Life situations are different. Nowadays, when there is not enough money supply for making settlements, a loan agreement between individuals proves its indispensability. Developing your own business, improving education, improving your living status - you can list many situations where money is urgently needed. Throughout life, people provide mutual assistance to each other in solving many issues for various reasons. Most often the matter is in close or family relations. For example, in a neighborly way, like a fellow countryman, a fellow countryman, a best friend, etc. When assistance is expressed in monetary terms, it is advisable to include a loan agreement between individuals in this process. This can further relieve many problems and tension in the relationship. What individual points does a loan agreement between individuals have, how to draw up a contract of sale of a car to an individual, or rather, these questions will be highlighted below.
The law of Russia spelled out the rules and regulations for concluding these agreements. For certain circumstances, it is necessary to make a cash loan, and you have agreed on it with another natural person, according to the rules, the contract is valid only when the borrower has received the money in his hands. In addition to money, things can be involved. On this occasion, the rules have a number of reservations. For example, you can’t borrow things that cannot lose their native properties, these are land, organizations and firms. A loan agreement between individuals is written on paper. The amount determined by the laws of Russia, with which it is necessary to take a receipt and can rightfully be returned from the borrower if necessary through a court, today in Russia is an average of 43 thousand rubles. These are ten minimum salaries. If things were handled and in the process of use they lost their practical purpose, the borrower must return them in the same quantity and of the same quality. For large cash loans, you must use the services of a notary.
A loan agreement with an individual can be drawn up between Russian citizens and an organization taking money or things from a natural person in a loan. In this agreement it is necessary to indicate what type it is, percentage or interest-free. The actions of the party issuing money in a loan for different occasions must also be clearly spelled out. This and the improper use of funds, and failure to fulfill the organization’s obligations to pay interest are the conditions under which the agreement can be terminated unilaterally.
The contract is concluded on paper, certified by a legal organization and is considered valid from the moment of transferring financial funds or things to the borrower (company).
The contract of sale of a car to an individual is a necessary document. The presence of this contract is necessary for registering a car in the traffic police. There are cases when an organization sells a car to a private person, for example, an employee of an enterprise. This transaction is executed on the form of the contract, which indicates the names of the seller (organization) and the buyer (passport, private person).
The first paragraph is the subject of the contract, a complete listing of the car’s passport data, from which year it is on the balance sheet of the organization. Then comes the item that discloses at what cost a car is sold to an individual. The time for which payment must be made and the car is transferred for use to another owner is indicated. On standard forms, the responsibility of the parties and the conditions under which it is impossible to effect the sale are determined.
The agreement must also indicate the valid addresses of the parties. An appendix to this agreement is an act that states the date of transfer of the car to the new owner.