Cash and non-cash money can be said to be the "blood" of the economy. They measure both the state budget and the well-being of individual families. The nature and types of money will be described below.
Once, many thousands of years ago, in a primitive society there were no means of circulation. Economic relations were limited to barter - "sewed on soap." But with the development of society, it turned out that not all things can be found something of equal value. Therefore, people began to use objects that played the role of an intermediary in barter. So the first money appeared. Their species were very diverse. In the role of money were those goods that were most in demand. These are: animals, pieces of salt, valuable furs, rare stones, dishes, precious metals. The latter eventually replaced all other money. The types of gold and silver methods of treatment that were originally used are ingots, jewelry, bars. Coins with images of rulers or gods worshiped by the local population appeared a bit later. Precious metals were used as a means of turnover, since they were a very rare material and did not lend themselves to oxidation, which means that products from them were stored for a long time.
The first institutions that began to accept money at interest appeared in the Middle East, or rather, in the Babylonian Empire. Storing large quantities of gold in such safe places was safer and more profitable than hiding them at home. Banking in Europe ceased to exist after the
fall of the Roman Empire. But it was reborn after the first
crusades. At the beginning of the eighteenth century, European banks began to issue receipts to their depositors indicating how much money was put into their account. Over time, depositors realized that bank notes are also a means of turnover. Such money was much more convenient than bulky and heavy bags of coins. In the last century, bills finally replaced gold and silver.
Money is different. Their types today are very diverse. You can pay for services or goods not only with banknotes. What are the forms and types of money?
A bill of exchange is an obligation to pay funds after a certain time. As a rule, it does not contain information about the deal being concluded. Credit money is used if the sale is carried out in installments. In this case, one of the parties to the transaction will pay off the debt after the agreed period. A banknote is essentially a perpetual debt obligation secured by the central bank of a country. A check is an order to pay a certain amount to a recipient. In recent decades, in connection with the development of scientific and technological progress, electronic money has appeared. Types of such means of circulation: plastic cards and electronic systems. The latter include WebMoney, Qiwi, YandexMoney, and others notorious for many. E-wallets have password access restrictions and data protection. The most popular and reliable online payment system at the moment is WebMoney. In order to withdraw money from Webmoney, you need to check the phone number. This is also necessary if you want to have a wallet in this system.