Changes in banking due to technological progress have long been noticeable. One of the innovations is obtaining a credit on the card. Thus, it is easier for the bank to control the financial condition of the borrower.
And it’s much more convenient for you to
repay a loan and use other advantages of this service. A postal card, reviews of which are often positive, is a significant change in the lending system. Getting it is pretty easy. Just as use.
Russian Standard Bank". Postal card. How to get the?
Suppose you have recently turned 18 and you urgently need money. You can contact the bank and go through the process of processing and checking your candidacy to get a credit on the card. This can be done both online, without leaving your home, or by visiting the Russian Standard Bank. To do this, you will first have to contact the dean's office or the accounting department of your educational institution to provide the organization with the necessary information about your solvency. A student mail card, reviews about which are rather contradictory (depending on the storyteller), will come to your dean’s office after checking all personal data.
Student card: advantages
A student post card (Russian Standard), reviews of which can be read on the Internet, is very beneficial. She has a grace period when the withdrawn funds can be repaid without paying interest. The only limitation to getting it is age. If you are a freshman, you will have to wait until you move on to the next, because no one will draw up a card for you. It seems that you are very well versed in the Internet, so after receiving a credit card you can track your payments and loan terms in the bank’s online service. Moreover, having a different account (scholarship, deposit) in the same organization, you can transfer funds between your cards, thereby paying off debt (this service is not valid if your credit card and deposit / scholarship card are from different banks). Agree, the repayment of the loan becomes quite convenient, you do not even need to leave the house. If there is no other Russian Standard card, you can repay the debt at a bank branch or, by paying a fee, use the services of other organizations that will transfer money to your account.
Another advantage of the
Russian Standard credit card is the interest-free payment service in stores / catering establishments.
Student Credit Post Card: Reviews and Disadvantages of Use
The disadvantage of this type of loan is the inability to withdraw funds without a commission. However, if you have already paid all the debt, personal money is withdrawn without any interest. Another unpleasant moment when concluding an agreement with Russian Standard Bank is a card maintenance fee, which is 200 rubles. True, it is charged only one year. In addition, it should be noted that a postal card, reviews of which are quite numerous, is subject to a serious commission for the use of funds. Therefore, before using this service, it is recommended that you familiarize yourself with interest rates.