Many customers are afraid for the safety of funds. Pensioners are the main category of citizens who prefer to keep money on passbooks. They believe that this is the easiest and most reliable way to receive various benefits and pensions at the bank. The question of how to find out how much money is on the passbook worries most people.
Who needs a passbook
In addition to this category of citizens, there are a large number of people who continue to actively use savings books. The Bank does not provide restrictions on accounts and the number of cards. Therefore, customers have the opportunity to have a passbook and a bank card with the same bank account.
Clients can enter the completed transactions using a bank card into the passbook. To do this, contact the office of the servicing bank. You can use several methods to find out how much money is on the passbook. About it further.
How to check the balance of your passbook
To check the balance of the savings book, the client will need to register in the Sberbank Online system. First you need to make sure that the mobile bank services are connected to the card. This type of service provides confirmation of completed transactions using SMS passwords. When answering the question about how to find out how much money is on the passbook, it is enough to log into the system and select the appropriate account, card or deposit in your personal account.
What to do if there is no personal account
If there is no information on savings accounts in your personal account , you must contact the bank office and sign the corresponding agreement giving the right to perform actions in the system. Then, specialists of the credit organization will bind the accounts to the client’s card.
In the absence of free access to your personal account, a client can call the telephone of the Sberbank contact center. Employees will provide information on the balance in the savings book. Why do you need to provide the relevant details. Sberbank daily improves technologies that greatly facilitate the lives of customers.
Personal visit
To find out information about the balance on the passbook, the client can visit the branch of the bank in which it was opened. The neighboring branches of the bank will help in this matter. Pensioners use just such an option, since it allows not only to find out the balance, but also to make the necessary cash transactions.
Internet access
If a client has a question about how to find out how much money is saved online with a savings book, you should use the Internet banking service. Having entered the personal account, the user can perform the following actions:
- check the current card balance;
- monitor the history of completed banking operations;
- to pay loans, taxes, utility bills, fines and other payments;
- carry out replenishment of funds on the passbook;
- transfer funds to customer accounts of other banks.
Please note that the transfer of funds for a savings book from cards of other banks, as well as to customers living in another city, involves a fee.
How to get remote access
To connect remote access, customers should visit the branch of Sberbank. The sequence of actions contains the following main positions:
- personal visit to the bank office;
- execution of a statement of intention to attach a passbook to the Internet bank;
- the client will need to come up with a login and password to enter;
- Bank branch specialists will help you connect to the system through an ATM;
- you can connect through the website of Sberbank at home;
- entrance to your personal account is confirmed by SMS.
As a result of the actions taken, Sberbank customers will be able to regularly check the deposit status on the savings book.
Create a personal account
Clients can independently open access to their personal account. To find out how much money you have on your savings book via the Internet, just visit the Sberbank website and go through the quick registration process.
The user will need to enter his account number, and then confirm the phone number. It is important to know that a mobile phone must be tied to a mobile bank. Then the system will offer a username and password that will provide access to services. Now users will not have a question about how to find out how much money is on the passbook.
Creating a personal account through an ATM
To answer the question of how to find out how much money is in the savings book of a savings bank, you can enter your personal account. Customers who wish to access their personal account can connect via Sberbank ATM. To do this, you need to perform the following steps:
- find the "Mobile Bank Connection" section;
- in the window that opens, select the "Internet Service" section, and then select "Print ID and Password";
- the ATM will provide a check with the identifier and password;
- select "Print one-time passwords", and then order a printout with a list of 20 one-time passwords. They are used an unlimited number of times if the smartphone connected to the service is absent or the client does not want to use it.
Brief conclusion
In order to find out the balance on the savings book, you can visit the branch of Sberbank or use a mobile bank. You must have a passport and a savings book with you. The operator will quickly check the balance and provide the relevant information to the client. If a citizen does not have enough time to stand in line, you can use the Sberbank Online service. To connect it, you will need a personal visit to the branch of Sberbank.
Clients should be aware that the connection and maintenance of this service takes place for a fee. A certain amount of commission will be debited from the client’s account on a monthly basis. If funds are not available on the passbook, then access to this service will be suspended. Also, the client will not be able to independently find out the balance on the book.
The bank will give appropriate instructions that will provide information on the activation of the service. After authorization, the user can select a personal account and find out the balance at any time. If necessary, the client can independently transfer funds to any account number. You can also replenish your account or withdraw funds to a plastic card.
This article provides complete information on how to find out how much money is on the passbook.