Many people receive salaries and transfers to Yandex.Money. This payment system has many advantages - it is reliable, funds are credited to the account quickly, and the balance can be viewed at any time. However, there is one drawback - it is not clear where and how to receive cash. You can read in this article in great detail about whether it is possible to withdraw money from Yandex.Money.
Famous service
What it is? This is a well-known payment system, which, as the name implies, was founded by Yandex. The service appeared in 2002, competing with such well-known companies as Qiwi and PayPal. A real Russian-language service immediately attracted people with its simplicity and accessibility, and the name "Yandex" gave it weight.
Yandex.Money not only constantly introduces and uses new technologies, but also strives to make the interface and functions as convenient as possible for customers. For example, the service was one of the first to cooperate with the largest banks in Russia. Recently, crowdfunding has appeared on Yandex.Money. Now each user can click on the “How to collect money” section and choose a format convenient for him. This can be either a button on the site or a link for translations that can be sent to friends. What other features does the server have?
Features of Yandex.Money
Payment service "Yandex.Money" opens up wide scope for a variety of opportunities. What exactly can you do with the service?
- You can perform absolutely any operations with money - to buy goods, pay bills, transfer funds to friends and replenish your account with a bank card.
- Using Yandex.Money, you can pay your fines. To do this, just enter the number of your driver’s license. You can pay the fine with a bank card or from an account on the service.
- It is also possible to check your taxes and penalties.
- All products purchased using Yandex.Money are protected. For example, if you have not received the purchased TV, then you can contact the service support department and write a statement, after which the funds will be returned to you.
- You have the opportunity to order a credit card with a balance of up to 150 thousand rubles.
How to get money in cash?
Many people are wondering if it is possible to withdraw cash from Yandex.Money. It will turn out to cash out money if you pre-order a bank card, which will serve as a plastic analogue of your virtual card. With it, you can not only pay in stores, but also withdraw funds from ATMs. And in 2017, the company canceled the commission for cash withdrawals, so you can get an amount up to 10 thousand rubles inclusive, without paying anything for it.
How to withdraw cash in Yandex.Money? Order a plastic card on the site. Its service and delivery will cost you 300 rubles, but you will always have the opportunity to pay by credit card. In addition, you will receive 5% cashback points at the end of each month. Well, of course, this will give you the opportunity to withdraw cash from ordinary ATMs.
Where can I remove Yandex.Money?
Immediately, we note that specialized Yandex.Money ATMs do not exist. But the service works with the largest banks in the country, which gives you the opportunity to receive funds in almost any corner of the country. Where to remove Yandex.Money? Since the company issues plastic cards of the MasterCard payment system, you just have to find an ATM with this mark. Most often, people prefer to withdraw funds from Yandex partner banks:
- Sberbank
- "MTS Bank";
- Ural Bank;
- "Gold Crown".
The same ATMs can be used to replenish your account without commission. How to withdraw Yandex.Money through an ATM? Remember your pin code from the card in advance if you have not used it for a long time. Then find the nearest ATM on the map. Otherwise, the procedure for withdrawing cash from the Yandex.Money card is no different from similar operations with conventional plastic cards.
How else can I withdraw cash from Yandex.Money?
There are several other ways to withdraw money from the Yandex service:
- Withdraw cash to the card, and then use it in any way convenient for you. If you do not have a Yandex.Money card, then you can pay for goods and services via the Internet. But what if you needed to pay for a purchase in a store? Everything is very simple - withdraw funds to your debit or credit card. True, this method has one minus - a large commission. For the withdrawal you will have to pay 3% and 45 rubles in addition. It often turns out to be more profitable to order a Yandex.Money card once, than to pay a transfer fee each time.
- You can also withdraw cash by bank transfer. In this way, you can transfer funds either to yourself, or to any individual or legal entity, as well as individual entrepreneurs. A commission of 3% is charged for this operation, but the funds are credited to the account usually much faster. Go to the “Withdraw” section and fill in all the data that is necessary for the transfer. After the money arrives at the account, you can receive it simply by coming to the bank. A day you can make operations no more than 15 thousand rubles, and a month there is a limit of 300 thousand.
- With the help of money transfer systems, you can also get your “hard-earned money" without worrying about making unnecessary cards. How to do it? Link your wallet to Webmoney, Contact or Western Union services. Then create a request and click “Transfer”. For the operation you will be charged a commission of 3% and 45 rubles. You can withdraw cash in any physical department of the money transfer system to which you transferred your money.
System discounts and bonuses
There are many additional discounts and bonuses in the Yandex.Money system that make its use even more enjoyable. For your purchases, you get a cashback, which is credited to your account with points at the end of each month. The service often offers favorable conditions for certain categories of goods. In some stores, you can get a higher percentage of cashback. For example, when shopping on AliExpress, you can return up to 7% to your account. "Sportmaster" offers 6%, and Sephora up to 10% cashback. But where can these points be used? They can be spent in stores, partially paying the purchase amount, as well as for transferring funds for utilities and fines. It is not only beneficial, but also very convenient.
Commission and additional payments
What are the fees and hidden fees in Yandex.Money?
- You can pay for purchases online and with a card without commissions.
- When transferring to another Yandex wallet, the commission will be minimal - only 0.5%.
- If you are going to replenish your account on Yandex.Money with a credit card, the service will take 1% for yourself.
- The withdrawal from the wallet to the card will cost you 3% + 45 rubles, but not less than 100 rubles.
- Exactly the same tariffs apply to the withdrawal of funds using bank and money transfers.
- Cash withdrawals using the Yandex.Money card are not subject to a commission of up to 10,000 rubles. For withdrawing a larger amount you will have to pay 3%.
Expert Advice
Many freelancers who work remotely accept payment for their work on Yandex.Money. And since commissions are quite large, it is very important for such people to choose for themselves such a method of withdrawing cash that will not cause significant harm to their wallet.
How to remove Yandex.Money without a commission? Experts advise to get a Yandex.Money card. This is the best option for those who do not want to spend their time and money on additional procedures and transfers. Using this method, you can withdraw cash from any ATM that supports MasterCard cards. Moreover, you do not even have to pay a commission for this. True, some people say that in some branches the bank itself can take a commission, so this point would be best clarified in advance by calling or asking a consultant.
Summary
By popularity among the Russian population, Yandex.Money has long surpassed its competitors - Qiwi and Webmoney. Many performers and customers work exclusively with this system, trusting it with their funds and paying bills from a virtual wallet. How to remove Yandex.Money? You can do this in several different ways: for example, transfer money to your bank account, withdraw cash from an ATM, or make a bank transfer to a current account. Choose any convenient method and act!