries on the front side are made at the scene by both drivers and certified by their signatures, which of them will provide the form does not matter.
What to do in case of an accident if the second participant refuses to fill out a notice and sign it? In this case, you must do it yourself and send a copy of the document together with the application for reimbursement to the address of his insurer with the data of both cars. If the driver refuses to provide a second copy of the notice, then you need to fill it out alone by making a note in the "Comments" item.
What to do in case of an accident in order to correctly fill out a notice? To do this, you must carefully read the attached instructions and enter information in accordance with the recommendations contained in it, after the separation of the sheets no corrections and additions are allowed. Particular attention should be paid to the following points:
- Try to find witnesses to the accident and provide information about them in paragraph No. 7, in this capacity passengers of injured vehicles are suitable.
- In detail, fix the damage and make sure that other participants do not write anything superfluous. Damage that is not in the inventory may be recognized as not related to this accident and not included in the amount of compensation.
- Draw up a detailed diagram of the accident and carefully fill out paragraph 16, offering drivers a choice of 20 emergency situations. It should be noted one or more of them in accordance with the maneuvers of vehicles. The accident pattern and the information specified in this paragraph should not contradict each other. It is worth noting that in the process of considering the case, the priority is given to paragraph 16.
What to do in case of an accident so that the documentary description is as objective and reasonable as possible? Despite the desire to save time, you must definitely call the traffic police to register the incident. Drivers need to make sure that the damage indicated in the inventory is recorded by the inspector. It is also worth asking someone from the traffic police to certify the notice with your signature with a transcript of the position and surname.
The notice has the opposite side, which is filled out by the insured claiming reimbursement independently. After entering all the necessary information, it is submitted to the insurer along with an application for compensation within five working days from the moment of the accident.