Today, the so-called indexation of maternal capital is causing enormous controversy. This payment plays an important role in supporting families with several children. In Russia, as in all countries, prices rise over time. Benefits and pensions are indexed. And does the uterus increase? Do you plan to increase this payment in Russia? What news can you hear about this payout? And how can you arrange it? To understand all this is not as difficult as it seems. The main thing is to understand where the truth is and where the lie is. After all, there is a lot of news about maternal capital. And only some of them can be called true.
Significant increase
The first thing that attracted attention to the payout being studied was the recent maternity capital indexation news. The thing is that now you can meet an opinion according to which it is proposed not only to index, but generally to increase the issuance of funds. What exactly is it about?
Not so long ago, the government voiced proposals to increase the capital that citizens receive for their 3rd child. It was suggested that families pay 1,500,000 rubles each. This idea made the population think about replenishing the family.
But only many will be disappointed. This indexation of maternity capital was rejected. All citizens receive this financial support on a smaller scale and regardless of the number of children in a particular cell of society. Therefore, there is no reason to expect an increase in remuneration for improving demographics in the country in the previously indicated sizes.
What is indexing?
The next point worthy of attention is the disclosure of the concept of indexation. After all, not everyone understands what is at stake. And indeed, does this term apply to the payout being studied?
In fact, yes. Indexation is an increase in payments depending on the growth of inflation in the country. This measure helps to maintain the welfare of citizens at approximately the same level. But at the same time, payments due in a particular case increase in size.
The indexation of maternal capital actually takes place. But many call it a simple increase. Therefore, it is important to understand that the government does not ignore the studied funds.
Last changes
But in times of crisis, sometimes you have to agree to special measures. The latest indexation of maternity capital took place in 2015. And from that moment, payments did not increase. And this despite the strong increase in inflation in Russia.
Therefore, in 2016 there was no indexation. At the moment, discussions are underway on increasing the payout of the capital in 2017. They say that cash payments will still increase. It remains only to wait for the new year. Toward the end of 2016, it will be known for sure whether indexation will take place or not.
Indexing Funds Received
The size of the indexation of maternal capital directly depends on the level of inflation in a given period. Plus, the state of the state budget is taken into account in Russia. It has already been said that the funds issued at the birth of the second or subsequent children have not increased since 2015. And all this is due to the state budget and the crisis.
A question that makes many think - is there an indexation of maternity capital that has already been received? If in 2016, citizens issue the corresponding certificate, and in 2017 payment is actually indexed, what amount will have to be calculated?
The one that will be put in 2017. The thing is that the certificate that is issued at the Pension Fund of Russia supports indexation. And if you take the document in one year, then wait for the increase in payments, and only after that use it, then the new amount will take place.
The remainder
What to do if mothercapital has not been fully used? It happens that citizens receive a certificate, and then only partially "activate" it. Will there be an indexation of maternity capital in this case? After all, the total amount is increasing!
And the rest too. It will be indexed until the recipients want to use the money again. That is, there will be an increase in a certain percentage of the money received, but not as large as the full amount.
Therefore, indexation plays an important role for many. It allows one way or another to use a certain amount of money and not lose anything in connection with rising inflation in the country.
When is the index?
Many are interested in when the indexation of maternal capital occurs. It is difficult to answer this question in the current crisis. In general, an increase in the amount of money due to parents occurred annually. Usually in January of each year. But the information on indexation had to be constantly monitored.
And now you should not only be interested in the latest news about maternity capital, but also know exactly when it will increase. Everything remains as before. If indexation takes place in 2017, then it will be implemented in January. Only occasionally increases in payments can be made in the middle of the year - in July or August. Therefore, in January, citizens will be eligible for increased maternity capital.
On years
Many are interested in how much the payout studied today for all time has increased. Maternity capital (indexation by year of issue of the certificate is presented below) has seriously changed. Initially, such material support was given to citizens who had 2 or more minor children in the family. This condition has been preserved to this day. Only now the amount of payments has increased. The support program for families with several children began in 2008. From that year, citizens received the following payments (per year);
- 2008 - 276 thousand 250 rubles;
- in 2009 - 321 thousand 162 rubles;
- 2010 - 343,378 rubles;
- in 2011 - 365 thousand 698 rubles;
- 2012 - 387,640 rubles;
- in 2013 - 408 960;
- 2014 - 429 thousand 408 rubles;
- in 2015 - 453,026 rubles.
Maternity capital indexation has not been carried out in the last 12 months. Accordingly, in 2016 this payment amounted to the same amount as in 2015. And that means that it was precisely 453 thousand 26 rubles that all families who applied for matcapital received.
Percent indicators
The next point that interests citizens is the size of the indexation of maternity capital. After all, it is percentages that will help to independently calculate how much money the already partially used certificate stores.
It has already been repeatedly said that the payout studied in 2016 was not indexed. Therefore, in a given period of time, the percentage is 0. How much did payments increase earlier? From 2008 to 2015 inclusive, indexation was respectively:
- 10.5%;
- thirteen%;
- 10%;
- 6.5%;
- 6.0%;
- 5.5%;
- 5%;
- 5.5%.
Thus, in 2008, indexation amounted to 10.5 percent, and in 2015 - 5.5. And it is within these limits that a further increase in payment is planned. If at all. At the moment, by 2017, the government proposes to increase the paid-up capital by 5.5%.
Documents for submission
Indexation of maternal capital is an important point in supporting a population with several children. In 2017, it is expected to increase the study payout. But how can I get it? What will parents need for this? Of course, after the citizens had 2 or more children. Not necessarily right away.
The documents to be submitted to the Pension Fund are as follows:
- passports of parents;
- birth certificates of all minors;
- documents on adoption (if any);
- statement of established form;
- SNILs of all minors and the applicant.
Nothing more is required. The listed documents are given to the FIU, then a special certificate is issued to the family. It will indicate the recipient, as well as the amount that is due at the time of issue. It should be remembered that when indexing, it will in fact be recounted. But you will not need to change the certificate at all. When using documents, an automatic allocation of funds will occur. You should not worry about this moment.
conclusions
The latest indexation of maternity capital took place in 2015. So far, an increase in this payment is planned, but it is not known exactly whether it will be. In fact, indexation plays an important role for the population. Prices are rising with inflation. And over time, paid money can be almost useless. Therefore, sometimes it is necessary to carry out an increase in benefits.
In 2017, maternity capital is planned to be abandoned and even increased. Up to approximately 495,000 rubles. Therefore, it can be hoped that indexation will nevertheless take place. It remains only to follow the latest news and wait for higher payouts. Although in the current crisis, maternal capital can be completely removed. So far, this government support program has been extended to 2020. But this does not mean that they cannot urgently cancel it.