MHI is an extremely important document that is necessary for every citizen of the Russian Federation. Without this form, people cannot get budget services in medical institutions. If the document was lost, it is necessary to replace it with a new one. How to recover a medical insurance policy in case of loss? Where to go
Is it possible to restore a medical policy in an insurance company?
So, more details. It’s worth saying right away that a person has the right to change the policyholder once a year. Moreover, if the compulsory medical insurance was lost, it should be restored free of charge.
In order to get a new form, you need to collect a special package of papers. Before restoring the MHI policy in case of loss, it is worth contacting the UK. And clarify the procedure for obtaining the form. The recovery period for an insurance policy is usually not more than 1 month from the date of the statement that it was lost.
What documents are required?
What to do? To receive a new form, you must provide:
- a statement that the CHI has been lost;
- passport;
- SNILS.
If the registration is temporary, it is necessary to provide a certificate confirming registration, or a residence permit. In addition, an IC specialist may request additional documents.
The next moment. If we are talking about how to recover a child’s CHI policy in case of loss, in this case it is necessary to prepare:
- Passports of parents.
- Birth certificate.
- Extract from the house book confirming the registration of the child.
- SNILS.
How to recover a medical insurance policy in case of loss: procedure
In order to receive a new document, it is most convenient to contact the company in which the original document was issued. After that, you need to make a statement addressed to the employee of the company, which deals with issues of lost documents. In this case, for a period of up to 30 days, a special temporary certificate is issued to the citizen, which acts in the same way as the original document.
If you turn to another insurance company, in this case we will not talk about how to restore the MHI policy in case of loss, but about getting a new one. Accordingly, for this it is enough to make a request to issue a certificate of health insurance. As soon as the full package of documents is submitted to the insurance company, the lost policy is canceled automatically. This means that all the data about the person, which are compiled on the basis of the documents provided by him earlier, will be necessarily added to the file cabinet. However, it is worth considering that in this case the new form will not be free.
There is also another way if you do not know how to restore the compulsory medical insurance policy in case of loss in Moscow or any other city of the Russian Federation. To do this, go to the official website of the insurance company. Typically, such pages always contain information on how to independently recover documents without visiting the company’s office. It is very convenient for residents of the area.
Where to get a temporary certificate?
A document replacing the original insurance policy can be obtained from the company in which the compulsory medical insurance was issued. A temporary certificate is issued for the entire period while a new policy is being prepared. Moreover, this paper has the same rights as the original form.
Feature recovery child insurance policy
Immediately it is worth saying that this form must be issued no later than 3 months after the birth of the baby. If the document was lost, then you won’t have to puzzle over where to restore the MHI policy in case of loss, since in this case the procedure for obtaining a new document is quite simple. The application is drawn up on behalf of the baby's parents. And the recovery process takes place in the same way as described previously.
Features of issuing a policy
In order to receive a restored document, it is enough to bring a passport with you and provide it to the insurance agent. In some cases, the term of the insurance policy may be changed. The standard deadline for producing a document is 2 weeks, and the maximum is 2 months.
Is it possible to restore an insurance policy through the MFC?
Multifunctional centers today have a wide range of services, the list of which also includes the issuance of CHI. To obtain a new policy, it is enough to visit the MFC, fill out an application and provide a standard package of documents.
However, it is worth noting that in this case, the citizen receives a policy that will be printed on paper. There is also another type of form, which is becoming increasingly popular.
Features of compulsory medical insurance in electronic form
Since 2015, it has become possible to receive documents via the Internet. OMS is a plastic card with a photo of the holder and its basic data. This means that if you lose the original document, you can issue a new card instead.
Or you can become the owner of a virtual policy, which is valid in all organizations of Russia. Any person starting from the age of 14 can get such a plastic card. Such policies are convenient to carry in your wallet, they do not tear and do not crease, and they are also more difficult to lose.
At the same time, the procedure for replacing old or lost paper OMS with a universal electronic card is free. In addition, getting a document is much easier and faster.
Thus, knowing how you can restore the MHI policy in case of loss, do not worry that you will have to pay for free medical services if necessary. Today, the procedure for processing new securities is carried out in the most convenient way for citizens. Therefore, timely receipt of the MHI policy is not difficult.