When looking for a job, most job seekers come across ads that show gross salaries. What is it and what is its amount, far from everyone understands. Along with this concept, there is a net salary. How do they differ?
What is a gross salary?
Back in Soviet times, the state withheld the salary tax that everyone received at the box office. The salary received on hand at the end of the month was called “clean”, and that indicated in the employment contract was called “dirty”. In post-Soviet Russia, many new and unfamiliar foreign terms have appeared, including net and gross salaries. This still puzzles many job seekers.
All wages are subject to income tax, which, as you know, is 13%. If an employee of the organization receives a salary of 50 thousand rubles, he will receive 43.5 in his hands after deduction of tax. In this case, 50 thousand is the salary of a gross, and 43.5 is net. It turns out that gross is the salary before deduction of income tax from it, that is, “dirty”.
When joining one organization or another, the issue of wages is acute, especially in Russia. Some potential employers or recruitment agencies indicate gross salary in the ads in the hope that the job applicant is unfamiliar with accounting terminology. It turns out that they do not deceive candidates for vacant positions, but simply deftly use their ignorance, after which misunderstandings arise.
What is the difference between "gross" and "no" wages?
In our country, most workers receive wages not in a bank card, but in envelopes. As a rule, tax deductions and insurance contributions are not made from these amounts. While in the announcement, the employer does not write down the amount that the employee will receive in reality.
The decisive role belongs to the psychological aspect. Gross salary is a trick for job seekers. Each of us wants to get into our hands not 87 thousand, for example, but 100. Therefore, more attention should be paid to announcements where the net salary is indicated, since it will be more.
Net comes to the employee on a bank card. This is the white salary. Therefore, when looking for work, if you see a very attractive amount, find out what the employer means.
How to calculate net if gross is known?
To calculate the "white" wage, you need to make a simple calculation. Gross salary is the amount excluding income tax (PIT). Then the “white” salary = gross minus 13% of it. For example, gross is 30,000, then net will be 26100, and personal income tax - 3900. Net salary is the monthly income of the employee.
Is net = gross always 13%?
Not always the difference between net and gross is 13%. The employer makes a personal income tax deduction. The employee pays the remaining taxes independently, that is, the organization is not involved in this process in any way.
Not so long ago, personal income tax was the same for all working citizens. But recently, a law was passed stating that certain categories of the population have privileges for paying this tax. For example, parents of children under 18 years of age and adult dependents who are trained in accredited educational institutions pay significantly less. Therefore, the calculation of gross and net salaries is not the same for everyone.
Gross salary is the amount that an employee of an organization receives without deducting income tax on individuals from it. Typically, applicants prefer employers who give salaries in envelopes, because it is much more official and is not subject to income tax. But nevertheless, it is better that all wages be “white”, since it is directly proportional to the size of the future pension. When searching for a job, applicants should pay attention to the amount of the salary indicated in the announcement so that no further misunderstandings arise.