The Pyaterochka card, whose main goal is to help save money when shopping at the supermarket chain of the same name, is a Visa Classic debit card. She is unnamed. Its main advantages are points accrued to the buyer, as well as monthly interest received on the balance of the card account, which can be considered as additional profit. Also on this banking tool apply the benefits of "Revenue", which gives this action.
We will review the reviews on the Pyaterochka card from Post Bank in this article.
Card design
To get such a card, you need to visit the Post Bank, which is present in many branches of the Russian Post. In this case, you need to take a passport with you and meet certain requirements:
- You must have a permanent place of registration in the Russian Federation;
- age - more than fourteen years;
- need your personal phone number;
- it will also be necessary to indicate a valid e-mail address.
Reviews on the Pyaterochka bank card from Post Bank are of interest to many.
If it is started for a client whose age is from 14 to 18 years, then his legal representative will also be needed to fill out the consent in the form that you will be provided with in the organization. At first, only residents of St. Petersburg and the region had the opportunity to get such a card. Now the number of regions of its presence is expanding rapidly.
The registration procedure itself does not last long - about five minutes. By signing the contract, you will receive a card that will allow you to significantly save on purchases from the Pyaterochka supermarket chain in the future. This is a contact card that interacts with the terminal using the built-in chip.
Card Banking Terms
What is interesting Pyaterochka bank card from Post Bank? Terms of service are extremely beneficial for network buyers. After all, they will not have to pay anything for him. So:
- both the design and maintenance of this card are free;
- if the organization considers it necessary to reissue the card or expires, the procedure will also be free for the client;
- if it is carried out for other reasons, its cost will be six hundred rubles;
- a card is issued for a period of five years;
- There are no commissions for paying for purchases.
Many want to get a Pyaterochka card.
Bonus accrual system
The main distinguishing feature, in contrast to other similar banking instruments, is the increased accrual of bonus points for purchases. By the way, they are credited both for those acquisitions that are made in Pyaterochka supermarkets and for those made in other places. If you want to pay in cash, the card you show will be regarded as a bonus.
Reviews on the Pyaterochka card from Bank Post are abundant.
Consider how the bonuses are exaggerated as the cost of the purchase increases. If your check with an amount less than 555 p., You will be credited with 3 bonus units for every 20 p. If the amount is more than 555 p., Then the number of bonus units increases - 4 for every 20 p. In other words, having made a purchase worth 100 rubles, you will receive 15 points. If your check is over 555 rubles, then the size of the cashback will be 2%.
Recognition of customers received two promotions that accompany the use of this card. Firstly, this is a one-time crediting of 2500 points (250 rubles) to it, which can be used immediately at the first purchase, if its cost is higher than ten rubles. And the second action will be a good present for the client’s birthday - also 2500 points that are credited to his card on that day.
Reviews on the Pyaterochka card from Post Bank are mostly positive.
As we have already noted, the client receives bonus units not only for purchases at Pyaterochka, but also for all other acquisitions. If you decide to purchase at another supermarket, you will receive two points for each of twenty rubles, only regardless of the amount of the check. Thus, your cashback will be 1 percent.
The Pyaterochka card can be used simply as a funded card. Suppose you pay with another bank instrument or in cash. But in this case, you are entitled to bonuses. There will be a different accrual system. You get 1 bonus unit for every twenty rubles if the amount in your check is less than 555 rubles. And 1 bonus - for every 10 rubles, if the amount of the check is higher. Thus, in this case, the client receives 5 bonus units for every hundred rubles, and the cashback is equal to half a percent.
As for the basic bonuses, when calculating with a card at the checkout they will be credited instantly. In all other cases, they arrive at the buyer's account within fourteen days from the date of purchase. This also applies to acquisitions in other stores. You can track the receipt of bonuses either through your personal account on the trading network website, or by looking at this information in a check.
We will consider the reviews on the Pyaterochka card from Bank Post below.
Write off points
The course is calculated from a ratio of 1 ruble - this is 10 bonus units. What is noteworthy, you can pay your entire purchase with bonus points. But it’s important to know that after 12 months your bonuses are burned out.
There are exceptions to accruing bonus units - these are some low-cost retail products, cigarettes, and some alcohol.
Card activation
The client has several possible ways to activate the card - through a personal account on the website of the Pyaterochka trading network, using a call to the hotline number or SMS message to the short number 7555. In this message you must indicate the card number, your name and your day birth.
By the way, only one Pyaterochka card can be registered on one telephone number. Immediately after activation, you get a personal account and access to it. It will be convenient here to watch the bonuses and the current balance.
In the event that even before receiving this card you already had a "Revenues" card, then you will have to choose which of the two you will use to accumulate bonus units.
Informing via SMS
If you signed a notification service via SMS on the day you conclude an agreement with Pochta-Bank, then for two months it will be free for you. Then she will have to pay - 49 rubles a month. But if during the billing period you did not perform any operations on the Pyaterochka card, payment for SMS-info services will not be required. It is important to know that you cannot disable SMS data through a mobile bank or via a hotline - this can only be done at a bank branch.
Reviews on the Pyaterochka card from Bank Post
Despite the obvious advantages of the card, which is discussed in this article, the Internet is full of a variety of reviews about it. A large number of those who expressed their assessment are satisfied with the availability of the card, many gladly took advantage of the offer available at the first purchase using it, etc.
There are those who are dissatisfied with paying for SMS info or performing third-party card transactions. After all, the card can be used both for withdrawing and for crediting cash, and third-party banking terminals will ask for a commission for this. But this is a standard situation for all bank cards.
There are also complaints about failures in the mobile application and the operation of the Internet bank. Some people are dissatisfied with the voice menu that turns on when calling the hotline: it is mainly devoted to lending and is made inconveniently, users say.
Conclusion
So, we examined all the benefits of owning a free Pyaterochka credit card. Its functions are much wider than that of a regular bonus card. When used for its intended purpose, the benefits are obvious. And if you use it as a debit card, it is better to carefully study all the conditions in advance to avoid unwanted fees.