Any working citizen of his country is required to pay taxes. Thanks to this, the state can provide people living on its territory with free medicine and education, as well as protect borders and maintain order within. True, citizens are given the opportunity
to return the tax on the purchase of an apartment in case of tuition and expensive treatment. It is only necessary to collect the documents on time and correctly.
Required documents
Of course, when you do something for the first time, it seems that it is difficult and difficult. But since almost everyone can return the tax on buying an apartment, you still need to figure it out. And you need to start by collecting the required documents. And this:
- passport of a citizen of the Russian Federation (original and copies of the first page and registration page);
- income statement for the past year in the form of 2-personal income tax (only the original, it can be taken from the accounting department at the place of work);
- certificate of registration of ownership (the original and a copy are issued upon registration of the transaction in the registration chamber);
- documents confirming payment (receipts, receipts of payment and payment orders);
- application for a tax refund (the form is given in the tax, but you need to know the account details for the transfer of money);
- a declaration in the form of 3-NDFL (filled out independently or you can contact a specialist for help).
Tax deduction procedure
After all the documents are collected, it is time to go to the tax office at the place of residence. Here I would like to note that in the first half of the year, usually they also file tax returns. Therefore, since it is possible to return the tax on the purchase of an apartment within the last 3 years, you can postpone all activities for the spring-summer. If you decide to close this issue in January, you need to be prepared for waiting in a very long line.
It is worth noting also the fact that money can be transferred within 2-4 months after the submission of documents. This period is necessary for the tax service to verify the accuracy of the information. Knowing how to return the tax on the purchase of an apartment, one should not think that it will be possible to immediately receive the full amount. There are some restrictions on payments.
Firstly, you can get a total of not more than 13% of 2 million rubles, that is, 260 thousand is the maximum payout. In addition, if in the past year the total amount of tax paid is less than the money that must be returned, then the rest of the payments will be carried forward to the next year. But you can only receive such payments over the past three years. And take advantage of the property deduction is possible only once in a lifetime. And the last: you can also return interest paid on a mortgage.
Conclusion
Understanding what taxes can be returned, many enjoy benefits and thus compensate for their costs of treatment and study at the university. But perhaps the most popular in our country is the property deduction. After all, the acquisition or construction of housing is a priority for almost everyone. And since everyone can return the tax on the purchase of an apartment, submitting such declarations to the tax will interest citizens for a long time to come.