Deposits and deposits. Home Credit Bank"

The commercial institution Bank Home Credit is a leader in the consumer lending system. In 2012, the financial institution took third place in terms of the volume of loans to the population, losing to Sberbank and VTB-24. Home Credit Bank provides an opportunity to make deposits in several ways. Read more about the conditions and possibilities below.

Why choose Home Credit Bank

This organization has already established itself as a reliable and active bank. In 2012, in our country there were already 6356 of its branches and 69,000 outlets in various stores and centers. According to the results of RIA Rating and Expert RA, Home Credit received the tenth place in terms of the volume of deposits of individuals.

What determines the popularity of attracting deposits

The Central Bank of Russia evaluated deposits on deposits of the population. As of September 1 of this year, they grew by about 94% compared with the data for August 1 of the same year. The total amount of deposits is 15.95 trillion rubles. This shows that deposits are in demand among the population. As of September 1, the amount of funds raised at the HCB exceeded 220 billion rubles. Compared to last year, the data is 90% higher! This is due to the fact that the bank regularly offers new favorable conditions and continues to actively develop.

Key Benefits

In order to make deposits, Home Credit Bank has developed a simple opening scheme. Already in the presence of 1000 rubles, you can open a deposit account. That is, you do not need a large amount of money to invest. And the deposit amount does not affect the annual percentage - the rate is the same.

Feature of deposits. Home Credit Bank"

Deposits

Interest on them does not change depending on unforeseen circumstances. This means that if you terminate the contract, you will not lose anything. This fact especially attracts investors. Interest payments are accrued monthly.

Good News Offer

Flexible product conditions and advantageous offers are always in demand among consumers. If you have an amount of 1000 rubles, you can make a contribution for a period of six months. If the depositor decides to withdraw funds ahead of schedule, then the interest is paid in full. With the Good News offer, you can either save or withdraw money without losing anything. The interest for this contribution is 8% per annum.

Offer "Profitable Year"

This method is for those who want to save money from inflation, because deposits at Home Credit Bank are insured. Interest rate - 9% per year, placement period - up to one year. In case of early withdrawal, the percentage will drop to 4.5.

Options

Home Credit Bank accepts deposits in two ways: with and without capitalization. This means that in the first option, interest will be charged to the amount of the deposit, in the second - on a separate account, it is possible to withdraw them at any time.

Currency deposits. Home Credit Bank"

Conditions for the Good News offer:

- the minimum amount is 5,000 dollars / euro;

- 3.5% per year;

- term for half a year;

- monthly capitalization;

- partial removal is possible;

- the rate does not change when withdrawing prematurely.

Conditions for the offer "Only pluses":

- the minimum amount is 1000 dollars / euro;

- 4% per annum;

- period up to 12 months;

- payment of interest upon expiration;

- no partial withdrawal;

- the rate upon withdrawal ahead of schedule is 2-3%.