A deposit is a convenient tool that allows not only to protect funds from inflation, but also to increase them. Many interesting services in this direction are offered by the banks of Rostov-on-Don. Deposits can be made in rubles, dollars or euros. More in demand are deposits in national currency.
Tinkoff Bank
In Rostov-on-Don, several branches of this financial institution operate at once. In each, you can arrange deposits in national or foreign currency on favorable terms. The SmartVklad program is very popular, which allows you to conclude an agreement with the bank in just a few minutes. All that needs to be done is to contact an economist and fill out an appropriate application. To conclude a transaction, you only need a passport of a citizen of the Russian Federation. Become a customer can anyone after the age of 19 years.
It is possible to conclude an agreement on the SmartVklad program for a period of 3 to 24 months. The rate directly depends on the term of the contract and can be as much as 12%. The minimum deposit amount in rubles is 50 thousand. If it comes to foreign currency, the minimum amount is 1000. The rate will be from 2.5 to 3%.
Those who want to regularly manage their savings should pay attention to the program with frequent withdrawals. The client can deposit and withdraw any amount from his account. Moreover, the minimum balance is 10 thousand rubles. Deposit rate - 10.5%.
Sberbank
If we consider the rates of deposits in the banks of Rostov-on-Don, we can not help but remember about Sberbank. For help, you can contact the address: Bolshaya Sadovaya Street, 126. A financial institution cannot please high interest rates. However, the number of bank customers does not decrease. Sberbank attracts primarily reliability. After all, the company is a member of the Deposit Guarantee Fund for individuals and has been on the market for more than a year.
The most profitable is a deposit called Save. The term of the contract can vary from 3 months to 3 years. The rate is 5.91% in rubles. When you make a transaction in foreign currency, you can count on a yield of 2.06%. Those who are used to managing their savings should consider the “Manage” program. Upon conclusion of the contract, a card is issued to the client. It is possible to withdraw money from the deposit at any convenient time. Moreover, the contractual rate is 4.95% per annum. The yield in dollars is 1.48%.
Loko Bank
Many did not even hear about the financial institution in some cities of Russia. But in Rostov-on-Don, the bank is popular due to its advantageous services. The company is in the Top 100 among banks in Russia in terms of assets. Offers institution and profitable contributions. In the banks of Rostov-on-Don, transactions are concluded without unnecessary paperwork. To sign the contract, you must provide only the passport of a citizen of the Russian Federation.
Loko-Bank attracts with really high interest rates on deposits. Under the program “Income Strategy”, you can make a contribution in rubles at 10% per annum. The term of the contract is 400 days. The minimum deposit amount is 100 thousand rubles. Less profitable, but more convenient for some categories of citizens will be a contribution under the program “Frosty contribution”. The deal can be concluded for 100 or 400 days. The rate is 9% per annum, the minimum amount for concluding an agreement is 10 thousand rubles. It is possible to replenish the deposit, but partial withdrawal is not provided. On the official website of the bank, you can make preliminary calculations on the deposit. Not all banks in Rostov-on-Don offer this opportunity. In most cases, clients make deposits without understanding future returns.
Bank Center-invest
The branch, where you can make a deposit on favorable terms, is located at Rostov-on-Don, Mironova street, house 2. Center-invest Bank is a multifunctional financial institution offering many interesting services. Here you can make a deposit in foreign or national currency. Valuable prizes are held for clients of the bank, and promotions are held.
What does Center-invest Bank offer in Rostov-on-Don? Deposits here can be arranged for different periods. The most popular are fixed-term contracts, which are concluded for a year. The plus is that after 6 months you can terminate the transaction without losing interest earned. The minimum amount is 25 thousand rubles. The contractual rate is 6.9% per annum.
Services for pensioners are also in demand. Not all banks in Rostov-on-Don are ready to cooperate with older people. Deposits for retirees - this is an opportunity to profitably save their savings. A savings agreement can be concluded at 6% per annum. The minimum amount is 10 thousand rubles.
VTB Bank
In Rostov-on-Don, you can make a deal with a financial institution at the following address: Voroshilovsky Prospekt, 62. The office operates daily, from 9:00 to 18:00, except on weekends. What interesting does VTB Bank offer in Rostov-on-Don? Deposits here are not very high interest rates. However, the bank is a member of the individual deposit guarantee fund, so customers trust it.
Demanded, according to reviews, is the program "Maximum Growth". A transaction may be concluded for a period of 90 to 1095 days. Moreover, the rate is 6.69% per annum. It is possible to replenish the deposit once during the entire term of the contract. The minimum amount is only 1000 rubles.
The most profitable can be considered the contribution to the program "Maximum income". The contractual rate is 7.14% per annum. The term is the same as in the previous case. However, the client is not able to withdraw funds or replenish the deposit.
"Credit Europe Bank"
In Rostov-on-Don, several branches of this financial institution operate at once. The quickest way to make a deposit on favorable terms is possible at the following address: 123 Maxim Gorky Street. The “Term” deposit is considered the most profitable. You can issue a transaction in rubles, dollars or euros. The client can independently choose the term of the contract - from 31 to 1081 days. Reviews show that in most cases a deal is concluded for a year. The maximum rate when concluding an agreement in national currency is 7.7% per annum. The client cannot partially withdraw money from the account or replenish the deposit.
The Growing Income program is also popular. The contract can only be concluded in national currency. Such interesting conditions are not offered by all banks in Rostov-on-Don. Deposits can be made in the amount of 30 thousand rubles. In this case, the client has the ability to periodically withdraw money or replenish the account. The rate is 5.10%. Capitalization is provided.
The Renaissance
We cannot help but recall this financial institution, considering the banks of Rostov-on-Don. Profitable deposits here can be made by any interested adult citizen. The main office operates on Budennovsky Prospekt, house 97. The program "Good Traditions" is popular. The plus is that under the agreement you can save earned interest even with early termination. The rate is 8.3% per annum.
How to make a deposit in Rostov-on-Don?
Before choosing a financial institution for cooperation, it is worthwhile to carefully study the reviews about it. You can find out more about almost all banks in social networks and on thematic forums. It is important that the bank is a member of the Deposit Guarantee Fund. In this case, you will not have to worry about the safety of your funds. A large amount is recommended to be divided for processing several deposits.