A savings book is a valuable document confirming the opening of a deposit and a bank account. It exists for a very long time, even from those times when there was no concept of a mobile bank and ATMs. Employee notes on the passbook pages served customers as a bank statement. Until now, this tool is in demand among the population, although more and more people prefer plastic cards, as it is more convenient than standing in line for a bank employee. Therefore, many customers are wondering how to transfer money from a passbook to a card. It is pretty simple.
Transfer from a savings book in a bank office
Money can be transferred from a savings book to a Sberbank card using the following tools:
- At a branch of Sberbank with the help of an operator.
- Through an ATM.
- Through a personal account on the website of Sberbank.
- Using a mobile bank.
To take advantage of the operator’s help in the department, you need to bring a savings book, card, passport with you to the bank’s office, get in line and inform the employee about your desire. If the transfer is made to the card of another holder, then you must have all the necessary details with you. This method is gradually becoming a thing of the past, remaining relevant for older generation customers who do not know another method of transferring money from a passbook to a card. Often they simply do not trust technology.
How to make a transfer at an ATM
How to transfer money from a passbook to a card at an ATM? The question is simple. Upon receipt of a plastic card, the client binds it at an ATM to Internet banking. Thus, the card holder gains access to your personal account. If at the same time he owns a savings book, then the current account is automatically reflected in the personal account of the client.
First you need to find the device of Sberbank or a partner bank. Then insert the card intended for the operation, after entering the PIN-code, open your personal account, stop the selection on the “Transfer to card” section. The amount available for transfer will be displayed on the screen. It remains to perform the operation. If the transfer is made to another person’s card, you must enter his card number. It should be remembered that only between Sberbank accounts the transfer is free of charge, other accounts are subject to commission.
The Shortest Way - Through Internet Banking
All accounts owned by the client are available in your personal account, the savings book in Sberbank Online is also reflected. Sberbank Online web service is located on the official website of the credit organization of the same name. To access your personal account, you must enter the login and password that the client received at the ATM when he connected to this service. In the office you can see a list of your current accounts, including a passbook and a card that you are going to replenish. Then it remains to perform the following actions:
- Open the menu "Payments and transfers".
- Select "Transfer between your accounts and cards."
- Fill in the details for the transfer - indicate the amount, choose a card account.
- Confirm action.
Where to find a mobile bank
If the transfer is made to Sberbank Online to another client’s card, then you must select the option “Transfer to private person”. Next, you need to fill in all the details of the recipient. You can send funds by card account number.
It is possible to send money to the card without filling in the details by cell phone number. Of course, for this, it must be attached to the card of the recipient.
The greatest convenience in the matter of how to transfer money from a savings book to a card is provided by a mobile bank. This method is available to owners of smartphones or tablets. Sberbank’s mobile application can be downloaded free of charge to users of Apple and Android in electronic stores. You should be aware that for this you must have a personal account in the Sberbank Online web service. The card must be tied primarily to this service.
How to recharge a card in a mobile application
By opening the application, the client needs to enter a password. Then it will go to the main menu of the mobile bank. The main page displays all the accounts and deposits of the user. The savings book is shown in the Deposits section under the name Universal for 5 years. By clicking on the name, the client falls into the subsection of operations. The following actions are available on the savings book:
- Translate.
- Top up.
- Piggy banks.
- About the contribution.
When a client clicks on the “Transfer” button, he is offered “Between his accounts” by default, where he gets a list of plastic cards that he owns. It remains to enter the amount and confirm the operation. If you want to replenish a third-party bank card, then you need to go to the “Payments” menu from the main page and choose the transfer to a client of Sberbank or another bank. Here you will have to enter the client's account number or select a transfer by mobile number.
With the spread of the Internet and the invention of gadgets, the Bank’s interaction with customers has been greatly simplified. Even operations with a savings book can be done calmly while sitting at home on the couch, without worrying about time. In addition, operations on the Internet are carried out almost instantly, allowing you to receive relevant information.