Today, a huge number of people puzzle over how to increase their hard-earned money. At the same time, not only millionaires are interested in passive income, but also people with an average income. Many people want to know where to invest 100,000 rubles in order to at least get a little rich. And this is quite natural. Currently, money opens up literally unlimited possibilities for a person.
However, there is a whole arsenal of ways to help answer the question of where to invest 100,000 rubles with maximum benefit for yourself. Consider the most relevant of them.
Classics of the genre - “banks”
When a person constantly thinks about where to invest 100,000 rubles, his relatives and friends immediately begin to advise him - to put money in the bank at interest. And this is a very effective enrichment option. The funds placed on deposit, as practice shows, are subject to insurance, therefore, in the event of the liquidation of a credit institution, you will in any case receive your money back. It should be noted that you will not receive huge profits from investments of 100,000 rubles, but there is no excess money. In addition, banks very often hold campaigns to increase interest rates. The best option is a three-month deposit.
We invest in precious metals
Where else to invest 100,000 rubles? Some recommend buying gold. Despite the fact that this is a less popular tool to increase capital, nevertheless, investors use it quite often. There is an opinion among experts in the field of wealth accumulation that the acquisition of precious metals is always a profitable deal in any processes taking place in the economy. Moreover, the profit will be tangible, despite the fact that VAT is withheld from operations with precious metals, and when depositing gold in a banking institution, the depositor will be required to pay a commission fee for each gram of metal. If you want this tool to bring you maximum income, you should keep gold in the bank for as long as possible - at least several years. Only then will the profit be tangible.
It should be noted that the cost of an ounce of gold over the past years has not decreased, but has been stable. If we talk about investments in gold jewelry, it should be noted that they will not bring significant profit, because after a certain number of years you can sell them only at the price of scrap.
Real estate investment
When asked about where it is profitable to invest money, a certain part of investors answer that the best option is real estate. Of course, now you can’t even buy a dorm room for 100,000 rubles. However, it should not be considered as an increase in capital only at home or shopping complexes. You can buy a small plot of land, which can later be leased. If it is located in a convenient location, in the immediate vicinity of traffic intersections, then you can build a garage on it or arrange a paid parking lot.
If you are not afraid of physical work, then if you wish, you can conduct the necessary communications to the site and equip a mini-farm for growing farm animals there. Or build greenhouses and plant vegetables. And sell the harvest in the market. In general, enrichment options can be thought of as many as you want.
Forex Trading
Currently, people are particularly interested in the question of where to invest in 2014. Statistics show that, like last year, the Forex market will attract many investors.
It should be noted that currency trading must be able to, therefore, this area of activity needs to be studied. At the same time, it is important to remember that it carries serious risks. As a result, you can not only not get rich, but also stay in a deep minus. If you are new to this business, then at the initial stage it is better to use the services of a professional consultant who will tell you how long it is safest to invest money.
PAMM accounts
Using this tool, you can also successfully trade currency. It is best to opt for the so-called conservative accounts - their managers have been professionally engaged in trading for at least a year. The safest are options from 5 to 10%. The optimal deposit period is 14 days.
Education
The most profitable investment is your own education. Where is it better to invest 100,000 rubles?
Spend them on training courses, for example, a hairdresser or a massage therapist. Thus, you will get real knowledge, which in the future you can put into practice with maximum benefit for yourself.
Of course, this is not a complete list of options by which you can enrich yourself. Many today invest financial resources in securities or open their website on the Internet. The trend is this: today everyone is striving to become financially independent through passive income. Ultimately, the final choice is yours.