Reviews about Ingosstrakh are of interest to all potential customers of the company, which today offers the widest possible range of insurance services. Note that the most popular products in this area for many years remain the protection of cars and customer life. In this article we will tell you what conditions the company offers. We will also dwell on points that may be of interest to possible future employees of Ingosstrakh. This is a very large company with many branches in all regions of the Russian Federation, so it is not surprising that open vacancies are constantly present here.
About company
Reviews about "Ingosstrakh" in this article we will give the most diverse. To begin with, this is one of the largest domestic insurance companies, which is consistently among the ten largest in the country, and regularly holds leading market positions in certain positions. For example, in premium collections from 2005 to 2009. It is considered one of the backbone companies in the domestic market. In recent years, it has shown itself as the most active insurer in the media, intensively promoting its product to the masses.
In fact, Ingosstrakh is considered the assignee of the General Directorate of Foreign Insurance of the Soviet Union. The company was transformed into a joint-stock company in 1972, when 100 percent of its capital belonged to the state. Privatized her in 1992. Since Soviet times, Ingosstrakh has had subsidiaries abroad. The very first were the offices in London, opened in 1924, and in Hamburg, existing since 1927.
Currently, the general director of the company is Mikhail Yuryevich Volkov.
Activities
Ingosstrakh provides a full range of insurance services, having licenses for all their types provided for by domestic law.
The company's services are available throughout the Russian Federation, the regional network includes 83 branches, and the offices of the company itself operate in 220 cities. In addition, Ingosstrakh owns a number of subsidiaries that operate in countries near and far abroad. The largest are representative offices in Kazakhstan, Azerbaijan, Ukraine, China and India.
Life Protection Contracts
Life insurance in Ingosstrakh, according to numerous customers, today remains one of the most popular services. More and more citizens of Russia are striving to protect themselves and their loved ones as much as possible from any possible troubles. To do this, insure your life and health from accidents. After all, this is one of the most reliable ways to take care of relatives.
The main feature of this insurance is that it gives the policyholder ample opportunity to choose. Everyone can independently determine how much they want to conclude an agreement, focusing on their own income, as well as what risks they plan to protect themselves, taking into account their existing profession and lifestyle.
The policy covers medical expenses in case of injuries resulting from an accident, provides insurance benefits in case of disability or death from an accident. It is important that you can apply for a policy for both adults and children, protecting your entire family. The minimum fee under the contract is only 273 rubles.
The final cost of the policy will depend on the size of the coverage, the age of the people entered, as well as the presence of risk factors, for example, extreme sports. For registration of this type of insurance no additional papers are required, only a passport or other document proving the identity of the future policy holder is sufficient.
Accident insurance is a very popular service that will help you save your family budget in the event of a disaster. You can spend the compensation received for restoration, treatment, etc. It is believed that first of all such insurance is required for people involved in traumatic work, professional athletes and amateurs, any person who takes care of themselves and their loved ones, thinking about so that no sudden incident does not affect the well-being of his family.
In the event of an insured event, you must seek help. If there are signs of an administrative offense or criminal offense, report the incident to law enforcement. After that, it is necessary to inform Ingosstrakh about the insured event within 30 calendar days, and submit all the necessary documents.
CTP
Since 2003, the insurance policy has become mandatory in our country for all motorists, without exception. This is compulsory motor third party liability insurance for harm to life, health or property of third parties when operating a car.
Every motorist is obliged to have this policy for the past decade and a half, for example, without it, he will not be able to perform any registration actions with a car or other vehicle. Currently, the possibility of registration CTP significantly simplified. This can be done not only when visiting the office, but even in electronic form. To do this, you only need to calculate the cost of the policy and place it through your personal account on the website of the insurance company.
In the reviews on compulsory motor third-party liability insurance in Ingosstrakh, customers note that it has become much easier and more convenient to cooperate with the company. The policy guarantees payments in case of harm to the life and health of pedestrians, passengers and other road users, as well as indemnifies the damage caused by the guilty party in a traffic accident.
CASCO
If you want to protect yourself not only from payments to third parties, if you find yourself guilty of an accident, but also to cover your own expenses in the event of an accident, then you will need to apply for a CASCO. This is protection against any damage to your car, as well as theft and theft. The programs even include such cases as risks in case of damage to a vehicle in a parking lot, when hitting an obstacle, bouncing off an object, as a result of illegal actions of third parties, as well as due to natural disasters.
The CASCO insurance program allows the client to protect themselves from a wide range of risks that will be most relevant in your particular case.
