Promagrofond is an organization that has existed in Russia for a long time. It conducts activities very useful to the population. But what kind of company is this? Today remains to be seen in this. Indeed, Promagrofond is a non-state pension fund. Reviews, rating, level of trust of the population - all this will help to understand how honest the corporation is. It is likely that you can trust her with your savings made in old age to increase pension payments in the future. In fact, it is not so difficult to understand what a particular NPF is. Especially if you pay attention to some key points.
Description
For starters, what is a Promagrofond in general ? After realizing this fact, it will be possible to say whether the corporation is really conducting normal activities. Or does she have some kind of shadow politics?
Not at all. Promagrofond is a private pension fund. Reviews, rating, level of trust of the population - all this is important for this organization. It has existed since 1994. It serves to form the pension payments of the population. There is nothing difficult to understand.
For its activities, the organization receives mostly positive reviews. It’s clear what Promagrofond is doing . No shadow politics, extremely useful and clear work. But what other aspects of the corporation should you pay attention to before you think how conscientious it is?
Country Distribution
For example, how strongly the pension fund is spread across the country. Often scammers do not have too many branches. And therefore, the population often on this aspect focuses on the integrity of corporations.
Non-state pension fund " Promagrofond" (reviews, rating, its profitability - we will talk about everything later) is a very large organization. It is common throughout the country. In each city, you can find at least one branch of an NPF.
That is, you can already trust the company for this. At a minimum, these are not scammers. And how faithfully does the organization work? What does it offer its customers? Are they satisfied with the service here? Or maybe the population prefers to leave this NPF and change it to some other?
Rating
To understand this, it is important to pay attention to some of the main components of the formation of pension funds. For example, you should pay attention to the rating of the corporation. Most often, the population trusts leaders more.
What reviews does NPF Promagrofond have in this area ? The rating of this organization is high. The population indicates that this fund is attracting attention. He is in the top 10 leaders of private pension funds. As a rule, it is located approximately at the 5-6th position of NPF ratings. But in some sources, this organization takes 2-3 place.
Accordingly, the corporation is very popular and reliable. And, as already mentioned, the residents trust her. But this is only one of the indicators that help to understand whether it is worth investing in NPFs or not. What else do you need to pay attention to?
Trust
For example, the level of trust of the population. This is something like an analog rating. But it is formed on the basis of a customer survey. That is, popular opinion. The trust indicates how much potential and real investors trust the organization.
NPF Promagrofond reliability rating is very high. At the moment, it is indicated that it remains at the A ++ mark. This is the highest level of trust. In some sources, you can find information that the confidence of the population is held at A +. It stands for Very High.
Accordingly, this company can be trusted. Clients indicate that Promagrofond has been operating in Russia for a long time. And so you don’t have to worry about revoking a license. The Central Bank in Russia has recently been actively closing NPFs, but such changes, as a rule, do not concern the leaders of the rating.
Profitability
But on the next component, many potential investors pay attention. It's about profitability. Non-state pension funds are in demand not only because they offer the preservation of pension savings. They are actively used precisely because of offers to increase funds in the account.
What is NPF Promagrofond profitability rating? In this area, the organization is not showing very good performance. The thing is that initially the company offers very good returns. About 15% per annum. That is, the money stored in the account will increase annually by the indicated interest. And therefore, one can find Promagrofond among the 5 leaders of NPFs in terms of profitability.
In practice, the picture is somewhat different. Customers indicate that real returns are significantly reduced. At the moment, it is about 5-7%. But some sources indicate that the return is at the level of 17-18%. In fact, it is the first option that takes place.
Due to such inconsistencies, Promagrofond (NPF) reviews its customers are mixed. Potential investors do not know what to trust. Some feel cheated. In practice, such discrepancies in promises and the real situation with profitability are normal. It turns out so because of the crisis and inflation.
In any case, even taking into account the yield of up to 7%, Promagrofond is in demand among the population. Some indicate that this organization is not ideal for multiplying pension savings. But she offers a steady increase in deposits. A small percentage will still be put.
