Bank Zapadny Open Joint-Stock Company is a Moscow commercial financial organization founded in 1993. The issuance of credit cards and consumer loans - cash and non-cash - these are the most popular programs that Bank Zapadny provides. The reviews of many citizens of the Russian Federation urge both to refuse his services and to use them. Its main areas of work are lending, attracting deposits from ordinary investors and securities trading. What services cause such conflicting feelings in people?
Zapadny Bank - loan
A financial institution offers citizens of the Russian Federation a huge number of loan programs with different rates. On some loans, they can reach 70% per annum. However, to receive money at such a high rate, the borrower must come only with a passport. When providing an organization with guarantees in the form of a guarantee or a collateral object, the client has good chances to receive a large amount of money at small interest rates. This is how it is possible to get a consumer loan, which is provided by Zapadny Bank. Reviews about this program are positive, but many users complain about the attitude of bank collectors towards them. Most cases of dissatisfaction are associated with rudeness on the part of the claimant. Many describe the facts of insults towards the borrower.
Zapadny Bank - deposits
When placing available funds, the main criterion for choosing a financial institution should not be a high interest rate, as many people think, but reliability. If the bank promises high dividends to everyone who places their funds in it, this can mean several things:
- First: the bank is on the verge of bankruptcy and is forced to raise funds by any means. In this case, the deposit money is likely to go to pay off the debts of the organization itself.
- Secondly: the bank is involved in a very high risk business. In this case, you can lose your money in a very short time.
Bank Zapadny, reviews of which are highly controversial, offers its customers a large number of different deposit programs. Anyone who wants to work with this financial institution should remember that today all deposits are insured by the state. This technique is applicable to deposits in any currency. The client will receive compensation if his bank goes bankrupt. You can count on it if the deposit amount does not exceed 700 thousand rubles.
If a person has made deposits in several different banks, then compensation will be considered on a case-by-case basis. Bank Zapadny, reviews of which are both negative and positive, was accredited to participate in the state insurance system in 2003. Now, any client can be absolutely calm for their money in the bank. In any case, he will receive them back: from the bank at the end of the contract or from the state as insurance.