Nobody can be sure of tomorrow for 100%. Unforeseen situations happen daily. You can protect yourself from the possible costs of treatment or repair of the vehicle using an insurance contract. Which company should I prefer? Today, the insurance market in the CIS countries is well developed. But choosing a truly reliable partner is not so simple. Preference should be given to companies that have been operating for more than a year and have won the trust of customers. A prominent representative of the insurance market in Russia is the organization RESO-Garantia. Reviews about her can be heard only the best.
History of success
The company "RESO-Garantia" is a universal representative of the market. She has a license to provide customers with more than 100 types of various products. Many are pleased with the fact that at the same time it is possible to conclude several agreements at once at the minimum cost. The insurance company has already managed to gain the trust of not only Russians, but also residents of other CIS countries. After all, work has been ongoing since 1991.
The insurance group cooperates with both individuals and legal entities. A huge range of services is offered. But the main emphasis is on car insurance under the CASCO and CTP programs. Not only individual contracts are concluded, but also corporate ones. Entire fleets and taxi services work with the insurance company. For more than a considerable amount of time, not a single controversial situation has arisen related to insurance. In addition to car insurance, the company provides services such as property insurance, voluntary medical insurance, as well as mortgage and travel insurance. If the client simultaneously concludes several contracts, he receives a substantial discount. Everyone has the opportunity to draw up an accumulative life insurance contract. This service is offered by a
subsidiary RESO-Garantia Life Insurance Company. Employee reviews show that this service is very popular among families with small children.
The insurance company belongs to a group of agent organizations. Today there are more than 20 thousand agents who receive decent pay for their work. Appreciates each of its employees RESO-Garantia. Employee reviews show that the level of income directly depends on the correct communication with the client. Therefore, each agent tries to provide the most complete information about insurance products to potential customers. After all, the more contracts will be concluded, the more you will be able to earn. Customers, in turn, receive quality service.
RESO-Garantia is a leader in the insurance market
Awarded many awards "RESO-guarantee." The insurance company reviews are positive from prestigious rating agencies. Starting from 2009, the Expert RA organization confirms the high reliability of the organization. This rating is today the highest in the domestic market. The company also participated in the country's main insurance premium , Golden Salamander. In 2005, 2008, 2011 and 2012, she managed to become a laureate of several honorary nominations at once.
He takes part not only in insurance competitions of IC RESO-Garantia. The reviews of experts show that the organization is a serious participant in the domestic economic market. In 2014, the company took 127th place among the 400 largest organizations in the country, ahead of several prestigious insurance agencies.
The quality of the services provided is documented. In 2011, a certificate of compliance with the requirements of GOST R ISO 9001-2008 was obtained. This means that business processes and the management system meet not only domestic but also European quality standards. This applies not only to insurance contracts, but also to reinsurance. In 2014, the quality level was again confirmed. The company received a certificate of compliance with GOST ISO 9001-2011.
Obligatory car insurance under the CTP program
Unfortunately, no one can be sure that it will be possible to avoid a traffic accident. That is why vehicle insurance is a mandatory procedure. In the event of an emergency, the culprit can count on the assistance of the insurance company, which will indemnify the damage. In addition, after the entry into force of the Law on OSAGO, the possibility of direct compensation for losses appeared. This means that a client who has got into an accident and is not at the same time the culprit can turn to RESO-Garantia for help. MTPL reviews show that full compensation is incurred.
The principle of direct compensation for losses does not apply in all cases. Not the culprit of an accident can contact his company only if the accident occurred with the participation of two objects and only vehicles were damaged. All participants in an accident must have an insurance policy. If more than two cars were involved in the accident, other people's property was damaged or the health of the participants was harmed, the compensation rests with the culprit. The perpetrator will also have to apply to the insurance company when the insurer has his license revoked or is not a party to the Direct Compensation Agreement. This document is signed by RESO-Garantia IC. MTPL reviews show that this greatly simplifies the process of recovering losses incurred in accidents. The driver does not need to wait for help from the culprit of the accident. He receives payments from his own agency.
Every motor vehicle owner can issue an insurance policy on the terms of direct compensation for losses at any convenient time. Customers are always happy with the service from RESO-Garantia. Reviews show that the dispatch service is working around the clock. In addition, it is possible to issue a policy in real time. This means that there is no need to stand in a long line or take leave of work in order to conclude a compulsory insurance contract.
Voluntary car insurance
The company "RESO-Garantia" offers to register several insurance products at once. Customer reviews show that the organization is really worried about driver safety. The most popular is the product "RESOauto". It allows you to insure not only the vehicle from damage or theft, but also any equipment that is installed inside. Many car owners know that even the best alarms are not able to protect the car from burglars. The insurance contract provides for any non-standard situations. The car owner will always be able to receive payments subject to damage to the vehicle.
Unique conditions are offered under the Help-Economy program. An insurance contract is very inexpensive. For a small fee, the car owner can be sure of their own safety. Often there are situations when a vehicle breaks down in the middle of the highway, and is too far from the nearest settlement. Under the terms of the contract, the driver can always count on technical support from the agency staff. Such a service is provided free of charge for car owners who have purchased a CTP policy from RESO-Garantia. The insurance company reviews in this regard only the most positive. Customers who managed to get into an unforeseen situation on the road note that employees leave for help as quickly as possible.
