Plastic cards have entered our everyday life so much that people cannot even imagine what would have happened if they had not existed at all. They allow us to pay for goods, use discounts, cash out money at ATMs, use them as credit cards and much more. The card allows you to keep money safe, since it is dangerous to have large amounts of money at home, and constantly going to the cashier for cashing out and standing in long lines is a waste of time.
It should be noted that, despite the similarity of the functions performed, plastic cards still have differences. MasterCard and Visa are the most common payment systems, they are considered the main blocks in the financial world. Therefore, a person who wants to open a card has a completely understandable question about which is better - Visa or MasterCard.
It is impossible to say unequivocally that such a
payment system is better, because they are almost identical. Of course, they have some differences, but their advantages and disadvantages depend only on the preferences of a particular person. If you know the goals that the client pursues, then you can tell which card to choose:
Master Card or Visa. But nevertheless, choosing any of them, no one will lose much, since the differences are insignificant.
The number of ATMs, shops and other institutions that accept cards of these payment systems is simply huge. Therefore, having traveled to any country, you can be sure that there you can pay with a plastic card. If you answer the question of which is better, Visa or MasterCard for use in Russia, it should be noted that MasterCard owns 25% of the Russian market, and Visa - 40%, the rest is divided between smaller systems.
If you are going to travel, you need to choose a map based on which country you are going to. The fact is that Visa belongs to the American payment system, therefore it is attached to the dollar and
this is taken into account when
converting currencies . For example, if it is necessary to convert rubles into euros, then first of all the money will be converted into dollars, and then in euros. Typically, the client, therefore, loses from 1 to 4% of the requested amount.
MasterCard belongs to the European payment system. He immediately converts to the necessary currency, so the commission here is a little less. But this fact does not at all answer the question of which is better, Visa or MasterCard. Visa is best used for trips to the USA, Canada, Latin America, Australia. MasterCard is more convenient for traveling to European countries.
If you ask bank employees
how Visa differs from MasterCard, then a clear answer is unlikely to be achieved. Most representatives of financial institutions claim that all payment systems have approximately the same functions, so it does not matter which one to choose. Some banks recommend a certain payment system, because it is beneficial for them, while they do not really explain which is better, Visa or MasterCard.
To use the card within the country, there is not much difference in the choice of a payment system. But for applications when traveling abroad, you still need to recognize that the MacterCard is more profitable, as it allows you to open an account in both euro and dollars.