During the rapid development of the business, banks, operators and communication providers, insurance companies are interested in attracting large customers. After all, it is enterprises with millionth turnover that can bring the greatest income. But interesting for companies representing various services, and customers related to medium and small businesses, because in total they also bring good profits.
Banking activity
A corporate client for any financial institution is an opportunity to make a profit from each of its operations. Of course, the more the company’s turnover, the more often and larger the amount will go through the bank. And this affects the size of the commission that he receives for his work. But do not forget that in addition to operating activities, servicing organizations take loans, invest available funds in deposits, and carry out currency exchange. All this serves as sources of considerable income for financial institutions. That is why banks are trying to lure as many corporate customers as possible.
For large companies, special managers are allocated, to which representatives of organizations can contact at any time. They will not only talk about the bank’s programs, help you find out the balance on your accounts, give the necessary instructions to the operators, but also act as an intermediary between the technical service of the financial institution, its management and the company. Each attracted large corporate client is considered an achievement of the bank, they are offered preferential terms, special programs, bonuses for constant service, trying to keep it at all costs.
Sberbank of Russia for enterprises
Any organization, like an individual, is looking for reliable partners. According to more than one million enterprises of the Federation, such is Sberbank. He offers corporate clients, for example, loans for various purposes at preferential interest rates, which are calculated on the basis of the solvency of a legal entity in conjunction with an assessment of the financial market and other conditions.
Large companies account for about 80% of Sberbank's corporate loan portfolio, the remaining 20% are used by small and medium enterprises. The reliability of this financial institution is evidenced by the fact that about a third of all Russian enterprises turned to this bank for loans. The range of its services is wide, it not only offers standard services, but also various types of lending and investing. Sberbank does everything to maximize the comfort of each of its customers.
Sberbank services for business
Work with corporate clients is one of the key areas of development for each financial organization. Most often they are trying to attract them, creating attractive conditions of service, providing inexpensive loans and opportunities for profitable investment of free funds.
For the convenience of corporate clients, a special resource “Business onL @ yn” was created in Sberbank, where you can monitor the movement of funds, create and send payment documents, and make requests for additional services. To connect to the system, it is necessary to provide a number of documents and fill out the corresponding application. “Sberbank. Business onL @ yn ”significantly simplifies the work of each client, which is a legal entity.
Financial offers
Corporate
bank customers can also take advantage of a number of loan products. This financial institution provides loans only to legal entities that have been operating for at least a year. Sberbank may issue funds for:
- increase in current assets;
- business development;
- production modernization;
- fixed assets repair;
- design work;
- refinancing.
Individually agreed upon and other purposes of lending.
In addition to loans, Sberbank provides services for their investment or placement on deposits. In addition to standard programs, each client can use the "minimum balance" service and receive interest on a fixed amount. Sberbank also offers to purchase certificates of deposit or bills.
Communication services
The attracted large corporate client is a great success not only of a financial institution, but also for telecommunication services operators. They offer special conditions to legal entities. Operators offer other communication tariffs, provide services throughout Russia on uniform terms, and allow company employees to communicate with each other at ultra-low rates. To attract new customers, operators focus not only on prices, but also on the quality of services. They develop innovative products and improve existing ones. Each employee of the company can not only communicate on a mobile, but also use the Internet or view corporate mail.
But at present, many companies, when choosing an operator, pay attention to prices and payment methods. So, almost all telecommunication organizations offer an advance or credit settlement system; moreover, they can often be combined in one corporate contract. The first method makes it possible to control costs more accurately. But the second one allows you to always stay in touch.
Tariff selection
Before dwelling on a specific carrier for an organization, it is advisable to analyze how often and in which directions calls are made. Depending on this, the corporate client should choose a telecommunication company and the most profitable tariff plan.
So, for example, if employees often travel on business trips around the country or abroad, it is important to pay attention to the rates for communication outside the home region and in roaming. You also need to find out what tariffs are set for communication on numbers related to one corporate contract. It is important to find out whether it is advantageous to make calls from such phones to networks of other operators or to landline phones. If for an ordinary person the difference of a few kopecks or even rubles will not be too noticeable, then for a legal disadvantageous tariff it can lead to an overpayment of several thousand rubles.
Offers from MegaFon
Fighting for large customers, telecom operators are developing various tariff plans, trying to please most of them. For example, Megafon offers corporate customers tariffs with a fixed monthly fee, which includes free minutes, messages and the Internet. If you choose the “Corporate Universal” offer, then corporate customers will have access to a service that provides unlimited calls within the
corporate network for a fee
. MegaFon also offers a special option “Business Time”. When activated, the client receives a 90% discount on local calls throughout the day. She begins to act after 5 minutes of communication.
And the “Business Unlimited” tariff allows you to get the opportunity for free communication in the selected zone (in Moscow or the region) for 850 rubles. For the indicated price, the subscriber will receive 2000 minutes to the numbers of any operators.
Offers from MTS
But MegaFon is far from the only company that works with legal entities. MTS offers corporate clients no less interesting offers. For 500 rubles, anyone can connect to the Easy tariff. According to the terms of the plan, the client will be able to call 36 kopecks. By choosing “Unlimited Russia 2014”, corporate clients for 3,000 rubles will be able to make calls to any numbers in Russia for free within 6,000 minutes.
The Leader Online plan allows you to communicate without restrictions with subscribers located in Moscow or the region for 1200 rubles. In addition, 1,500 MB are available monthly to customers. Other plans are also quite profitable. To choose the best option for the business, you need to analyze various offers, compare their advantages and disadvantages.