In the life of every person there are a lot of unexpected and force majeure situations. Therefore, often, even if we make a plan, we can’t reach the goal - then there is not enough time, then there are resources or something else. There is a long-term plan for this. You will learn about the meaning of this term in this article.
What is a "promising"?
This is a question that readers of this publication may ask. Perspective - means long-term, reliable, long-term. A long-term plan is drawn up for a period of three to fifteen years and can have a wide variety of applications.
Why do I need a plan?
Of course, as you learned from the last paragraph, it makes no sense to draw up such a plan, for example, if you want to set a goal to buy a cabinet. Nobody will postpone the purchase for fifteen years.
But if you want to buy an apartment, a car, save up for a trip around the world or study at a prestigious university abroad, then such a plan is suitable specifically for you. We repeat once again: long-term - this is long-term, which means that you need to paint points on achieving the goal three or more years in advance, dividing them into small subtasks.
The easiest way to carry out the plan is when it is divided into sub-items: to earn 50 thousand every month, to invest 100 thousand every six months, etc., small goals seem to be more achievable and make you closer to the main task with every step.
Also, do not try to earn a million in three years, if a couple of tens of thousands a month go without food, utilities and other needs. Carefully weigh the pros and cons before drawing up a plan, work it out to the smallest detail, take into account unforeseen force majeure situations, and then the result will satisfy you 100%.
Below is an example of a long-term plan, the purpose of which is to buy a car worth one million rubles over four years. Of course, that it was without loans.
Plan example
Goal: earn a million on a Subaru car.
Monthly earnings: 40 thousand rubles.
Monthly expenses for clothes, food and entertainment: 15 thousand rubles.
Utilities: 3 thousand rubles.
Having done some simple calculations, we can understand that a person has 22 thousand rubles left. 15 thousand should be set aside for their purpose, and another 7 should be left as a means for force majeure: illness, holidays, birthdays, and so on. If you set aside strictly 15 thousand a month, for the year you get 180 thousand. If you count, it takes five years to achieve the goal of a million rubles.
Then everyone already paints how it suits him: in a table, in phone notes or on paper. Good luck