LLC Euroins Russian Insurance Company has been operating in the Russian market since 2003. The main areas of activity: car insurance, VHI, property insurance of enterprises and civil liability. Read more about the results achieved by Euroins Insurance Company, customer service reviews, read on.
Short story
RSO Euroins LLC is a small-sized universal insurance company. The organization entered the financial market initially under the name LLC SK Basalt. The head office of the insurer is located in Smolensk. In Moscow, St. Petersburg, Ingushetia, Chechnya, Bryansk and the Krasnodar Territory there are branches of the company.
Fifty popular insurance products are offered to customers, each of which the financial institution has a regulatory license. Reinsurance protection is provided by large international and Russian associations and unions, in particular, the Union of Insurers, Travel Industry, and the Association of Entrepreneurs.
In 2013, after the launch of the Internet channel, the volume of premiums increased. Persons traveling abroad began to issue a medical policy at Euroins.
Insurance company: rating
The company took 85th place in 2015, collecting 1,030 million premiums and paying 330 thousand rubles. According to the results of the 2nd quarter of 2016, this indicator improved. The company raised 386 thousand rubles. and paid 116 thousand rubles, taking 74th place in the ranking. For six months, 174 thousand contracts have already been extended and 134 thousand new transactions have been signed. 6221 applications were processed, of which 5988 were settled.
Rebranding
In 2016, there was a change of shareholders of IC XDI Insurance. On August 16, the Bulgarian company Euroins Insurance Group increased its block of shares to 710 million units. (99.3%), and the German Talanx International AG sold all securities of SK. Immediately after these events, all powers were removed from the members of the Supervisory Board, and the company name was renamed.
Products
You can purchase such products in IC "EUROINS":
CASCO:
- covers the risks of theft and damage to vehicles after an accident, explosion, fire, actions of third parties, natural disasters, falling objects;
- theft of additional equipment not included in the original package;
- life and health insurance for the driver and all passengers;
OSAGO: liability insurance of vehicle owners in case of damage to other people's property, people's health.
DSAGO : indemnification in excess of the CTP limit.
Advantages of car insurance in IC "EUROINS":
- individual choice of conditions;
- payment of premiums in installments without increasing the tariff;
- Compensation for damage (in a limited amount) by CASCO without providing certificates;
- Client's choice of the form of reimbursement: for costing or repair at the service station;
- round-the-clock telephone and technical support;
- vehicle evacuation services and the commissioner's departure to the scene of an accident;
- payment of reimbursement (in a limited amount) on the day of circulation (by CASCO).
RSO Euroins LLC (Moscow) offers a full range of business risk insurance services: from cargo transportation protection to corporate VHI. Other products also include travel insurance .
Advantages of the Euroins Insurance Group Policy
- Departure of a specialist to sign the contract.
- Payment of insurance by installments.
- Quick review of insurance claims.
- Discounts for regular customers.
Euroins Insurance Company: reviews
The speed of considering insurance cases and making payments depends not only on the insurance company, but also on its partners. The few negative user reviews on the forums are associated with a delay in auto repair, expert examination of the vehicle and difficulties in paying remuneration for medical insurance abroad.
Firstly, the expert examination of the vehicle is carried out by an independent specialist, and the repair is carried out by the service station. No insurance company can regulate delays at these stages.
Secondly, the rules for receiving and paying for medical care during your stay abroad must be found out before the contract is drawn up. They specifically indicate that in the event of an insured event, it is necessary to fill out an application by phone and wait for the arrival of a specialist. If there is a need for emergency medical care, then the client pays all expenses. To receive compensation, upon arrival in the Russian Federation it is necessary to provide copies of checks with translation into Russian or English.
eOSAGO
The Russians are very popular electronic insurance policies. Among the major players in the market, they were offered by only two companies, Rosgosstrakh and RESO-Garantia. But the first one recently closed the eOSAGO service. Now you can issue an electronic policy not only at RESO, but also through second-tier companies, for example, RSO Euroins LLC. The entire registration procedure is executed directly through the company's website. The developed interface is considered by many users to be the most convenient of the existing ones.
The number of persons who can simultaneously issue a policy on the site has been limited by the Euroins insurance company. User reviews confirm this. Most often, the first attempt to issue an electronic policy is unsuccessful. The error "KIAS Web is blocked" appears on the site. If you don’t give up and click the “Login” button a couple of dozen times in a row, then, sooner or later, the registration form will open.
Service users highlight an important advantage in work. All information is entered and verified in stages. First enter the data about the car. At the next stage, they are checked. If the information is entered correctly, the user proceeds to fill out a diagnostic card, etc. It is better to follow such a scheme than to fill in all the fields, and then find out about the error. The service on the Euroins website indicates in detail what specific information is filled in incorrectly.
Tourists can also get e-health insurance. This product is intended for customers who spend their holidays in different regions of the Russian Federation and abroad. An electronic policy is accepted at all visa centers and consulates.
Instructions for the design of eOSAGO
User registration is carried out through a mobile phone. Password in the form of SMS comes immediately after filling out the form. In the event of a system failure, just click the "Reset Password" button and the procedure will resume.
When you first enter your personal account, you need to fill out information about the car owner. All lines must be checked carefully, since editing information in the next steps is blocked. In the application form, you must indicate the name, registration address and phone number. The big advantage is that the address line can be entered manually, and not select from the drop-down list. You can register data in the policy in the same way as in the PCA database. After filling all the lines you need to save the form.
At the next stage, data about the car is filled in the Euroins policy. Information for verification needs a minimum: VIN, car power, series and registration document number. Inspection data is automatically verified with the EAISTO database.
At the next stage, data on the policyholder from the registration form, which cannot be changed, is automatically pulled up. The penultimate step is payment of the policy with a plastic card. In the special form you need to enter the account details and name of the payer in Latin letters.
According to this algorithm, a policy is purchased through the service that Euroins Insurance Company presented on its website. User reviews confirm that very often the server freezes at the stage of insurance payment. The problem is solved by refreshing the page. In most cases, you can get an eOSAGO policy without leaving your home the first time.