In recent years, more and more new players have appeared on the credit market of the Russian Federation. One of those was Svyaznoy. A bank whose credit cards very quickly began to win the love of the country's population. Most experts say that if the organization had not limited the issuance of its credit cards, today they would have been in the wallet of every second resident of Russia. Why are the programs provided by this financial institution so attractive to consumers?
Main stream
Of all the areas that Svyaznoy Bank is developing, credit cards occupy a leading position. On the official website of this financial organization, you can see that their services can be used in any country in the world and receive the necessary funds from any ATM. Using the card of this bank, you can take up to 250 thousand rubles.
In total, the organization provides its customers with 3 varieties of the most popular Light program - 5000, 3000 and 2000. The number in its name means the minimum payment amount that needs to be made once per payment period. The interest rate on the loan and the size of each commission are individual for each client. The credit card of Svyaznoy, a truly reliable bank, allows you to receive money at the following rates:
- 46-69% for S-Line 2000;
- 36-60% for S-Line 3000;
- 24-48% for S-Line 5000.
The credit limit that the borrower can use, as in the case of the interest rate, is determined individually for each. For violations of the program maintenance regime, a flexible system of fines is provided. The first of them (in case of delay), the borrowers will be required to pay five days after the end of the billing period, the second on the 35th day, the third on the 65th. Svyaznoy Bank, whose S-Line credit cards are very easy to obtain, unfortunately, does not provide a grace period for one of them, namely, S-Line 2000. The remaining cards have a grace period of 50 days.
For the balance of funds in the account of the owner, the financial institution charges some interest. With a balance of 10 to 100 thousand rubles. the bank accrues 10% per annum if the balance exceeds 100 thousand rubles. this percentage drops to 5.
The "connected" bank. Get a credit card: conditions and documents
To receive such a service, you must come to a bank branch or to one of its communication salons. The client must meet the following conditions:
- Be between the ages of 21 and 65
- bring with you a valid passport of a citizen of the Russian Federation;
- indicate your current work and mobile phone numbers in the application form.
Over the past few years, the company has been promoting its services among various entrepreneurs. Today, Svyaznoy, a bank whose credit cards have gained popularity among a huge number of Russians, provides its services to more than three thousand diverse legal entities in various fields. These are companies engaged in both financial services and retail and wholesale. In addition, the bank participates in the system of compulsory
deposit insurance, so that its customers may not worry about the safety of their money. In the event that the bank goes bankrupt, they will receive all their deposits in the form of compensation from the state.