The last two decades in the Russian Federation are marked by the rapid development of the credit market. Its growth was slightly slowed by the international economic crisis, however, this only had a positive effect on the players. Raiffeisenbank, reviews of which make it possible to judge as a very good organization, entered the Russian market back in 1993 and has since managed to establish itself in this country. Today, this financial institution, a subsidiary of Raiffeisen Bank International AG Group, provides its clients with the most comprehensive range of services in the credit market. It provides the opportunity to place deposits and receive loans to both corporate and private clients, both residents and non-residents of the country in any currency convenient to them.
Raiffeisenbank, whose reviews are mostly positive, is always active both in the interbank and foreign exchange markets and is constantly looking for ways to expand. Most often this happens by absorbing other financial institutions and combining their infrastructure with the European giant. In 2007, Raiffeisenbank acquired Impexbank and began to consistently occupy a place in the top ten in the credit market of the Russian Federation.
At the moment, it is difficult to find a more stable company than Raiffeisenbank. Reviews of experts call it the most reliable bank among all representatives of this sector in the Russian Federation. All its programs have some advantages over similar services of other companies.
Raiffeisenbank: reviews of loans and credit cards
The vast majority of customers were satisfied with the quality of service. When applying for a plastic card, any client of this financial institution can count on the following:
- the maximum possible loan amount - 600 thousand rubles;
- grace period when money can be returned without interest - 50 days;
- issuing a credit card with one passport - in this case, the maximum amount will be 150 thousand rubles;
- the minimum amount for repayment of the loan is 5% of the amount in addition to the interest accrued on it;
- participation in an affiliate program and receiving a discount of up to 15% in the vast majority of chain stores in the Russian Federation.
Raiffeisenbank: customer reviews
Most of the clients of this European bank came to him after a bad experience with other financial organizations. Using his services, many were surprised to find the absence of most of the commissions and payments that other banks require. This financial institution not only does not take extra money for obtaining a loan or obtaining funds, but is also an ardent opponent of this practice.
Raiffeisenbank, reviews of which do not raise doubts about the solidity of this financial institution, is currently the fastest growing bank in the Russian Federation. In addition, he takes first place among experts advising where to make a deposit. Now it symbolizes a bastion of reliability of the banking system of Russia.