For the second decade, electronic money services have been popular with Internet users. And if they started to work only in the framework of providing services for receiving funds for virtual wallets, paying for mobile communications, utility bills, goods in online stores, then the situation has changed somewhat. Almost all the services that register electronic wallets have been officially legalized by opening a service bank and obtaining the necessary license to operate.
A similar story was with the QIWI payment system, which appeared in 2007. In 2010, the 1st Processing Bank was included in the Kiwi group, which was renamed into QIWI Bank CJSC the following year. From that moment, users of the system had the opportunity to order a Qiwi Visa card.
Currently, the bank offers 5 options for debit cards.
QIWI payWave Card
A personalized plastic card supports contactless payment. In addition, it has a traditional chip for added security. Free service and replenishment from another card, no commission when paying for goods in Russian stores are the main advantages of this card.
If the owner decides to pay it abroad or via the Internet in a foreign store, the payment fee will be 2.5% for payments in rubles and 0% for payments in other currencies. You can get cash at any ATM in the world with a commission of 2% + 50 rubles. The Qiwi wallet and card, which each client of the payment system can order, have a combined account, so the balance can be monitored in your account.
The card is valid for three years, and the holder pays only the cost of making the card in the amount of 199 rubles. You can order a Kiwi card of this type with delivery by Russian Post or courier service.
QIWI payWave + Card
Also a name card with similar terms of service. Differs from the previous validity period. Instead of three, the card is valid for five years.
To receive it, the user just needs to order a Qiwi card by mail or courier delivery. The manufacturing cost is 249 rubles.
QIWI TEAM PLAY Card
This type of card will be appreciated by fans of online games. Three appearance options are available, and a nickname is indicated as the name of the owner. Linking to an account on Steam, Battle.net and PlayStation Store will automatically replenish the balance in games.
You can order a Kiwi Visa card, on the plastic of which the name of the account in the most popular gaming services is indicated, in your personal account on the official website of the payment system. For its registration, preferential conditions apply to the required package of documents and the age of the owner: it is enough to present a passport upon receipt, and any client of the payment system older than 14 years can be a client.
The card is valid for three years. The manufacturing cost is 199 rubles.
Kiwi Card: where to order
The described card is intended for offline, online payments and cash withdrawal from ATMs.
Contactless payment is not supported and there is no chip, but the terms of service are similar to other options. There is also no annual subscription fee for banking services. When replenishing from another card, no commission is charged. Free and operations when buying in Russian online stores. An order for issuing a card is also executed in your account on the Kiwi system website.
She has a slightly shorter validity period of two years. You can order a card for only 149 rubles.
"A priority"
Mother of pearl card for the elite. It is made out when a service package of the same name is connected, which includes:
- support for contactless payment technology payWave;
- increased monthly limit up to 600,000 rubles for withdrawal;
- annual free SMS-notification of receipts and debits from the card in online mode. Messages are sent to a mobile phone number tied to a virtual wallet;
- priority service when calling a call center without waiting, answering machine and queues. The operator will answer within 10 seconds.
The card is issued in a limited edition. Validity is 3 years. The cost of the Priority service package is 799 rubles per year.
How to apply for a card issue
An order is placed in your account on the payment system website in several stages. You can select the type of plastic and familiarize yourself with the terms of service in the “Card catalog” section of the “Bank cards” tab.
- In the proposed form, you must enter the name of the owner.
- Do not forget about the need to present a passport upon receipt - verification of these data will avoid misunderstandings during subsequent maintenance.
- At the stage of indicating the address and method of receipt, it is required to select delivery by Russian Federation mail or courier service, and in the appropriate fields indicate the region, city, street, house and apartment number of the recipient.
- At the third stage, the payment method is indicated: from the wallet account or any bank card. Regardless of the selected source of funds, the payment system does not charge a commission for a transaction.
- At the final stage, it is necessary to confirm the decision to issue the card by entering the password received on the mobile phone associated with the account.
The card is usually made within five working days, after which it is sent to the client in accordance with the chosen delivery method.
How to get the
Future owners are offered several options for obtaining a card:
- Delivery to the Russian Post office, delivery time from 8 to 30 days depending on the region of the customer. The service is absolutely free.
- Courier delivery takes 5-10 days. The courier will bring an envelope with a card to the specified address, the cost of the service is 300 rubles, paid at checkout.
If mail was chosen as the desired type of delivery, in your account there is an opportunity to track the readiness and movement of the card. To do this, just go to the “Bank cards” tab and click on the “Track card” button.
The process of obtaining plastic is combined with the identification procedure.
By presenting a passport for receipt, the owner of the account in the payment system confirms his identity and raises the status of the account.
How to order a Kiwi card in Crimea
Residents of the peninsula ask this question quite often. The special status of this region of Russia introduces certain nuances and creates difficulties for ordinary people. When placing an order and indicating the delivery address, the owner of a virtual wallet in the payment system, who lives in Crimea, will be faced with the absence of a region in the list of regions.
Savvy and understanding of the principle of operation of the “Russian Post” can come to the rescue here. All shipments (letters, parcels, parcels) are accepted with the full address of the recipient, which includes the zip code, region, city, street, house and apartment number. But in most cases, employees of the Russian delivery service pay attention to the index. Therefore, when ordering a card in your personal account, it is recommended to select the Krasnodar Territory in the list of regions, and fill in the remaining fields as accurately as possible. Particular attention should be paid when specifying the index. It will be he who will be paid attention to when sorting letters and parcels at points of the Russian Post.
Things to remember
After receiving the card, you must go through the procedure for its activation. Up to this point, it is impossible to use it and pay for purchases on the Internet or supermarkets, as well as to withdraw cash from an ATM. Before activation, the card is nothing more than a piece of plastic. This is done for the safety and security of the client’s money in the account.
To register a card in the system, you need to go to your personal account on the official website or mobile application.
Procedure for registering through the website:
- Go to the section "Bank cards" in the top menu.
- Click on the "Activate Card" button.
- Enter the number printed on the front of the plastic.
- In the window that appears, enter the verification code indicated in the SMS message. SMS is sent to the attached phone number.
In the mobile application to activate the card, you must select the following items sequentially: "Cards", "QIWI Plastic Cards", "Activate Card". Further, the sequence of actions does not differ from the option proposed for the website.
Tip for those who want to save: tracking news and ongoing promotions of the payment system will in some cases allow you to get a card absolutely free or for symbolic money. For example, until December 24, 2018 inclusively, the action "Cards by ruble" is held.