If your car is stolen, a premium will be paid, which is enough to buy a new car. In case of damage incurred in a traffic accident when hitting an obstacle due to glass broken in the parking lot, the amount of payment should cover the repair or restoration of your "iron horse".
Also, the CASCO premium is paid in the event of a complete loss of the car as a result of an accident or other damage.
Career
In total, the company employs about six and a half thousand people. Such a large number of employees leads to a constant natural renewal of the team. According to reviews about Ingosstrakh, upon employment in this company, customers are guaranteed education and training that will allow them to improve their qualifications, good career opportunities, a full social package and registration in accordance with Russian law, and professional development in the company.
For example, it currently requires a leading IT tester, a chief analyst for planning and monitoring voluntary health insurance, a user support specialist, a leading analyst, a communications manager with leading companies, a head of direct marketing, a head of research and market analysis, a leading specialist insurance of services and trade enterprises, leading legal adviser, head of marketing communications department.
For example, the position of director of direct marketing requires a specialist with experience in this field of more than three years. You need the skill to cope with large subscriber bases - from 400 thousand people, the ability to optimize mailings, knowledge of e-mail copywriting, layout and display features of letters on different devices, knowledge of customer experience management tools.
To get a company as a legal adviser, you need a higher legal education, experience in the specialty of one and a half years. Preferably in real estate or insurance. The specialist should be well versed in the legal regulation of relations on the use, possession and disposal of movable and immovable property, as well as have knowledge in the field of urban planning, land legislation, know the features of the organization of insurance business, its special types, mortgages, licensing, judicial system, be able to work with individual entrepreneurs and legal entities.
Impressions of workers
In the reviews of employees about Ingosstrakh one can find many positive aspects. Workers note that they are confident in their future, as they work in a reliable and stable company. Many are attracted by the fact that the salary is piece-rate, so you can yourself influence the size of your income.
When fulfilling all the established plans, one can have a fairly high income. Here, reality has career prospects, as the company regularly sends its employees to trainings and continuing education courses, teaching both sales and the features of insurance products.
Negative
Among the negative feedback from employees about Ingosstrakh, there are many complaints that the company actually has no career prospects. It is not easy for beginners to cope with a high flow of customers, but this is a good school, an opportunity to gain invaluable experience in practice.
Often in reviews of Ingosstrakh there are complaints about the arrogant attitude of managers towards subordinates who can insult staff, swear, use obscene language when communicating with employees.
Some of the employees are annoyed by the dress code that exists in the company. This is mainly a requirement of those offices in which there are high-ranking customers, so jeans are categorically undesirable.
At the same time, judging by the impressions of real workers, the salary here, although stable, is very small. It is very problematic to get the award, often it can directly depend on the mood of the boss. Many are bribed by voluntary health insurance, which is issued to employees, but in reality it is cut back every year, as a result of the opportunities to use it there is less and less.
Customers
In the reviews of the Ingosstrakh insurance company, some of the clients note that they are satisfied with the cooperation with it. As a rule, one directly encounters its activities during the execution of the contract and the occurrence of the corresponding case.
In the reviews on compulsory motor third-party liability insurance in Ingosstrakh, clients always emphasize when they manage to receive payment on time and in full. Faced with such a professional attitude to their duties, customers decide to trust this particular insurer in the future.
Negative sides
Enough negative reviews about Ingosstrakh. For example, when applying for a new car. In the reviews on CASCO in Ingosstrakh, customers complain that the insurer is not fulfilling its obligations. For example, it refuses to provide an emergency commissioner in case of a serious accident, even if this service was originally prescribed in the contract. As a result, the driver has to independently collect all the necessary certificates and documents, in addition, the repair repair is delayed for too long. All this leads to a large number of negative reviews about insurance at Ingosstrakh.
Many are attracted by the opportunity to issue the necessary policy via the Internet. However, this procedure is new, difficulties still arise, due to which customers write negative reviews about the Ingosstrakh insurance company. The policy issued electronically, they can not get for a long time. In reviews on hull insurance in Ingosstrakh, users note that they are faced with a similar problem in this case. Not even a hotline call helps. The customer reviews of Ingosstrakh contain information that all emerging issues have to be solved independently.
Recently, the company has been actively promoting the opportunity to take out voluntary health insurance. As a result, in this case too, one has to face unpleasant feedback on payments at Ingosstrakh. Moreover, the problem is banal incompetence, when employees make mistakes, for example, because of not updated databases. Then there are negative reviews about Ingosstrakh. The insurance company inevitably loses its customers.