Car insurance is the main service, as it is necessary to reimburse compensation in the event of an accident. Such services are provided by Rosgosstrakh. The company has earned the trust of many car owners. When an insured event occurs, you must contact the Rosgosstrakh loss settlement center.
Insurance benefits
Now auto insurance is in great demand for motor third party liability insurance and hull insurance, personal and property insurance. The advantage of the company is that the state is involved in financing activities. Because of this, working with the company is safe for customers.
Rosgosstrakh, which has taken a leading position, regularly improves its services. The company offers customers services on reasonable terms. She is the best on the criterion of "price-quality".
What does the center decide?
When an insured event occurs, the Rosgosstrakh loss settlement center takes measures to fulfill obligations. The reason for this is the statement of the client. At the end of the procedure, the policyholder is provided with benefits. This will be in that situation if the fact of the insured event is recognized.
In property insurance, the payment is called "compensation", and if it is personal risk, then "compensation". The amount of payments is equal to or less than the maximum size of insurance, which is determined by specific circumstances.
Rosgosstrakh's claims settlement center may engage an independent intermediary or adjuster. This specialist protects the interests of both parties so that the transaction is fair.
Rules for the consideration of an insured event
The Rosgosstrakh loss settlement center when considering an insured event takes into account all the nuances. If a liability or property policy is drawn up, then the indemnity is compensated in a certain amount, which is written in the insurance contract. For many types of insurance, compensation for all losses is possible. The stages of damages include:
- filing an application;
- notification of the applicant about the list of necessary documents;
- formation of a commission.
The Rosgosstrakh company’s loss settlement center is reviewing the situation. If a positive decision is made, then the client receives compensation. But a refusal of damages is also possible.
OSAGO loss settlement principles
In St. Petersburg, in the event of an insured event, you can contact the following address: 9. Lipovaya Alley, 9. Rosgosstrakh, whose loss settlement center works professionally, usually deals with an expert when considering OSAGO issues. This is necessary so that there are no unreasonable refusals to pay compensation.
The involvement of independent experts in the procedure adds to the policyholder confidence that the situation will be treated fairly. Many companies have such centers, but very far away. Because of this, the indemnification procedure is delayed.
Claim conditions
For compensation to be paid, the conditions must be observed. Claim is filed in the following cases:
- the number of participants in an accident is not more than 2;
- no injuries;
- accident notification has been compiled.
Therefore, not in all cases Rosgosstrakh claims settlement center pays compensation. Address in Moscow: Yuzhnoportovy 2 pr-d, d.16. Only if the event corresponds to the insured event, payments are provided. And in some cases, customers lose both money and time, nerves.
Damage assessment
The procedure is needed to establish the amount of payment to the insurer. Although you can calculate it yourself, but such information will not have legal force. Here you should contact the appraisal company.
After the events, a report is issued that indicates the amount of damage. It is the basis to make a claim. In this case, the compensation payment procedure is not delayed.