Today, banks are very diverse. They participate in the formation of monetary and credit relations, often act as a consultant, conduct transactions for the sale of securities, are investors. It is worth noting that competition in the banking market is very high. Therefore, financial institutions do not stand still, but are developing more and more new programs for working with legal entities and individuals. Today, you can get a banking service without any problems in any city in Russia.
Banks of the city
In the city of Chelyabinsk there are many financial institutions ready to help a person in solving their financial problems: provide a consumer or car loan, make a money transfer, including international, make a deposit, issue a debit or credit card. Banks of Chelyabinsk work in the field of mortgage lending, cooperate with small, medium and large businesses. Institutions provide leasing and provide cash management services.
Alfa-Bank Branch in Chelyabinsk
Alfa-Bank began its activities in 1990. He provides all types of banking services. It works with small and medium-sized businesses, as well as individuals. As of 2018, Alfa-Bank ranks 23rd in the world ranking of such financial institutions.
The branch of Alfa Bank of Chelyabinsk provides the following services:
- Credit card issuance. A client who has contacted an Alfa-Bank branch of Chelyabinsk can select and issue a credit card that meets his requirements - for travel, an installment card, with a long interest-free period and for regular purchases.
- Lending. The Bank issues loans in cash, refinances existing debts.
- Alfa-Bank operates in the mortgage lending system. A loan can be obtained for finished or under construction housing. It is possible to refinance an existing mortgage loan, as well as to issue a loan against the security of existing property.
The bank provides loans at the following interest rates:
- Under standard conditions, up to 3 million p. - 11.99% per annum.
- Salary clients up to 400 thousand rubles. - 11.99%.
- Refinancing is carried out in the amount of up to 1.5 million, for a period of 5 years at 11.99% per annum.
- Mortgage lending is carried out in the amount of up to 50 million rubles. 8.99% each.
Deposits in banks of Chelyabinsk can be made based on your needs: to earn income and use money, save and increase, as well as make investments.
In the city of Chelyabinsk, the Alfa-Bank branch has several branches located at the following addresses:
- Zwilling Street, Building 35;
- 53 Lenin Avenue;
- Chicherin Street, 29;
- 5 Stalevarov Street;
- Street Dovatora, house 35;
- Liberty Street, 82;
- Kurchatovsky district, Komsomolsky prospect, house 2a;
- 32 Molodogvardeytsev Street;
- Kirova street, 108.
Chelyabinsk branch of the Bank "SMP"
The bank began its work on the Russian market in 2001 and is currently among the largest financial institutions in terms of assets. It is one of the leaders in the field of lending and insurance. Carries out work both with individuals and legal entities.
In the city of Chelyabinsk, SMP Bank provides a wide range of services:
- Issuance of credit cards and consumer loans. For salary and corporate clients, loans are provided on special conditions.
- Mortgage lending, including refinancing an existing mortgage.
- Carries out work with accounts, deposits and money transfers.
- It makes a currency exchange.
- For small and medium-sized businesses, as well as corporate clients, SMP Bank in Chelyabinsk offers a variety of services: salary project, cash management services, various corporate cards, acquiring, cash collection, business insurance, loans on special conditions.
- Issues a consumer loan at 12% per annum. Refinancing amounts up to 1 million p. with a rate of 10.9% per annum. There is a special offer for a mortgage with a reduced interest rate of 6.9% for a period of 25 years. Deposits in banks of Chelyabinsk are made both in rubles and in dollars. Deposit term up to 36 months.
For the convenience of customers in Chelyabinsk, SMP Bank has several branches:
- St. Zwilling, 60.
- St. Kirova, 5.
- Etc. Komsomolsky, 33.
- Etc. Lenin, 49.
Chelyabinsk branch of OTP Bank
The bank was established in 1994. It is one of the largest financial institutions in the Russian Federation, and in some areas - among the leaders. Ranks 7th in credit card issuance. It is widely represented in all regions of Russia. It operates in more than 3 thousand settlements. Currently, the bank's customers are about 4 million people. On the territory of the Chelyabinsk region, as well as in the city itself, OTP Bank opened several branches.
