GM Money Bank, reviews of which can be found on forums of the corresponding subject, came to the Russian
credit market almost immediately after the collapse of the Soviet Union. This financial institution is a division of the credit giant
General Electric, founded in the 30s of the XX century. She was mainly engaged in providing
consumer loans to
individuals for the purchase of various types of household appliances.
Today, “Money Bank”, the addresses of its branches can be found on the relevant information resources, is mainly engaged in issuing various credit cards to its customers . And although the way of lending has changed, the main direction of the financial organization has not changed. She is the same as the last 70 years, provides consumer loans.
GE Money Bank - basic services
Today, the main list of services provided by a financial institution includes the following operations:
- issuing bank credit cards;
- individual loans;
- car loans;
- mortgage credit lending;
- cooperation with large retail chains.
GM Money Bank, which reviews, by the way, is not always flattering, offers its customers a wide range of loan programs. Here you can get the necessary amount for the purchase of a new or used car, real estate or household appliances. All loans are issued as quickly as possible, while not requiring an excessively large package of documents. It is enough for the borrower to provide a collateral object. It can be both a car and real estate or securities. In principle, almost any material value can act as a guarantor of loan repayment by the client. In addition, GM Money Bank, which experts rate it on a par with the largest Russian financial institutions, usually requires the borrower to take out insurance in case of delay in the loan program.
And although the GEM banking network in the Russian Federation is not as developed as in other countries, it still remains recognizable. GM Money Bank, with offices in more than 55 countries, today serves more than 130 million customers. This information allows him to occupy a leading position in the field of lending. Such popularity is due to the fact that the bank creates very good conditions for the average consumer and works with any customers. You can get a loan in this organization very quickly, even without supernatural income.
JM Money Bank, whose reviews are very diverse, has a huge authorized capital, which currently stands at a substantial amount of half a billion rubles. The company's assets reach 28 billion rubles. The organization has been participating in the deposit insurance program since 2005. This enables each depositor of the bank in question to feel calm in relation to the invested funds. After all, he will not lose them in case of bankruptcy of the organization. In this case, the Government of the Russian Federation undertakes to pay all deposits of citizens that do not exceed the threshold of 700 thousand rubles.