Now, bank card users are actively making various transfers. This is due to the convenience of the service. Funds can be sent at any time of the day. Cashless transfer via SMS is available to Sberbank customers. It is enough to know the phone number or card of the recipient. Money transfer in Sberbank is reliable, so many people choose it.
Types of Translation
Sberbank has 2 types of transfers:
- No bank account. Money is sent to the recipient at the bank branch.
- From deposit to deposit.
Now, non-cash transfers from card to card are in demand. This procedure is performed in several ways. Sberbank-Online allows you to make many financial transactions. Logging in using one-time passwords for security purposes. Through your personal account you can perform various operations: transfers to other persons, payment of loans, utilities. You can configure auto payments to replenish the balance of the phone.
The advantages of wire transfers
Sberbank offers its customers the following benefits:
- speed of transfers;
- only the recipient's phone number is required;
- funds can be transferred at any time without visiting the bank.
The main thing is to carefully enter the data for sending the transfer. Moreover, the system provides an opportunity for this by confirming the data with an SMS message, therefore such transfers are safe.
Conditions
Bank cards have become part of human life. Thanks to them, a lot of money transactions and purchases are made. Sending money to Sberbank via SMS using a card or phone number is very simple. It is enough to perform simple actions. Only the service is provided on the following conditions:
- The cards of the recipient and sender must be connected to the "Mobile Bank". This is done using an ATM, online banking. You can contact the office or call the help desk.
- The account must have the required amount.
- You can’t send money to your phone number.
- Card must be debit. Credit, corporate and virtual services do not.
- Money is transferred only in rubles.
- How much money can I transfer via SMS to Sberbank? For a day, it will turn out to perform operations no more than 10 times and for an amount of no more than 8 thousand rubles.
How to transfer money to Sberbank via SMS? This can be done using a phone number or card. Both methods are safe and convenient, you only need to consider the limitations.
By card number
How to transfer money to Sberbank via SMS by card number? You must complete the following steps:
- In the “To whom to send” section, indicate 900.
- In the line of the text you should write: “TRANSFER 1234 (last 4 digits of the recipient's card) 4000 (amount).
SMS to number 900 is delivered quickly. You need to wait for a notification in which the code and the details of the recipient arrive. Information needs to be verified. If everything is correct, then you need to write the code with the symbol "#" at the beginning. The operation is carried out quickly, after which both parties receive SMS with the transfer / withdrawal of funds.
If a mistake was made in the card number, and the funds went in an unknown direction, the procedure cannot be canceled. In this case, you need to contact the recipient by calling his phone. It may be possible to solve this problem.
By phone number
How to transfer money to Sberbank via SMS by phone number? There is also a special procedure for this. In the text you need to write:
- "TRANSFER".
- Phone number.
- Amount.
Between the data put spaces. If several cards are issued, Sberbank offers a convenient service that allows you to disable the ability to transfer funds to one of the cards without templates. In this case, the number 900 is also used. In the command, designate the word of choice - “zero” / “zero” / “null”.
The client receives SMS and access to the service of quick transfer of funds. To return everything to its place, you must contact the call center. If you send money to Sberbank via SMS, then this will be a safe procedure. Number 900 is available to all operators.
Patterns
How to transfer money to Sberbank via SMS, if you need to quickly complete the operation? If transfers are often made to specific individuals, a simplified system can be connected. For the recipient, you need to come up with a name that is tied to his phone number.
The message “CALL 1000000000 IRA” is sent to number 900, where the numbers are the phone number. After that, you need to transfer funds by sending "IRA 500". After that, you can regularly transfer funds without constantly depositing money. How much money can I transfer via SMS? The limit is set no more than 8000 rubles per day.
Personal Area
To transfer funds you need:
- Visit your account.
- Click on “Payments and Transfers”, and then select Sberbank.
A new page will be opened, on which it is necessary to fill in the information. It identifies the methods by which funds are transferred (phone number, account or card). You must select a convenient method by filling in important information.
ATM
Using your card you can quickly transfer funds:
- Visit the translation section.
- Select “transfer funds”.
- Enter the card or account number.
- Check the details.
- Click “Confirm”.
After that, a card and a check will be provided, which must be kept until crediting. Funds are transferred very quickly.
Error
Sometimes an SMS arrives: "Operation failed." The reason for the rejection may be the absence of the connected service from the recipient or it is not in the templates. Card transfers via phone can be carried out with a commission.
Cashless Transfer Recommendations
- It’s better to use convenient and mobile transfers using online services.
- If you need to transfer funds on a long trip, you should connect Sberbank-Online, Mobile Bank. There is also a mobile application.
- If you replenish a card or account in another country, a commission will be charged. Its size should be specified in advance.
Card design
To make transfers, you need to draw up a card. It must be with the recipient. The characteristics of the card include:
- Logos Visa or MasterCard.
- You can open in rubles, euros and dollars.
- It is provided for 3 years, after which renewal is required.
- Maintenance costs 900 rubles in 1 year, and then 600 rubles.
- You can purchase additional cards.
An adult citizen of the Russian Federation can issue plastic. You can get a card at a bank branch. It is possible to order it with your own design. You need to take a passport with you. The department will offer to fill out an application. You will need to sign papers on the design of a banking product.
It takes 7-45 days to make. This time includes transportation. When the card is ready, the client is notified about this. Upon receipt, a contract is signed with which a PIN code is issued. Sberbank card has many advantages. You can send funds to others at any time.