Modern life is hard enough to imagine without online stores. In fact, this method of trading begins to occupy key positions in the total volume of goods sold. Moreover, according to most users of online stores, the main advantage of this method of trading is its mobility from the point of view of the seller and the availability of the store anytime, anywhere, from the point of view of the buyer. One of the key points of this trade is the payment gateway, which acts as an analogue of the banking terminal and allows you to make payments online.
Let's find out what it is and how a regular online shopper can use it safely.
What is a payment gateway?
So, users and owners of online stores understand a payment gateway as an application that provides remote sale or purchase of goods. If you look from the point of view of the seller, the payment gateway should be embedded in the site on which the sale takes place. Thus, the seller ensures that this tool is integrated into his trading platform. This integration of the payment gateway significantly increases the rating of a particular online store. From the point of view of the buyer, the payment gateway not only provides payment for the selected product, but also protects the buyer’s finances from various scammers.
What payment gateways are there?
If we talk about what constitutes a system of payment gateways, it should be noted that each payment system organizes its own payment gateway, which allows the buyer to pay for the goods without leaving home.
The most reliable are the gateways of PayPal and Webmoney payment systems . If we talk about the first, then this is an international system that works with most banks and supports payments by Visa or Master Card. It allows you to make purchases at various international auctions, such as Ebay. Webmoney system and its payment gateway are intended for internal use.
Safe use of a payment gateway
Currently, there are a lot of online scammers who are trying to take possession of other people's money. At the same time, they can create virtual online stores to deceive unsuspecting customers. Therefore, before using the services of a particular online store, you should make sure of its reliability. An indispensable service in this regard can be provided by users with their feedback on any trading platform.