Service
What about customer service? What conditions does Promagrofond (private pension fund) offer ? Reviews, rating and profitability - all this is extremely important. But do not forget about the quality of service.
The thing is that opinions differ in this area. Someone is satisfied with the quality of service, someone is not very. Accordingly, it is difficult to understand how conscientious the organization is.
" Promagrofond" provides for service, both personal and electronic, through a personal account. It pleases many. But along with this, reviews indicate the unstable operation of the Internet service. And in the offices of the corporation is constantly waiting. Nevertheless, employees try to give due attention to each client.
"Promagrofond" is an NPF that differs little in quality of service from its main competitors. Many emphasize that the staff here is polite, it helps to solve many problems. Rudeness and rudeness are a rarity. But no one is safe from her.
Surprises from the organization
Now it’s clear what reviews the NPF Promagrofond receives . The rating of this corporation in various terms is also known. But this is not all the important information that customers emphasize.
For some, discontent is caused by the fact that the population unexpectedly discovers that the funded part of the pension is located in Promagrofond. Because of this feature, some citizens think that the fund is acting illegally.
Lawyers say the opposite. The unexpected discovery of pension savings in the Promagrofond, as a rule, is related to officially employed people. This happens because the NPF concludes agreements on cooperation with various employers. And all employees become contributors to the fund. The immediate boss, and not the Promagrofond , should notify about this . It is precisely because of this phenomenon that accumulations can be detected unexpectedly for the population in the fund under study.
Conclusion of an agreement
What else does the Promagrofond (private pension fund) offer ? Reviews, rating, trust and profitability are already known. But what other information can be learned from all available opinions?
For example, how is the conclusion of the contract. Basically, reviews indicate that employees of the organization are trying to explain everything to the client as accurately as possible. The agreement contains all the conditions of cooperation. But some incomprehensible moments can still arise. In such situations, it is recommended to clarify all information with the employees of Promagrofond. Judging by numerous opinions, they will certainly help to clarify everything. There is no fraud in concluding contracts.
Customer search
Special attention should be paid to finding clients for a pension fund. This nuance is emphasized in most reviews of the organization. Promagrofond (a non-governmental pension fund whose rating is already known) is trying, like its competitors, to attract more customers. And the organization uses a variety of methods.
Some potential investors are not happy with the fact that Promagrofond goes to apartments. That is, specially hired representatives go home in search of new customers. It is noted that often so scammers act. And so often customers feel cheated.
"Promagrofond" recommends not contacting representatives who "go to apartments." After all, there are really a lot of scammers who allegedly act in the interests of this non-governmental fund in Russia. For all information about the work of the organization, it is better to contact the branches directly.
Difficult decision
"Promagrofond" (NPF) receives various reviews. From all of the above, we can conclude that this company receives very mixed opinions of customers about work. But how to understand what to believe? There are a lot of untrue reviews online. Both positive and negative. Therefore, you do not need to trust everything that they write.
In order to prevent mistakes, it is necessary to pay attention to the methodology of writing a review. In real opinions, information is predominantly useful to customers. People share their experience, whenever possible, apply evidence. Lies look stereotyped. She either praises Promagrofond, making this NPF the best in Russia, or, on the contrary, exposes the fund as the worst and unscrupulous source of saving money deferred for old age. This is what you should pay attention to. Otherwise, it will not be possible to draw the correct conclusions about what constitutes the studied NPF.
Summary
What can be summed up? " Promagrofond" is a non-governmental pension fund, which is considered a very good place to preserve pension savings and form their funded part. Not the best place to increase the contribution, but a small profitability can still be seen. Most importantly, the organization is fairly safe. It allows you to be calm for retirement savings.
Revocation of license to Promagrofond does not threaten. You should not believe too good or too bad opinions about this organization. In the service sector, NPFs have shortcomings, but they are not so bad as to refuse deposits.