MegaFon is a Russian telecommunications company that provides telephone, cellular and Internet access services in the Russian Federation, as well as in Tajikistan, Abkhazia and South Ossetia. The quality of communication has already been evaluated by 73 million users. For the convenience of customers, lending institutions have developed the product of the same name, with which you can pay for goods on the Internet. Read more about how to replenish an account through a MegaFon bank card, read on.
Features of the operation
There are many ways to replenish a mobile account: connect an automatic service, use a terminal or transfer funds from a payment system. But in order not to waste time sitting in queues and not to pay a commission, it is better to use the online service. To replenish MegaFon’s account with a bank card via the Internet, it’s enough to have a computer or phone at hand. The main advantage of the service is the lack of commission. The operation itself takes several minutes. Cellular subscribers can activate the “Auto-recharge” service, within which funds from a plastic card will be transferred to a mobile phone account after reaching the minimum limit in a predetermined amount.
How to replenish MegaFon account through a bank card?
1. Activate the Service Guide service. Read more about how to do this.
2. Call from a mobile number 0500910 and follow the instructions of the automatic informant.
3. Contact the office of MegaFon. Employees of the department will help to attach the card to a mobile number. Before traveling, do not forget to take a payment instrument and passport. MegaFon customers can bind several cards to one number at once.
In the same way it will be possible to disconnect from this service in the future.
How to create a "My Account"?
To replenish the MegaFon phone account via a bank card, you must register on the company’s website. Through the "My Account" you can get all the information about the tariff plan, new options, promotions, discounts, connect services, manage points. On the official site of MegaFon you need to choose a region of residence. Then go to the "My Account" area. For authorization, you must specify the login (mobile number without "8") and password. The code will come in the form of a message immediately after filling out the registration form. In order to increase user security, you need to specify a secret question and answer to it. With the help of this information in the future it will be possible to restore access to the "My Account".
Money transaction
After authorization, the user gets to the site "Service Guide". Then, in the "Payments" section, select "Register a bank card." The system will ask you to enter the plastic data: number (PAN), expiration date (expiry), security code (CVV2 \ CVC2) - three digits on the back. The next step is to accept the terms of service. To identify the cardholder, a certain amount will be blocked on the account (from 0.01 to 9.99 rubles). At the next stage, you need to specify the reserved amount in a three-digit format “x, xx” with one attempt. The user is given 10 days to complete this operation. You can specify the amount in the extract from the ATM or in the SMS message that the bank sends. At this point, card registration is completed. An SMS with the secret PAY-PIN code will be sent to the user's phone, which is used instead of the PIN code during transactions. It needs to be saved.
The process of transferring funds is carried out through SMS commands:
- * 117 * amount # call key - topping up your number.
- * 117 * amount * phone number # call key - transfer funds to another Megafon number issued to this payer.
- * 117 * amount * phone number * PAY-PIN # call key - transfer funds to the phone number of another subscriber.
Here is how you can fund your MegaFon account through a URALSIB bank card. In a similar way, you can transfer funds to other subscribers of the telecom operator. The main thing is to use a real, not an electronic card. The cost of the service is already included in the subscriber’s tariff plan, so no additional commission is charged.
How to replenish MegaFon account via VISA or MasterCard?
The method described above is more suitable for systematic operations. The user once binds the card to the phone number, and the transfer of funds occurs after the balance is reduced to the specified minimum. For one-time operations, it is not necessary to register in the system. It is enough to send a request through the website of the mobile operator. The minimum payment amount is 100 rubles. To replenish the MegaFon account through a bank card of Sberbank, it is enough to go to the "Payment" section on the Megafon.ru website and then to "Top up the balance". In the next window, you need to specify the phone number, payment amount, select the option "Payment by VISA and Mastercard" and click the "Next" button. On the next page, enter the number of the payment instrument, validity period, CVV-code, full name owner and send a request for processing. After a few seconds, an SMS with a password will be sent to the specified number for the operation. This is how you can replenish your account through a MegaFon bank card.
Alternative methods
Having figured out how to replenish an account through a MegaFon bank card, we will consider other options for transferring funds:
- Voice menu. Call 0500910, press “2” on the keyboard, follow the prompts of the informant.
- Online banking. All credit institutions provide customers with an online account management service. Mobile phone top-up is a minimal set of acceptable functions.
- SMS teams. The text of the message depends on the bank’s request, but usually it contains the recipient’s phone number, payment amount and card number from which funds are debited.
- Payment systems. Owners of Yandex.Money, QIWI, WebMoney, Rapida, Mail.Money, and RBK virtual wallets can transfer funds through the system’s website in the “Personal Account”. No transaction fee is charged.
- Through an ATM. Almost all credit institutions provide replenishment of telephone accounts through self-service terminals. Usually it is in the "Other operations" section. To make a payment, you need to select an operator, enter the number and amount. There is no commission for transferring funds.
Bank cards "MegaFon"
All customers-individuals of a mobile operator can issue a MegaFon-VISA virtual payment tool. The card is issued once for 6 months, the Tavrichesky bank is engaged in servicing. To order a service, just dial the command: * 455 * 1 # and press the call key. Each operation is paid at a rate of 5 rubles. + 1.5% of the transaction amount.
Account management
Everything is extremely simple. For clarity, we give a table.
Command | Message text | Phone number |
Order a card | Custom text | * 455 * 1 # |
Get CVV2 Code | The code | * 455 * 2 # |
Requisites | Custom text | * 455 * 1 # |
Block card | Block | * 455 * 0 # |
Learn balance | Balance | * 455 * 3 # |
The security code is issued for one hour, after which it must be ordered again. You can replenish your account through a MegaFon bank card as described above. Those who wish to use the virtual card as a full-fledged payment instrument can order plastic from the Tauride Bank. The cost of the issue is 299 rubles. A monthly service fee of 25 rubles is charged. Suitable plastic only for cashless transactions. Withdrawal fee is 3.99%. The card is not registered, but with a chip. Monthly expenses are limited to the amount of 100 thousand rubles.