State policy aimed at increasing the birth rate and providing the family with everything necessary for this solves many problems. Considerable funds are allocated from the budget, but certain conditions are necessary to take advantage of them. The fact is that these funds are earmarked, and the state is carefully monitoring what they are being spent on. Many families are wondering how to get maternity capital. First of all, the applicant must comply with the conditions under which it is possible to apply for a certificate.
Regardless of where you live, on the territory of the Russian Federation or in another country, if you are a citizen of Russia, then you can submit documents and expect a positive decision. A prerequisite is the birth or adoption of a second child after 2007. Also, one of the conditions is that the certificate is not issued a second time. This means that when you give birth to a third child again, you will not receive this help. If twins were born in your family, then you can get help from the state. Family capital can also be obtained by the father of the children if he is solely engaged in their upbringing. How to get maternity capital for parents whose children were born before 2007? Submit documents at the birth of the next child, and they will certainly help you.
All responsibilities for issuing and verifying certificates are assigned to the Pension Fund. For information on how to obtain maternity capital, you can seek advice from the staff of the Fund. In order for your documents to be accepted and reviewed, you must send by registered letter to the Pension Fund:
- Statement of established form.
- A copy of the applicant’s passport.
- A copy of the child adoption certificate or birth certificate.
- Copy of pension insurance certificate.
- If one of the parents is a citizen of another country, it is required to confirm the citizenship of the Russian Federation for the child.
How can I get maternity capital after filing all the papers? It takes a certain amount of time to verify all documents and issue a certificate. Usually, from the moment of registration, all documents are considered within thirty days. After that, you will receive a notification on how to get maternity capital.
The certificate gives the right to the targeted use of funds provided by the state in case the child is three years old. But
How to get maternity capital in cash? There is no answer to this question yet. Cashing a certificate is not provided by applicable law. You can use the funds pledged by him for the purchase of housing in a mortgage or take a consumer or
targeted loan for the purchase of additional housing. You can also increase the mother’s pension or get a
loan for a child’s
education . The certificate can be used as a down payment when applying for a loan and provides you with state guarantees in obtaining it. Many private banks work with certificates and implement various consumer lending programs.