Electronic money entered our lives not so long ago, but have already become commonplace. The only question is which payment system to prefer, since there are plenty to choose from. And the user today meticulously looks at each virtual instrument only from such positions: which is more convenient and how to use? QIWI wallet is among the leaders of the instant payment market in terms of simplicity of interface and reliability, and, therefore, financial turnover.
Don't have a wallet yet?
So it's time to register it. It is very simple, like everything related to this system. QIWI wallet allows you to instantly receive and transfer money to other people's accounts, pay for your phone, utilities, fines. More than two thousand providers serve QIWI users.
So, registration in the system, which must be completed before using. QIWI wallet can be registered in two equally simple ways - on the website of the company itself or in any payment terminal. Surely, each user noticed bright devices with a bird located in each shopping center, at every stop, and simply at every corner. Accessibility is one of the company's trade secrets.
Registration on the website of the QIWI Wallet system
How to use the services of this resource and what unlimited possibilities it provides, can be seen even before registration. On the main page there is full information about services, partners, applications. Here is a detailed instruction on registering new users. And you just need to enter a mobile phone number, be sure to have an active number, since it will receive a confirmation code during registration, and then every time you make transactions with an electronic wallet.
Next - enter the captcha, agree to the terms of the offer and press the registration button. In the window that opens, the login is entered - this is the specified phone number - and password, then the code received by phone. And that's it, in the future there will be no problems with how to use it. QIWI wallet can be replenished from the terminal, from the phone, from a credit card (after linking).
Registration through the terminal
This type of registration may seem more troublesome, but there is nothing complicated. You need to select the “QIWI Wallet” window, enter the mobile phone number in the form that opens. By clicking the “Yes” button, accept the registration of your number in the system. Now the terminal will offer to click the “Forward” command. A PIN code will come to the phone, which you must enter in the window that opens - and you are in your personal account. You can replenish your account, transfer money to another user’s account, pay for services, loans and much more. If payments are made at a terminal belonging to the system itself - OSMP or QIWI - no commission is charged for transactions from 500 rubles or more. If the amount is less, the commission will be 3%. It must be remembered that the amount of one-time payments does not exceed 15 thousand rubles.
Depositing money to QIWI wallet
How to use the terminal to replenish the account? You need to pay attention that the balance and account in your account is a single wallet, and any options are acceptable for the movement of money - a terminal, a personal page on the site or a mobile application on the phone.
You can top up your wallet in the system using one of the methods listed below.
- Through the terminals of the QIWI payment system, it is most convenient and profitable, given their convenient interface and lack of commission. It is possible through other terminals and ATMs, but with a commission. A list of partner banks can be found on the QIWI Wallet website.
- In communication salons - “MTS”, “Megafon”, “Beeline”, “Euroset”, “Svyaznoy” and others.
- Through quick money transfer systems - Unistream, Contact, etc.
- From bank cards through ATMs.
- On the website of the system, by transfer from a linked bank card. Here you can learn how to attach a card to your account and how to use it.
QIWI wallet: money withdrawal
You can also withdraw funds from your wallet in several ways. Cash can be sent to yourself (or another person) through instant transfer services - “Anelik”, “Contact”, “Unistream”, “PrivatMoney”. Typically, such transfers take from 15 minutes to 2 hours.
It is even more convenient to withdraw money to your bank account or card. But there are a number of conditions for this. A bank card must be linked to its balance in QIWI on the system’s website. If it seems unsafe to post payroll or credit card data on the network, there is another option - QIWI Visa Card - a virtual card that is automatically linked to the owner’s balance. It is issued at the request of a user who receives an access code by phone. The card can be used to pay for purchases and services in any city or country, with the exception of the United States.
Funds from a virtual wallet can be transferred to another person. To do this, just enter the desired phone number in the sending window. If the recipient is not among the users, it means that in order to receive the transfer he will need to register in the QIWI Wallet system.
How to use QIWI system using mobile applications
There is no fundamental difference from using the services of a site or terminal here. The only requirement is to install the mobile application on your smartphone. The sequence of actions is explained on the QIWI website in the Mobile Applications tab. Then everything is as usual: login, password - and you are in your personal account.
Many people like to use the system on social networks, for example, to pay for various services and gifts with virtual money. To do this, you need to put the application on your page, and that’s it.
About security
This question rightly excites many. Not everyone risks posting their passport data and payment details on the Internet. QIWI wallet is attractive primarily because registration only requires a phone number, you do not need to enter your name, much less your passport number and place of registration. Instead of a real plastic card, it is possible to open a virtual one with the same functions for free. Confidentiality of data, balance sheet and financial transaction details is guaranteed by QIWI management.