Cash check - how to fill out? Sample

A cash check is a type of security. It is a kind of “order” allowing the payment of a certain amount to the person who submitted this document to the bank.

Checkbook: application, pros and cons

The main task of a cash check is to provide cash in a bank for various needs. This type of payment has become very common, as cash can be obtained using checks quickly and without any problems. Now, Russian banks are accepting samples of filled-in cash receipts of a new sample, which do not have to be stamped. The advantages of using check receipts include:

• Clear control of the cash flow of the current account: a strictly defined amount is indicated, as indicated on the receipt.

• High level of reliability. The payer bank will refuse to provide funds if the basic required details are not indicated in the receipt in the manner prescribed by law.

The disadvantages of maintaining the finances of the organization (or individual) using cash checks are as follows:

• The slightest blots and corrections in the check are strictly prohibited. If the document is not written correctly, it is already canceled.
• When withdrawing cash on receipt, the bank may charge a fee.
• To get money by cash check, you must definitely go to the bank. It will take time to travel and wait at the bank, plus transport costs.

Cash Check - Fill Pattern: Regulatory

With regard to regulatory regulation, the laws of the Russian Federation do not provide approved forms or samples for filling out cash checks. Since 2017, conducting checks has been regulated by the Regulation of the Central Bank of Russia dated February 27, 2017, approved by the Ministry of Justice.

In order for the document to become legally valid, it is necessary to fill in the basic details. The receipt consists of two parts - this is the spine of the check and the receipt itself. A receipt is provided to the bank, and the spine remains with the company.

In the organization, this type of security must be held by the chief accountant and accounted for as an off-balance sheet account. In Russia, unlike the United States, for example, checkbooks are used by organizations, and not by individual citizens.

How to get a checkbook

So, all the checks of the organization or individual are stored in the checkbook. To get such a book, you need to apply to the bank. It contains a limited number of pages - typically up to 50 checks. In addition, a current account with a payer bank is required for this book. Shelf life of the document after full operation is 3 years.

Sberbank Money Checks: Fill Requirements

Sberbank, known as a reliable institution that is trustworthy, is most common among enterprises opening checkbooks. It should be noted that not all branches can accept this type of securities. Therefore, you first need to clarify this question. You can call, go and pre-register. We list the main requirements for samples of filling in a cash check at Sberbank:

1. You can use gel or ballpoint pens to fill out checks. Ink color is allowed black, blue and even purple.
2. The amount for the issue is written in words and numbers.
3. The location of the amount should be from the left edge, the inscription ends in currency.
4. When filling in the date, the month is written in words.
5. There should be no blots or corrections in the cash receipt.
6. If a mistake is made, you need to sign “Spoiled” / “Canceled”.
7. The check must have a seal, unless otherwise specified in the contract with the banking institution.
8. The recipient of the funds must sign on the spine of the cash receipt. Samples of filling the roots and the check itself can be obtained from the bank upon request.
9. Recipient Name - Required. Another person cannot receive money, and a check without a name is already considered invalid.
10. The drawer leaves the roots. They must be archived for a period of 3 years.
11. Only certain employees have the right to sign an organization’s check. These are, as a rule, managers and their deputies.
12. If the bank account is closed, then you must return the checkbook to the bank. The statement shall indicate the numbers of the remaining pages.

These rules also apply when filling out checks of any bank. Consider the example of a certain OV Sidorova, what a completed sample of a cash check should look like in a Savings Bank:

This is how the cash receipt looks on the back.

How to get money by check at the bank?

To do this, you need to go to the bank and cash the cashier's check. A sample application is provided by the bank. An identity document of the recipient will also be required. It is necessary to inform the cashier operator of the amount that is written on the receipt. The operator checks the information specified in the passport of the citizen, and also checks the information on the application and on the check. Then sticks a sticker on a special area in the receipt and gives out cash. The amount issued must be checked immediately.

What should be taken into account when filling out cash checks? Firstly, the signature sample on all sides of the check should be the same. Secondly, the same date should be affixed when receiving money and when filling out the organization’s cash book.