Cashless payments are becoming more popular every day. And this is natural! Indeed, in this way it is possible to ensure better safety of funds: even in the event of loss or theft of a card, its account can easily be blocked and thereby limit access to your hard-earned money.
Debit cards for cashless payments are offered by almost all financial organizations. As part of this article, products that are available at Promsvyazbank will be considered.
Types of debit cards at Promsvyazbank
So, what kind of debit cards does Promsvyazbank offer? At the heart of this company are 3 main debit products:
- Cards under the program "Your PSB".
- All inclusive.
- "Good mood".
Each of the options has its own specific features, advantages and disadvantages. To help a potential customer make a quicker choice, you should carefully consider all options.
Programs "Your PSB"
At the heart of this program are 3 card products. It:
- “Your PSB”;
- “Your PSB plus”;
- "Your PSB premium."
The first of the proposed options from Promsvyazbank is debit cards, the tariffs for which are minimal among other products. They are also the most simple and understandable. The cost of service is 100 rubles per month. But the bank undertakes to withdraw this payment (that is, to make the service free) when performing one of the following points:
- In a month, card transactions were carried out to pay for purchases in the amount of 10 thousand rubles or more.
- Per month, purchases made in the amount of goods from 5 thousand rubles + the account always has a balance of 30 thousand rubles.
- The account constantly contains cash in the amount of 100 thousand rubles.
The cost of servicing “Your PSB Plus”, in turn, is 300 rubles per month. But here, free maintenance is also available if one of the following conditions is met:
- Per month, the card paid for goods in the amount of 30 thousand rubles.
- A month with a card, purchases are made in the amount of 15 thousand rubles + the account always remains from 100 thousand rubles.
- There is always a balance in the account in the amount of half a million rubles.
The advantages of the second product “Your PSB plus” over “Your PSB” are as follows:
- Extra charge to the savings account in the amount of 0.5%.
- Free SMS informing.
- 20% discount on safe rental.
The maintenance of “Your PSB premium” will cost the holder 700 rubles per month. But this cost can be reduced to zero by simply doing one of the following:
- Per month, purchases in the amount of 115 thousand rubles are paid on the card.
- Per month, the card paid for goods in the amount of 20 thousand rubles + there is always a balance in the account in the amount of half a million rubles.
- There are funds in the account in the amount of one million rubles.
The advantages of the latter product over the others are as follows:
- Accrual of 1% to the savings account.
- Free SMS-informing, insurance traveling abroad, cash withdrawal abroad.
- Preferential currency exchange via the Internet.
- Discount on safe rental in the amount of 25%.
All inclusive
This is a premium debit card of Promsvyazbank, the reviews of which are only positive. And all this is due to the fact that when making a purchase with such a card, its holder will return a certain amount to its “plastic”. And it is equal in this case to 5% of the amount of paid goods and services. That is, any waste of money will allow you to earn some money!
In addition, there are other advantages of this product:
- Possibility to choose the frequency of debiting funds for servicing (once a month or a year).
- Free maintenance while maintaining a certain balance on the account.
- Free cash withdrawal at Promsvyazbank ATMs and its partners.
- Free internet banking and mobile banking.
- Reliable protection from scammers.
"Good mood"
Sometimes the client is in a hurry and he needs to receive debit cards in a matter of hours. Promsvyazbank is ready to help out in such a situation. For them there is a great offer - a product called "Good mood". A bank employee will be able to issue it on the same day. In addition, this card has the following advantages:
- Bright and beautiful design.
- Interest on the balance from the first month.
- Availability of online banking. It allows you to easily and simply manage your funds in the account.
- Discounts up to 40% on the list of goods and services from partners of Promsvyazbank.
Order a debit card
If you want to arrange one of the proposed products, you must do one of the proposed options:
- Contact the office of the financial institution in question.
- Apply for registration through the official website of the company.
Next, in more detail will be considered a method of filing an electronic application to receive debit cards. Promsvyazbank allows this to be done as follows:
- You are logged in to the official website of Promsvyazbank.
- At the top of the page that opens, you need to find the "Online Services" section, click on it.
- In the window that appears, select “Application for an All inclusive card”.
- A page with a profile will open. Here you will need to fill out all the proposed fields, namely, enter information about the name of the applicant, his date of birth, contact information.
- After filling in all the data, you will need to click on "Send Application".
After a while, a bank employee will contact the applicant and discuss all the details of the order.
Bank Card Store
Those who want to stand out from others by having an individual, bright and unique card must definitely use the special service offered by Promsvyazbank. Debit cards, the limits of which are identical to the All inclusive product, can be performed in any form. At the same time, it is possible to choose both a ready-made version of the map design and upload your favorite image.
To implement this idea, you need to do the following simple steps:
- Select or download a card design.
- Make a request for a debit card issue, while receiving a cashback of up to 5%.
- Wait for a call from a bank employee about readiness.
- Contact the nearest Promsvyazbank branch for a product.
Let the information provided on which debit cards Promsvyazbank offers be useful to the reader and he will choose the product that will ideally satisfy his desires and requirements.