Sberbank is a popular credit institution offering its customers a large number of different programs and services. Not only officially working citizens, but even students and pensioners can use them. A rather interesting offer is a special program called Active Age. It is offered to people over 50, leading an active lifestyle, preferring to travel regularly and constantly use the Internet.
The main advantages of the program
The program is to issue a special MasterCard card to a person over the age of 50, after which he can become a member of the corresponding club. Economically, "Active Age" is considered a profitable tool of the bank, as the following are its advantages:
- free annual maintenance is provided, so no funds are required to pay for it;
- 3.5% per annum is accrued on the balance on the card, which makes it possible to earn good money additionally if the Active Age card is regularly used;
- a preferential mobile bank is offered that has such a simple interface that it will not be difficult to figure it out, and for the first two months you don’t have to pay any funds for its use, and then its use will require only a transfer of 30 rubles. monthly.
Due to these many advantages, the Sberbank Active Age card is well-deserved among adults, single-minded and modern people.
How to use a card?
If the program "Active Age" is chosen for cooperation with the bank, then the client of the organization receives a special card. It can be used for different purposes:
- payment of numerous purchases on the Internet, and this process is considered incredibly simple due to the full, unique and understandable functionality;
- conducting foreign transactions, therefore, you can use the card not only in different domestic stores, but even in retail outlets located abroad;
- contactless payment is possible, and such actions allow you to make purchases really safely.
Thus, widespread use of the card is considered to be a popular parameter among users.
Key map options
The Active Age card has certain parameters:
- it belongs to the MasterCard payment system;
- instrument currency is represented by rubles;
- valid for 5 years;
- service is offered free of charge;
- two months free mobile bank;
- the “Thank you from Sberbank” bonus program is applied to this card, and you can also use additional cards and contactless payments.
An indisputable plus for many holders of this banking instrument is access to the Sberbankaktivno.ru service, which allows you to lead an active lifestyle. With it, card holders can travel at unique and low prices, watch current video courses for free, and also participate in fascinating thematic sales.
What additional features can holders use?
The Active Age program offers users some other unique features:
- car payment, which can be set to pay for utilities, telephone or other services, and the commission for housing and communal services is low;
- through the use of a mobile bank, the cardholder can always receive information about all transactions completed;
- through Sberbank Online you can manage your account remotely at any time of the day;
- from the international MasterCard system, numerous unique discounts and offers are provided;
- ATMs allow cashless transfers and write-offs of funds;
- the owners can become members of the Active Age 50 club from Sberbank of Russia, and active users can receive various discounts and incentives from the bank, presented in the form of holiday certificates or online purchases.
Additional services are installed by the users themselves and can be used only if necessary. To become a member of the club, you should register on the site by filling in the form correctly.
What are the requirements for customers?
The Sberbank Active Age program for retirees is provided only when certain requirements are taken into account:
- suitable age, with women over 54 years old and men over 59 years old;
- the card recipient may be a Russian citizen or a foreigner;
- registration in the Russian Federation is required, and it can be not only permanent, but also temporary.
All requirements are considered simple and understandable, so many people of the appropriate age are happy to use this banking offer. After joining the club, citizens can use various unique opportunities, communicate with each other and receive encouragement from the organization.
How to draw up a card?
To obtain this banking product, you need to come to a branch of Sberbank. You just need to have a passport with you, confirming the appropriate age of the citizen.
A special application is filled out, the form of which can be taken from an employee of the organization. It is presented in the form of a questionnaire. Next, you need to wait a few days for the release of the card.
What are the ways to recharge a card?
Replenishment of the received Active Age card can be carried out in different ways:
Top up method | Its features |
Cashless transfers from other cards of Sberbank | To do this, you can use Sberbank Online or a mobile application, as well as SMS service or ATMs |
Payment terminals | Cash is deposited through them, which are then credited to the card. You have to pay a significant commission, as well as monitor the correctness of the introduction of details |
Cashless transfers from cards or accounts of other banks | To do this, you must correctly specify the details of the branch of Sberbank, which issued the existing card. At the transfer destination, the name of the holder, card number and account must be entered. Money is credited within a few days after the procedure |
Using MasterCard MoneySend Service | This service provides the ability to conveniently and quickly replenish the card. Cash or cashless transfers from other cards can be used. To do this, you just need to know the number of the banking instrument that needs to be replenished. You can make transfers via the Internet, for which you need to go to the MasterCard system website, and this method is also available in many terminals that support this service. Funds are credited to the account instantly, but in certain situations transfer may be delayed for several days |
Appeal to an employee of Sberbank | To do this, you need to come to the bank branch and provide the organization employee with information about the card number. You must have a passport with you. You must also indicate the account number and details of the bank branch in which the banking product was received |
Thus, each card holder can independently choose which method of replenishment will be convenient for him.
Where can I get information about card transactions?
In order for the data on all operations conducted using this card to be available to the holder, you can use different channels:
- a subscription is made, which allows you to receive monthly correctly generated reports to the email address;
- SMS notifications can be sent to the phone if you use the Mobile Bank application;
- all the necessary information can be obtained through Sberbank Online, and the report is done independently for the required period;
- appeal to the contact center of the bank.
Most users prefer to use Sberbank Online, as it allows you to receive data for free, conveniently, quickly and safely.
Basic principles for the proper use of the card
The Active Age card is convenient and in demand, but in order to use this offer safely, some principles are taken into account.
Never give a PIN code to unauthorized persons. If the phone number is changed, then you need to notify the bank about this. All purchases made on the Internet are protected by the 3D-Secure system, due to which an SMS message with a code will be sent to transfer funds to the phone. It is not allowed to leave the card unattended in suspicious places. If funds are withdrawn at an ATM, you must close the keyboard so that unauthorized persons do not recognize the PIN code.
The unique program from Sberbank of Russia Active Age (from 50 years and older) is considered to be in demand among Russian citizens. It has many advantages and is easy to use. Allows you to effectively pay for various purchases on the Internet or in stores. It is equipped with numerous additional features and can be used abroad.