VTB 24 Insurance has been represented on the financial services market since 2000. Currently, the organization is in the top 10 large companies in the insurance market. Its activity is aimed at providing qualified services to citizens in the field of insurance. Over the entire period of its existence, the company has developed a large branch network: 38 branches throughout Russia.
The main type of insurance VTB-24
CTP insurance is the main activity of the company, which has been implemented since 2003. It should be noted that compulsory motor third-party liability insurance is a compulsory insurance contract that every car owner must acquire and only then drive a vehicle.
To draw up a contract, you need to apply in person, carry a full package of documents. According to the current law, in order to draw up an insurance contract, you need: a personal passport, a vehicle passport, a driver’s license, and a diagnostic card. Based on the submitted documents, the representative of the insurance company will formulate the calculation of the insurance premium and execute the contract.
Starting in 2015, you can get an insurance contract online. To do this, go to the official website of VTB 24. Insurance, thanks to the online service, is quick and easy. For registration, you need to fill out an electronic application, calculate the insurance premium and pay the insurance contract.
The CTP form can be stored electronically or printed. The undoubted advantage of VTB 24 is that it is possible to take out CTP insurance at home at any time.
Mortgage insurance
According to the current law, all real estate that is purchased using borrowed funds is subject to insurance. The cost and risk package depend on the selected product at VTB 24. Mortgage insurance is possible in two programs.
Insurance Programs:
- Comprehensive insurance: fire, gulf, unlawful acts of third parties, natural disasters, a gas explosion, a lightning strike, the fall of flying objects, the life of the borrower and the loss of property rights.
- Only from the complete destruction of structural elements.
The company's specialists advise choosing a comprehensive type of insurance that can create full protection for the entire loan term.
Mortgage insurance at VTB 24
Mortgage insurance is a fairly simplified procedure. The first thing you need to do is contact the nearest branch of the insurance company and write a statement. It must include personal information, data on the mortgage apartment, the loan term and the value of the purchased property. An employee of the company will accept the application, on the basis of which he will calculate and announce the necessary list of documents.
The price of the insurance contract is determined individually for each client and in most cases does not exceed 1.5% of the value of the collateral.
In most cases, a personal passport and a loan agreement are required to complete all the papers. After submitting the documents, you will need to sign an agreement and pay a fee. An integral part of business paper is the schedule of insurance premiums for the entire insurance period. It is worth noting that the contract is concluded for the entire loan period. According to the schedule, it is necessary to pay mortgage insurance annually. VTB 24 offers the most favorable and lowest mortgage insurance rates .
Life and health insurance
A highly demanded insurance product that VTB 24 insurance company offers is life and health insurance. Thanks to him, you can get guaranteed financial support in the event of an insured event or temporary disability.
Under the insurance policy you can get compensation in case of injury from:
- natural disaster;
- illegal actions of third parties;
- Accident or accident;
- floods;
- terrorism;
- while playing sports;
- other threats that have caused harm to life and health.
To draw up a contract, you need to contact your insurance representative with a passport and choose the most suitable insurance program. Do not forget that the size of the insurance premium depends on the sum insured and the selected risks.
Clearance procedure
You can conclude a contract for a period of 1 month to a year. This option is convenient for athletes who need an insurance policy only for competitions and temporary training, that is, for a short period of time.
The registration process begins by filling out a life insurance application. VTB 24 offers its customers to fill out a questionnaire, which should reflect only personal information, note the desired insurance amount and choose insurance risks. After the manager makes the calculation, draws up a policy and accepts payment. Do not forget that any voluntary insurance contract only takes effect the day after payment.
Benefits of Insurance Products
According to statistics, every second citizen applies for insurance at VTB 24. Insurance is the right decision that will allow you to protect yourself against unforeseen situations for a moderate fee and get good financial assistance in the event of an insured event.
An insurance company is ready to offer each client not only a high level of service, but also profitable products at minimal and affordable prices.