The Ural Bank for Reconstruction and Development is considered to be one of the largest banks in the Ural region. According to key indicators, the company holds a good position among credit organizations in Russia. The bank's activities are mainly aimed at lending, working with securities, raising customer funds in deposits and foreign exchange transactions.
About the bank
UBRD is a dynamically and effectively developing Russian bank. Its head office is located in Yekaterinburg.
Initially, the organization was created in 1990 and was called "Cooperative Bank", a little later it was renamed into "UBRD". Since 2002, the bank became OJSC. In 2004, he took over Sverdlsotsbank CJSC.
The bank also has a subsidiary in Ireland. His main activity is the issue of securities. In addition, the organization has 9 mutual funds located in Russia.
The Bank is a deposit insurance agency. It reimburses payments to depositors who have encountered an insured event. In addition to all this, UBRD has partners among foreign banks.
Ural Bank for Reconstruction, Kirov
In the city of Kirov, the bank is represented by 10 offices serving private clients. Two of them also serve individual entrepreneurs and enterprises.
By the number of branches in the city UBRD ranks second.
The address of the Ural Bank for Reconstruction and Development in Kirov is the most famous - it is Vorovskogo 21a. There is the main branch of the bank.
Another address of the Ural Bank for Reconstruction and Development, which is also well known in Kirov, is 54 Gorky. There is one of the additional offices called Nika.
In terms of interest rates on deposits in Kirov, UBRD is considered the most profitable.
UBRD ratings
The bank was rated BBB, which means its stability. Strong business relations of the bank with its main and large customers affected this. The bank was also assigned an AA rating, which indicates its very high creditworthiness.
UBRD is in the TOP-100 rating of the most reliable and largest credit institutions in Russia according to Forbes. In the list of the largest banks of the Central Bank of the Russian Federation, UBRD is in the top thirty.
In the rating of reliability of banks and net assets, UBRD takes the honorable 32nd place.
It ranks 32nd in terms of capital rating, and 45th in terms of loan portfolio rating.
The individual deposits rating gave the bank 23rd place, as well as the rating for the number of own ATMs in Russia.
At RBC.Rating, the bank ranks twentieth in the number of cards in circulation.
Services of UBRIR OJSC
The organization provides its customers with the most necessary services that are known in the banking sector. This is a fairly wide line of universal products for corporate and private clients. For 2015, the bank serves more than 980000 active private and 50,000 corporate clients.
The following services are offered to private clients:
- Consumer loan.
- Contribution.
- Credit card.
- Mortgage.
- Car loan.
- Remittance.
- Safe rental.
- Investment services.
The Ural Bank for Reconstruction offers corporate clients the following services:
- Lending to medium and small businesses.
- Leasing.
- Lending to large and medium enterprises.
- Settlement and cash services.
- Bank guarantees.
- Deposits
- Currency control.
- RBS.
Ural Bank for Reconstruction: loans
The bank provides consumer loans for any purpose. The interest rate on them starts at 15.99% per annum. The maximum term is 7 years.
Types of loans that a bank can offer for borrowers:
- The loan is "open". One of the convenient and inexpensive ways to get borrowed funds. The rates for it are minimal, as well as the number of documents requested. A loan is issued to a card, funds can be withdrawn at a bank branch without a commission.
- Credit “Minute business”. A loan is intended for customers who need money as quickly as possible. A loan can be taken quickly and without unnecessary formalities. For registration you need only 15 minutes and a passport.
- "Pension." Special loan for pensioners on preferential terms.
- Credit for payroll card holders . The maximum possible amount is 1 million rubles. This is a very profitable program for citizens who are participants in the bank's salary project. Requirements for borrowers are minimal.
- For bank customers. The loan is intended for those who take a loan at UBRD repeatedly. The loan rate is much lower than the previous one.
- Car loan.
- Secured loan.
Benefits for bank customers:
- Borrowers have the opportunity to get a cash loan in fifteen minutes.
- You can get a pretty profitable cash loan with a passport or a certificate confirming income.
- It is possible to take a loan without collateral.
- Talk about the purposes for which funds are taken, when taking a loan without collateral and guarantors do not have to.
- UBRD has many ways to pay off debt.
Ural Bank for Reconstruction and Development: reviews
UBRD has a fairly wide client base. It includes both private individuals and one of the largest enterprises in the Ural region and in the whole of Russia. In total there are 50 thousand enterprises, and the bank serves more than 750,000 customers.
The main gratitude of UBRD comes in feedback from investors. They are grateful to the bank for stability. After all, the bank guarantees to depositors the safety of the values and money entrusted to it. All customer funds are safely stored and are paid out without any problems when an insured event occurs. Clients will not need to go to other banks for their funds, because UBRD is itself an agency that reimburses deposits.
Customers who received a loan from the bank, note the high speed of its work and the ability to get a loan with a minimum package of documents. Borrowers are always satisfied with the loan received and return for a second loan back to this bank.
The Ural Bank for Reconstruction and Development is trying to position itself as a universal bank that provides a fairly wide range of banking services to the population and organizations. The main work of the bank is aimed at serving retail customers and enterprises.