Many borrowers naively believe that in the event of a license revocation from a creditor bank, they no longer owe anyone. Such an assumption is erroneous, since it will still be necessary to return the money, however, to other financial organizations. This is exactly what happened with Probusinessbank, whose license was revoked. We will tell further about where to pay a loan from Probusinessbank, as well as why you should not hesitate in paying it.
A Brief History of Probusinessbank
Probusinessbank is one of the largest Russian banks in the Russian Federation, part of the Life Financial Group. The time of its creation falls on not so distant 1993. Since its opening, this financial institution has specialized exclusively in servicing and lending to private and corporate clients.
Probusinessbank: revoked the license, where to pay the loan?
Unexpectedly for all its clients, Probusinessbank announced protracted financial problems and possible bankruptcy. In August 2015, this information was confirmed by representatives of the Central Bank of Russia. At the same time, persons authorized by the regulator arrived at the bank building, where they conducted a global audit, as a result of which the organization lost its license.
The official statement of the regulator said that the reason for the withdrawal of a license from a credit institution was the conduct of a high-risk financial policy. According to preliminary data, it was associated with the investment of cash savings in low-quality assets. As a result, the reserve cash reserve of the organization could not withstand the financial risks that arose, and the bank was on the verge of bankruptcy. We will tell further about where to pay a loan from Probusinessbank to those citizens who previously took a loan from him.
Problems with borrowed funds: what to do?
The bankruptcy of Probusinessbank was a real shock for individuals and other clients of a financial institution who had previously obtained a loan here. Many of them were simply at a loss, not knowing where to turn, to whom, and now what to do with paying the loan. What to do in such situations?
Firstly, when depriving a bank of a license, you should not panic. All financial issues will be resolved sooner or later. Secondly, it is better not to choose a position of expectation. To clarify the situation of loans, you must contact the competent authorities. Thus, information about banks that have been transferred the right to accept cash payments, including loans, are indicated on the official page of the Central Bank, the Arbitration Court and the Deposit Insurance Agency. In total, such data appears approximately 10-14 days after the license is revoked. Here's what you need to do if you have questions due to the fact that Probusinessbank is closed. Where to pay a loan?
Which banks to apply for loan repayment?
According to the message that appeared on the official page of the Deposit Insurance Agency on September 14, 2015, it is possible to pay loans of the former Probusinessbank in all branches of Russian Capital Bank.
So, if you don’t know where to pay a loan from Probusinessbank, pay attention to the addresses of the Russian Capital bank branches presented below.
09/23/2015, a message also appeared on the site regarding PJSC Transcapitalbank. According to this information, this bank was also allowed to accept credit and other payments from citizens who had previously issued loans at the bankrupt Probusinessbank.
For example, payment of a loan can be made at Armavirsky Subsidiary (Krasnodar Branch of TKB Bank PAO), located at 107 Komsomolskaya Street in Armavir. Still not sure where to pay the loan taken from Probusinessbank? Pay attention to the following branches of Transcapitalbank PJSC (TBC):
- Novosibirsk branch of OO "Altai".
- Voronezh branch of the public association "Belgorod".
- Bryansk and Perm branches.
- Yekaterinburg branch of the subsidiary "Severny" and others.
In which other banks can I pay a loan
If you have not yet decided where to pay a loan to Probusinessbank, pay attention to the branches of the following banks:
- OJSC AIKB Tatfondbank.
- PJSC Sovcombank.
The addresses of the branches of the above bank branches can be found below. In addition, everyone who wants to pay their loan can contact the cashier. It is located in Lesnoy Street, 59, p. 2, in Moscow. You can ask questions regarding the operation of the cash desk by calling the hotline 8-800-200-08-05. Branches of Sovcombank are listed below.
Why not delay with paying a loan?
So, "Probusinessbank" is closed. Where to pay the loan now? This question is of interest to many borrowers. They often ask him the provisional administration of a bankrupt bank. But only people who are engaged in solving completely different questions can answer you something like: “So far no one knows anything. As soon as something clears up, we will contact you. ”
Hearing this, most borrowers with a calm soul will go home and begin to expect a call from the bank. However, such an expectation can lead to the completely opposite effect. A typical situation looks like this. Suppose, a day before the license was revoked, the client filed an overdraft at the bank, then they promised him the details of the subsequent loan payment. That's just the message the borrower received only after a year and a half, and in the form of a claim indicating the amount of debt, interest and penalties accrued for the period of delay.
That is why you should not wait for the weather by the sea. It is better to stay in the center of events, track all the news related to the closure of the bank and its future fate, as well as receive information from official sources.