The issue of profitable investment of money remains always relevant. The accumulation of personal savings helps to feel confident in the future. It remains only to choose how it is more profitable and reliable to put money at a percentage in the bank, while not worrying about their safety.
Choosing a reliable partner
Any investor is interested in the fact that the money stored on his deposit, bring, albeit a small, but stable income. This question, of course, is controversial, because it all depends on the amount of the contribution. Equally important is protecting your hard-earned money from inflation. It is for these reasons that it is worth putting money at a percentage in the bank. Various financial institutions offer the richest range of deposit products. You should start your search only with well-known and reputable banks. It would be foolish to trust a large sum of money to a new institution, which has not yet shown itself in the financial field, has not won the due trust of its customers.
You can check the integrity and stable functioning of the bank by the feedback of its depositors. For example, for a very long time now it has been in the leading position in terms of trust and the desire to put money at interest at Sberbank, numerous positive feedback from customers indicates this.
Priority Selection
Stability is good, but the benefits are completely different. It does not always happen that these two priority concepts are combined in one deposit of a particular bank.
If the goal is to get a good income, then you can put money at interest in a bank that is in the top twenty stability ratings. This is a completely justifiable risk, since Sberbank
did not meet with a wedge, there are many other financial organizations to which you can trust your accumulated funds.
Deposits on the example of some banks
The data below can constantly change, but only by a fraction of hundredths of a percent. To get a general idea of how best to put money at a percentage in the bank is quite realistic. For example, with a deposit of one hundred thousand rubles, you can have 4.75% per annum of Sberbank. If it is possible to postpone three million and not touch this money, then the bank is ready to charge as much as 6.75% per annum, and this is already a good amount. Raiffeisenbank and Alfa-Bank are ready to charge up to ten percent per annum. They have been successfully carrying out their
banking activities for many years and have an impeccable reputation.
The decision will be individual for each investor. If you have the opportunity to put money at interest in the bank, you need to make your choice either in the direction of profitable profit, or reliable preservation of funds. There are many types of deposits - with and without replenishment, for a long and short term. Everything will depend on the purpose and amount of the deposit. It is also important to monitor various offers and be interested in bank products on deposits. So, some institutions are trying to increase interest before the holidays or to attract their customers with other advantageous offers.