The following services are provided to customers:
- Cash loan for any purpose with a rate of 10.5% per annum and an amount of up to 4 million rubles. The term of the loan is up to 7 years. The bank makes a decision on the application within 15 minutes;
- For convenience, the bank has branches in many stores in Chelyabinsk, where the client can obtain a consumer loan in the amount of 2 thousand to 300,000 rubles. The down payment is from 0 to 99%. The tariffs are flexible, and the term of use is from 3 to 36 months.
- Issuing credit cards that take into account any requirements of the borrower.
- The possibility of opening a deposit in the banks of Chelyabinsk, owned by OTP. The client can apply to any branch where a deposit in rubles, dollars or euros will be opened for him, for a period of 90 to 366 days.
OTP Bank in Chelyabinsk has two branches located at the following addresses:
- St. Vorovsky, 13.
- Etc. Lenin, 55a.
Several small branches of OTP Bank in Chelyabinsk are located in shopping centers and shops of the city.
Development Bank
The Ural Bank for Reconstruction and Development was founded in 1990 in the Sverdlovsk Region and was the first commercial bank in Yekaterinburg to receive a general license from the Central Bank of the Russian Federation. According to Forbes magazine, it is among the top 50 most reliable banks. It is one of the largest in Russia. More than 160 branches of a financial institution are represented in 43 regions of Russia.
The branch of the Bank "Development" in Chelyabinsk works with both individuals and legal entities, offering a variety of financial services:
- registration of consumer loans in the amount of up to 1.5 million p. with a rate of 11% per annum;
- refinancing of existing loans in the amount of up to 1 million p. and interest rate of 13% per annum;
- issuance of credit cards with free service and a limit of up to 300,000 p .;
- Settlement and cash services, acquiring;
- loans for small, medium and large businesses;
- opening deposits, including a special deposit for senior citizens and a multicurrency deposit;
- registration of a mortgage loan for finished or under construction housing, with an interest rate of 8.9% per annum.
Bank offices are located at the following addresses:
- St. Heroes of Tankograd, 106.
- St. Plekhanova, 45.
- St. Kirova, 2.
- Etc. Communist, 18.
- St. Zhukova, 14.
- St. 40 years of Victory, 33.
VTB Bank Regional Operational Office
VTB Bank was established in 1990 as a closed joint stock company. In 1997, it was decided to transfer it to the status of OJSC. The main shareholder of the bank is the Government of the Russian Federation. VTB was the first of such institutions to have the opportunity to work in the Chinese market. The Bank provides financial assistance in the sports, cultural and social fields. It is one of the largest banks in the world. Represented in all regions of Russia.
In Chelyabinsk, VTB Bank provides all types of financial services:
- Issuing a cash loan for any need with a rate of 7.9% per annum. There are special conditions for bank customers.
- Refinancing loans. It is provided in the amount of up to 5 million rubles, for a period of up to 7 years and at 7.9% per annum.
- Issuance of credit cards with a favorable grace period, a limit of 1 million rubles. and Cash Back system.
- Mortgage lending with an interest rate of 8.9%. Mortgages are provided for new housing and the secondary market. There is a special program for the military.
- VTB Bank cooperates with small, medium and large businesses, as well as financial organizations. Carries out settlement and cash services, acquiring, issuing loans on favorable and individual terms, collection.
A bank branch in the city of Chelyabinsk is located at the address: 83 Lenin Ave.
Other banks located in the city of Chelyabinsk
In addition to the above banks, many other financial institutions operate in Chelyabinsk. Among them are the following large banks:
- PJSC Sberbank.
- "Russian standard".
- Bank opening".
- "Setelem."
- Home Credit.
- "Bank of Russia".
- Rusfinance Bank.
- Gazprombank.
Profitable bank deposits in the city of Chelyabinsk
There is great competition in the financial services market, because banks are developing new and favorable deposit conditions for customers. They try to select individual offers for each client, taking into account his needs. They offer savings, savings and settlement deposits. You can make deposits in the banks of Chelyabinsk by contacting any branch of the financial institution you like.