Alfa Bank was one of the first in Russia to offer acquiring services to its customers. This is a modern service that provides the ability to make convenient and quick payments using a variety of plastic bank cards. Thanks to special systems, such transactions are carried out with the maximum comfort and level of security for each client.
Why is acquiring necessary?
Most often, entrepreneurs do not use non-cash payment due to difficulties and high cost. In the first case, they are afraid of banking bureaucracy, and in the second - the need to rent equipment, pay a service fee and fines for lowering turnover. In fact, acquiring is not expensive and easy to use.
Key Features
In parallel with the emergence of the first cards for making payments, the concept of acquiring firmly entered into everyday life. In order to carry out safe and quick settlements, special equipment began to be used everywhere. Over time, the possibility of settlements using bank cards has become available in online stores - specialized software has allowed customers to guarantee a high level of security when transferring funds.
Acquiring from Alfa Bank is an innovative service necessary in business and highly demanded among individual entrepreneurs and legal entities.
Benefits
Through the use of this service, business people can expect to receive a number of undeniable advantages:
- Attracting a large number of customers who prefer to pay by bank transfer.
- Significant growth in goods turnover, in particular in those outlets where most of the customers do not have cash, but bank credit cards.
- Significant reduction in expenses for banking operations associated with the use of cash.
- Improving bank security, namely, reducing the likelihood of accepting counterfeit currency.
- The ability to select the most optimal and favorable rates for services.
- Improving the level of service.
Varieties
For legal entities and individual entrepreneurs, several types of acquiring Alfa-Bank are offered, designed to greatly simplify work with clients:
- ATM acquiring.
- Mobile acquiring.
- Internet acquiring.
- Trading acquiring.
Among individual entrepreneurs engaged in commercial activities, the most common merchant acquiring bank. Through this type it is possible to pay for any goods and services using POS-terminals and bank cards.
Alfa-Bank’s Internet acquiring has become indispensable for making a variety of purchases on a worldwide network. Important features of this type of service are compatibility with different types of currencies, impeccable accuracy of payments, and a high level of payment security.
Alfa-Bank mobile acquiring is a service that allows you to quickly and easily read the necessary information from bank cards by connecting a special device to your smartphone.
The latest variety is ATM acquiring. In this case, cash is paid through terminals or ATMs. For these devices provides comprehensive services, including the provision of cash in sufficient quantities and collection.
Alfa-Bank Acquiring Rates
Tariffs for the service for entrepreneurs and legal entities are directly dependent on the variety and are determined individually for each client of the bank. The average commission is:
- 1% if payment is made by Altyn cards at POS-terminals.
- 3%, if payment is made by cards "Maestro", "Visa", "Mastercard" on POS-terminals.
The Alfa-Bank acquiring tariff is determined by banking organizations individually.
This bank has important advantages over other financial institutions that are competitors and also provide acquiring services. In addition, its conditions for individual entrepreneurs are most beneficial:
- The daily limit is 1 million rubles, the one-time limit is 100 thousand rubles. If necessary, the limits may increase at the request of the client.
- High security of any calculations achieved by using special protection chips.
- Monitoring of all operations carried out around the clock.
Service activation
There are several ways to connect Alfa-Bank acquiring.
- Consult with a bank specialist using online banking.
- Contact a bank employee by telephone and express your intention to use the service.
- Contact the nearest branch of a banking organization, apply for the connection of this service.
conclusions
Alfa-Bank acquiring conditions are simple and straightforward. This is a great tool to conduct business effectively. Its main advantages are the most favorable conditions and service rates, convenience, safety, high reliability. To start using this service, you can choose the most convenient of the proposed methods - call the bank by phone, personally contact the department of a financial organization, use the Alfa-Bank mobile acquiring service. The specialist will give a detailed description of the service itself, tariffs and requirements, as well as provide a list of documents required for processing.