Today it is necessary to find out what the ZAO NPF Promagrofond represents. Reviews, rating, profitability - all this is extremely important for the population. It is on these components that very often many make the final decision regarding issues of cooperation with pension funds. I want the money to be stored in a safe place. Because of this, each NPF has to be considered in great detail. Customer opinions help to accurately judge what a particular corporation is. What can be said about NPF Promagrofond?
About Activities
First you have to understand what this organization is doing. Maybe she has some kind of shadow policy? Or carries out fraudulent activities?
Not at all. Promagrofond is a private pension fund that has been operating in Russia for a long time. It was created back in 1994. For the past 22 years, the organization has been providing pension insurance for the population.
It turns out that this corporation is a place to save money deferred to old age. A great way to form the funded part of the pension. No shadow politics, only "transparent" and understandable to all activities. And for this, ZAO NPF Promagrofond receives positive reviews. People know exactly under what circumstances you can contact the organization.
Country prevalence
The next caveat is the spread throughout the country. The thing is that in recent years, NPFs in Russia open in large quantities. And they often close very quickly. Such changes do not apply mainly to large companies. What can be said about the fund under study?
"Promagrofond" is a non-state pension fund, which, as already mentioned, is spread throughout Russia. There are branches of this corporation in each locality. In large cities, you can find several branches of the organization.
It is also worth paying attention to the fact that the company has existed in the country for a long time. So, there is every reason to believe that we are talking about a sustainable corporation. This is the opinion held by many citizens. NPF Promagrofond is a large and widespread company in the country. It will not be closed suddenly. It has been operating for 22 years with particular success. A great occasion to take a closer look at the corporation in more detail.
The main branch of NPF Promagrofond is located in Moscow. More precisely, there are several of them. The first is located on Iskra Street, house 17-a, building 2. The second - in Kozhevnichesky Lane, at 8. The exact addresses of the fund's branches in each city of the Russian Federation are invited to look at the official website of the company. Many customers indicate that it is very convenient!
Rating
Now we can talk about the main components that potential investors pay attention to. The thing is that there are a lot of evaluation criteria. The first thing all customers are looking at is rating. In Russia, special bases have been created that help to see the success of a particular non-state pension fund.
NPF Promagrofond CJSC has a good rating. It is noted that this organization is among the 5 leaders of private pension funds. Most often found in 1-3 positions in the lists. Some sources indicate that this company is in the top 10 best NPFs in the country.
In any case, the corporation under study is in the leading position in the All-Russian rating. Most customers notice that this phenomenon is credible. And so many are eyeing the fund. It is not just that he is among the leaders! What other nuances do you need to look at before making a final decision?
Trust level
For example, the so-called level of trust. This is a kind of indicator that indicates a population’s predisposition to a particular company. The reliability level of NPF Promagrofond is high. Various sources indicate a variety of information, but nevertheless, the trust remains in fairly high positions.
Quite often, you can see that the confidence rating is at A ++. Today it is the highest rate of trust. According to some reports, confidence is slightly lower. It is located at level A +. It stands for High Trust.
In any case, on the basis of this information, it can be concluded that the private joint-stock company Non-State Pension Fund Promagrofond is trustworthy. The population is confident that this particular company will help maintain pension savings.
Profitability
Non-state pension funds are often looked not only for the safety of a pension. The thing is that such companies offer to increase pension savings. Therefore, many pay attention to such a component as profitability. NPFs with high returns attract customers to a greater extent.
"Promagrofond" receives mixed reviews in this area. Why? All due to the fact that the promises of the organization and the real situation are different from each other. The administration promises high returns - about 15-18% per annum. But in practice, it is 5-7%. The difference is huge.
Because of this, ZAO NPF Promagrofond reviews both positive and negative. The population remains dissatisfied with the fact that promises are not kept. Although low returns are easily explained. The culprit is inflation. Similar discrepancies now exist in all NPFs of the country. And this fact will have to be taken into account.
Along with this, it is noted that the pension fund still has profitability. Not very big, but it is higher than many competitors offer. Accordingly, a small return takes place. Not as high as we would like, but it is. Moreover, the organization has a good profitability. NPF Promagrofond is also in the leading positions of the rating by this indicator.
Service
What about customer service? This question is also important. And there is no ambiguity regarding the company under study. Why?
NPF Promagrofond CJSC receives various reviews. Good for the fact that the staff tries to devote time to each client. They give clear answers to all questions, all conditions of cooperation and payments are explained in full. Also among the advantages distinguish the possibility of remote maintenance. Promagrofond has a Personal Account for each client. With it, you can track the status of the personal account.
Despite this, the negative is still expressed in the address of the corporation. For example, due to the fact that in the branches of the organization the service is slow, constant queues. And the "My Account" works intermittently. Not the most important, but nonetheless existing flaws. And they will have to be remembered when choosing an NPF.
Conclusion / termination of the contract
Many people pay attention to the fact that the conclusion of an agreement with a company is the most important process. For this feature CJSC NPF Promagrofond reviews mostly positively earns. Customers notice what the terms of the contract explain. Some features of cooperation may not be clear. But if you clarify them with the staff of the fund, everything will become clear.
At any time, you can change the NPF and terminate the contract with Promagrofond. There is nothing special about this. A citizen must do it personally. What does NPA "Promagrofond" offer ? How to terminate the contract? It is enough to write an application for the transfer of funds to another organization. After that, with an identification card, come to the company under study and contact the employees. Then it remains to wait for a decision to terminate the contract and transfer funds.
Attention: money is transferred to a new NPF for approximately 2 weeks. Therefore, do not worry if delays occur. Customers' opinions often emphasize the fact that transferring money from Promagrofond is time-consuming. But a similar situation occurs in all non-state pension funds of the country. It just needs to be prepared for it.
Surprises
The next nuance emphasized by customers is an unexpected collaboration with the corporation. Some clients accidentally learn that their retirement savings are stored in Promagrofond. However, no contracts were personally concluded. Should I refuse to cooperate with the organization because of such surprises?
Not at all. Lawyers say that NPF Promagrofond acts absolutely legally. This phenomenon is explained by the fact that the fund concludes agreements with different employers. And then all the employees of a company automatically become investors. Notify workers of Promagrofond, but the immediate employer, about this. Therefore, surprise unexpected cooperation is not necessary. This is not a hoax, everything is legal. Moreover, many NPFs have this feature.
Caution Fraud
But that is not all. There is another rather important point that customers emphasize. CJSC NPF Promagrofond receives negative reviews for how the organization is looking for customers. Some indicate that the official representatives of the NPF go to apartments and involve the population in cooperation. This situation makes you think about the integrity of the fund.
There is really nothing to fear. "Promagrofond" strongly recommends not talking to those who go to apartments and appear to be employees of a private pension fund. Often these are scammers. It is better to learn about all the features of cooperation by phone numbers of branches in certain cities or in person.
conclusions
From the foregoing, we can conclude that the NPF Promagrofond is a large non-state pension fund distributed throughout Russia. It is quite stable, offers good returns. Customers are treated here with understanding and attention. This organization is ideally suited both for increasing pension savings and for keeping them.
Promagrofond NPF has some disadvantages , but they are not so significant as to refuse cooperation. This organization is one of the leaders in private pension funds in Russia. So, it is worth considering it when searching for a place of storage and the formation of pension savings.