Every person embarking on a trip, sooner or later thinks about the possible risks. Getting sick in a foreign country is scary and quite expensive, and it is better not even to recall possible accidents. That is why you are invited to familiarize yourself with the Tinkoff company. Insurance is a rather new, but no less demanded service.
Company "Tinkoff"
Of course, you have already heard about Tinkoff. It first appeared on the market as Tinkoff Credit Systems, in 2015 it was successfully renamed Tinkoff Bank. Oleg Tinkov is one of the chairmen of the board of directors of the bank, and Vadim Yurko is the general director of Tinkoff Insurance. For the first time, this company began to promote insurance services in 2012, together with its partner Renaissance Insurance.
About Tinkoff Insurance
Travel insurance is a relatively new service and still somewhat unusual for Russian citizens. In Europe, it is more developed, there is not a single conscious person who goes abroad without an issued policy. After all, you never know what can happen along the way.
The Tinkoff Insurance company , reviews of which can increasingly be found on social networks, is one of the largest and most affordable of those that offer health and property insurance services while you are abroad. Let's try to figure out how it works.
How does Tinkoff insurance work ?
Insurance is a delicate procedure that has many nuances. The employees of the company or online consultants on the site will help you choose the right insurance. We will consider only the main points that this insurance company offers. So what do you get by taking out travel insurance?
- Housing protection.
- Forfeit in case of flight delay.
- Compensation in case of loss and theft of documents, equipment, equipment or baggage.
- Compensation for medical expenses.
- Compensation for treatment in case of accident.
Naturally, there is no Tinkoff company abroad, but there is a service company with which you contact in the event of an insured event. It is called Europ Assistance. A call-center employee will tell you in detail what needs to be done to receive payments for your insured event, if any. You will be required to inform the dispatcher of your last name and first name, insurance policy number, the country in which you are located, the nature of the problem and the contact phone number.
There are two types of policies: one-time and multiple. The first is issued if you travel abroad infrequently, and is valid in your chosen country. The second option is suitable for those who often travel to different countries. One caveat - this policy is valid for a certain number of days (from 15 to 90) during the year.
Reviews
Of course, choosing an insurance company is a responsible business. Such decisions are made carefully, after studying the information. About Tinkoff Insurance, reviews are plentiful, and in most cases they are positive. People who use the services of this insurance note the main positive characteristics:
- Convenience and lack of complex schemes.
- Competent expert advice.
- Availability almost anywhere in the world.
- Quick solution to the problem in case of an insured event.
- Operational payments for an insured event.
- Low cost of service.
In addition, Tinkoff is the only company in Russia that insures your life if you engage in extreme sports, whether it be skiing or surfing. And the policy can be easily issued directly on the official website, taking into account the options suitable for you, and received by mail within a week.