The āBlitz-Incomeā deposit (Alfa-Bank) is designed to increase cash. This savings account can be safely attributed to excellent additional income with the ability to freely manage money.
The essence of the deposit
Alfa-Bankās āBlitz-incomeā savings account is the continuous receipt of interest on funds that are accrued on the remaining amount recorded on the account for the billing period. The main conditions of the deposit include:
- high profitability;
- unlimited replenishment of the account and cash withdrawal (up to the minimum balance);
- interest rate up to 4.8%;
- the ability to manage your money through the mobile application and the Alpha-click service;
- Free services for faster revenue.
Important nuance
The āBlitz-Incomeā deposit (Alfa Bank) has an important nuance - the higher the replenishment amount, the higher the interest rate. For example, opening an account for the minimum possible amount of 10 thousand rubles, the investor will receive a percentage from 0.01 to 4. Accordingly, starting from 100 thousand, the interest rate will increase. This is for convenience we will demonstrate in the table.
Interest rate % | Deposit in rubles |
Up to 4 | 10,000 to 99,999 |
Up to 4.2 | From 100 thousand to 500 thousand |
Up to 4.4 | From 500 thousand to 1 million |
Up to 4.6 | From 1 million to 5 million |
Up to 4.8 | From 5 million |
Interest rate % | Contribution in $ |
0.1 | Up to 15,000 |
0.15 | 15,000-150,000 |
0.2 | From 150,000 |
Alfa-Bank proposes to open a āBlitz-incomeā deposit in euro currency as well, regardless of the deposit amount, the rate will be 0.1%.
Benefit
The savings account āBlitz-incomeā (Alfa Bank), the conditions of which are quite favorable for those who want to earn extra money, has a large number of advantages and benefits:
- A deposit involves a partial withdrawal of funds an unlimited number of times per month and for the entire life of the deposit.
- You can top up your account at any time and for any amount.
- The ability to open a deposit in three types of currencies: rubles, dollars and euros.
- The deposit is subject to insurance under a special state program.
- You can open a deposit, keep it, and carry out all possible operations on the current deposit absolutely free.
- You can manage your account in several ways: online bank, Alfa-click, Alfa-Bankās mobile application, depositorās phone, bank operator.
- To exclude the possibility of fraudulent activities, money from the savings account can only be transferred to the depositorās own current account , which is linked to the Alfa Bank card. It is impossible to transfer funds from the savings account to the accounts of legal entities and ordinary citizens.
How to open
To open an account āBlitz-incomeā Alfa-Bank offers several options to choose from. For new customers:
- Visit directly one of the offices of a financial institution. At the office, a bank employee will provide all the necessary information about the deposit, advise how much to deposit and how to work with the deposit. Having provided all the necessary documents, the depositor can count on opening a savings account.
- Fill out an online application. It consists of a list of questions, answering which the person gives the bank employees the opportunity to learn about the future depositor all the necessary information. You must specify reliable personal data, contact details, city of residence, bank branch, convenient for further visits, as well as information about how the future depositor found out about the deposit. Then the call of the manager of the organization should follow to clarify the information and an invitation to visit the specified office to draw up documents for opening a deposit.
For regular customers, Alfa-Bank advises to open a Blitz-income savings account in the following ways:
- Use the Internet resource "Alpha-click."
- Mobile application "Alpha Mobile."
- Visit the office of Alfa Bank.
- Through a call to the bank operator.
And to open a contribution, the following documents are needed:
- Passport of a citizen of the Russian Federation.
- Any identification document at the request of a bank employee.
- For regular customers with access to the Internet resource, you only need the card number to which the accumulative account and Internet access will be linked.
To become a depositor in Alfa Bank, it is enough to be an adult and be able to provide all the required documents, in particular a passport of a citizen of the Russian Federation.
Investor Reviews
The savings account āBlitz-Incomeā (Alfa Bank), the terms of which are not inferior to many profitable deposits, is the most demanded among bank customers and third-party investors. According to their reviews, despite the fact that the interest rate is still small, this account is the best option for those who want to constantly profit from the deposit.
In addition, customers believe that for those who have the ability to manage large amounts of money, this is a great investment option. And thanks to the ability to translate them at a time convenient for the client, many more issues are being resolved. After all, itās not always in life that the necessary money is in your pocket.
Clients believe that withdrawing and replenishing is a more acceptable option than waiting a few years to collect their money. Therefore, the bank account is popular with depositors.