If you want to become an investor, it is worthwhile to understand that the purchase of shares by an individual will be greatly simplified if you use the services of a loan broker or investment fund manager. At the same time, all the work that a citizen must do will become the obligation of a specialist. Therefore, the purchase of shares in Sberbank and Gazprom is not a problem. However, it is worthwhile to understand that the specialist will also be responsible for profitability, so it may not be sufficient for an individual. Therefore, he has to decide which method to choose.
Determining the period of increased stock returns
If a citizen has decided to independently engage in the purchase and management of shares, he needs to learn how to determine periods of increase in their profitability. This is not easy, since they are quite rare. It is worth noting that the purchase of shares by an individual is not an easy task, like other financial transactions. Using the advice of brokerage companies, you can get serious losses. For this reason, a citizen must independently conduct research and determine whether to sell shares if they lose price.
Do I need to pay taxes when buying stocks?
When conducting financial transactions with shares, an individual must pay two types of taxes. The first is the tax on the sale of shares, and the second is the personal income tax with a rate of 13%. Income tax will have to be paid only if the citizen receives income using this financial instrument. It must be paid after the withdrawal of funds from investment accounts, as well as at the end of each calendar year.
It should be understood that the purchase and sale of shares in Gazprom or other large companies is in demand, so they can be called useful operations. Ownership of shares involves the payment of additional income annually. Of course, dividend tax is imposed on this type of income. Depending on the type of company whose shares were purchased, the tax rate will vary from 9% to 15%.
Where to buy stocks?
An individual may purchase shares on a stock exchange. Today it is a computerized center. With the help of the Internet, orders for conducting operations with shares transferred from bidders are flocked to it. If the applications are suitable for the cost, they are confirmed automatically. The remaining applications will be queued until the previous proposals are withdrawn.
According to domestic law, individuals are not entitled to independently carry out purchases and sales of shares. To do this, you must use the services of intermediaries. They are investment companies, which are also called brokers. Legal entities, sales representatives and professional participants of the exchange can manage securities on behalf of their client.
Buying shares by an individual using the Internet
Engaging in the acquisition of shares on the Internet is quite profitable. However, it is worthwhile to perform important calculations that will affect the further profit. Using the Internet, you can complete them in minutes. It is impossible to do this type of computation with your own hands. Actual lot of time will be spent on this.
For independent purchase and sale of shares, it is quite important to consider many factors. Using various Internet services, this procedure can be greatly simplified. The purchase of shares by an individual can bring significant profit if the trader competently disposes of his funds.