There are several fields on your card, one of them is card holder. But what is it? Card holder on a bank card indicates important information. This is the name and surname of the card holder, if translated literally. But in fact - this is the owner of the bank account to which the bank card is attached. This word has another meaning. It is known that card-holder is a small wallet for storing bank cards, but we will not talk about it here.
Who is he this card holder?
The name of the card holder is applied in convex letters on the front side of the card. The process of extruding letters is called embossing. On cards that are issued for servicing in electronic devices (ATMs, electronic terminals and for payments on the Internet) letters are not squeezed out, but burned out by a laser.
The name of the card holder is applied to the card in a clear sequence and in Latin letters - first the name and then the last name. This standard was also set by international cards. Sometimes in a foreign name it is difficult to understand what is the name and what is the surname. This may cause a problem with the card holder. And if you follow the standard, then there will be no confusion. The name and surname are written in Latin letters as indicated in the foreign passport.
A cashier at a bank or store may ask the buyer paying for the purchase with a credit card an identity document. If the cashier sees a discrepancy in the spelling of the name or surname, he has the right to cut the card, and report to the buyer to the police. It is his job to be vigilant and maintain a secure payment system.
Why the holder, not the owner.
If you look closely at the back of a bank card, you will find the inscription "the card is the property of the bank." The point is that the card holder is the owner of the bank account, but not the card holder. The card holder is a bank.
At the time of the spread of international bank cards in the world, the legislation of different countries did not take into account the intricacies of operations with bank cards. However, governments respect private property, especially banking. And if the card is the property of the bank, then anyone who illegally holds it or performs illegal actions with it, uses it for other purposes, violates the property rights. So the bank protects the cards of its customers.
How to find the cardholder, not the cardholder
It happens that cards are lost, left in ATMs and stores.
Finding a card holder is difficult. What kind of card holder is this person if only the name and surname are known? Address and, especially, telephone, are not indicated. If the card is found, then returning the card to the owner will be problematic. But you can easily find the bank that issued this card. The issuing bank puts on its cards at least two logos - on the front side and on the back. And on the back of the card, next to the inscription that the card is the property of the bank, the customer service phone number is indicated.