Customers who have issued RESOauto products for a vehicle worth more than 3 million rubles are eligible for VIP service. In this case, the car owner receives the status of a VIP-client and can enjoy some advantages. This is a personal manager, round-the-clock dispatch service, free consultation at the scene of a traffic accident, referral to a service station without a visit to an insurance agent. Reviews about RESO-GARANTIA (CASCO) owners of expensive cars always leave only the best. The service is really high level.
Mortgage insurance
This type of insurance is very popular among the customers of RESO-Garantia. Reviews show that one contract allows you to protect yourself from several non-standard situations at once. The RESO-mortgage product primarily insures the life and health of the client. In the event of an accident that makes it impossible to fulfill its loan obligations, the insurance company itself pays the debt to the bank. If the sum insured exceeds bank debt, the difference is received by the borrower or his relatives. Always fulfills its obligations under the contract of insurance "RESO-Garantia". The feedback from customers and employees shows that people can be paid in full in the event of an accident.
Under the RESO-mortgage program, collateral may also be insured. In the event of unusual situations such as a fire, an explosion of domestic gas, an accident in the water supply system, or the detection of structural defects in a building, the client will be able to receive damages. An insured event also includes unlawful actions of third parties that have led to a violation of the integrity of the property.
Customers also have the opportunity to insure their property in case of loss of ownership. Compensation occurs within the sum insured if, in the process of concluding a transaction for the acquisition of property, the legislation of the Russian Federation was violated. The cost of the policy may depend on the location of the property, as well as its living space. The most affordable rates are offered by the insurance company RESO-Garantia. Customer reviews show that a small payment really helps to feel more confident after concluding a mortgage agreement.
Compulsory Health Insurance
Every citizen of the Russian Federation must have a compulsory medical insurance policy. The company RESO-Garantia is always ready to provide it. Testimonials show that agents offer loyal conditions that allow you to feel confident in the future. After all, quality medical care plays a huge role in shaping the health of the nation. Today, not everyone can cope with their own treatment. Even the most common cold can require considerable financial costs.
The insurance company offers to conclude a contract "RESO-honey." According to its conditions, people can always count on quality medical care, regardless of the form of the disease. Today, more than 6 million people trust their lives and the health of the company. Insurance "RESO-Garantia" reviews are mostly positive. Thanks to the policy, even the most expensive treatment can be paid.
Customers who have previously collaborated with the company can complete a compulsory health insurance contract in just a few minutes. Only a passport is required. You can also apply for a policy in real time.
Voluntary health insurance
Generally accepted compulsory health insurance is a system of minimum guarantees. Get much more offers the company "RESO-Guarantee". VHI customer reviews are always good. Indeed, in addition, customers receive high-quality medical services and the provision of services that are not provided for by the compulsory medical insurance policy. Voluntary medical insurance in large cities of Russia is especially in demand. For example, the agents of RESO-Garantia (Yekaterinburg) always receive excellent feedback on their work. After all, they not only maximally accurately inform their customers about the products, but also allow you to choose the most suitable of them in each case.
It is noteworthy that the clients who issued the VHI policy in one of the cities of Russia have the opportunity to receive high-quality medical care anywhere in the country. The contract may include several clauses. This is a full examination of the body, the provision of emergency medical care, as well as treatment in a hospital. Before concluding an agreement, each client is required to study the rules of voluntary health insurance.
Life insurance
Why insure real estate, property or car, many are well aware. But life insurance today is not very popular. In fact, it offers to insure the future of RESO-Garantia. Employee reviews make it clear that payments will be received not only upon the occurrence of an insured event. Money will be able to take as well with a positive outcome. Life insurance is a long-term financial instrument that allows you to keep your savings. The agency helps clients save small amounts of money for future expenses (study at a university, wedding, purchase of real estate or a car). Many customers prefer to invest in the development of insurance companies rather than commercial banks.
The company "RESO-Garantia" (SPB) proposes to conclude an agreement "Capital and Protection". Reviews show that this product is optimal for those who can not independently save money for large expenses. The program allows you to accumulate the desired amount by a certain date. The contract may be concluded for a period of 5 to 30 years. Insurance allows you to save the savings from the temptation to spend them ahead of time, to ensure a stable
standard of living after
retirement, as well as the material well-being of the heirs.
The client can independently decide how much the contract will be concluded. The minimum annual contribution is 3000 rubles, monthly - 500 rubles. It is possible to deposit the amount at a time or in installments.
Travel Insurance
Vacation in a foreign country is always a lot of emotions and adventures. But no one can be insured against troubles. For those who want to have a really good time on vacation, an insurance company offers to conclude a contract. It is worth noting that it is impossible to visit some countries without a policy. Tourists simply do not get a visa. Reviews of the insurance "RESO-Garantia" show that the conclusion of the contract takes only a few minutes, and the client will only have to provide a passport. You can calculate the cost of the policy in real time.
The international medical expenses insurance policy allows you to be sure that you will be provided with qualified assistance in a foreign country in case of health problems. Additionally, you can insure your own property in case of theft or damage.
Conclusion
Insurance gives everyone confidence in the future, especially if the contract is concluded with a reliable partner. Responses about the RESO-Garantia company speak for themselves. Each client will be able to receive payments subject to the occurrence of an insured event. Agents will be able to provide complete information about the company's products. Service is carried out around the clock.