Over the years, Tinkoff Bank has been a leader in the financial and credit market. High popularity is explained by simple design and loyal requirements for potential customers. The system allows you to forget about the monthly payment of loans and utilities. However, if the details of the service user have changed or payments have ended, you need to know how to disable "Auto Payment" in the Tinkoff Bank in order to save money on the card. In the article, we will consider how to independently conduct such an operation.
What it is?
Tinkoff Bank offers customers a number of convenient services that greatly simplify their lives. The option is designed so that users timely deposit a certain amount for the provision of certain services.
For various reasons, customers sometimes refuse such opportunities and are interested in how to turn off "Auto Payment" at Tinkoff Bank and what is needed for this?
Key Benefits
The service is used by people who do not want to sort accounts monthly and value personal time. Consider the main advantages of this service:
- timely payment in automatic mode;
- no need to replenish the account;
- the possibility of auto-payment of fines;
- payment of utility bills and other bills;
- positive credit history due to the absence of delinquencies and penalties for payments;
- getting an increased cashback score;
Tinkoff Auto Payment is a convenient and multifunctional service.
Using this service, cardholders will not forget to make a mandatory loan payment. Also, the function will be useful for paying for the Internet, mobile communications and utility bills.
Why do you need a service?
The main purpose of "Auto Payment" is to help the client in making the payment. The program automatically completes the transaction for a given date and certain parameters. The service is effectively used when making regular payments with the same amount. The following types can be cited as an example:
- Communal expenses;
- repayment of a loan;
- payment for Internet services, mobile communications;
- payment and repayment of debt for visiting various circles and sections.
The service can be used completely free of charge, since the service is included in the online banking application. If the option will work after the termination of payments, then the money of customers may be lost. Therefore, it is important to know how to disconnect Auto Payment from Tinkoff in order to exclude possible financial losses.
How to deactivate an option
There are several ways by which you can disable such a service. The client can call the technical support service, contact the office of the credit organization or independently disable the option in your account.
Personal Area
The user will need to go to the official website of Tinkoff Bank and click on the "Login" button located in the upper right corner. Then you will have to enter personal data or enter a card and phone number. Within a few seconds, an SMS message with a one-time password will be sent to the mobile device.
After completing the authorization process, go to the "Payment Management" tab and go to the "Payments" section. The system will automatically generate a list of available operations for the client. Among them, you will need to select the desired one and click on the "Disable" button.
There is another way that will help users answer the question of how to disconnect Auto Payment from Tinkoff. To do this, you need to go to the "Templates" section and view the available payments. The letter "A" indicates the connection of the automatic transfer service. In order to disable the option, just move the slider in the opposite direction.
Support service
Users who are interested in how to disable Auto Payment in Tinkoff can call the technical support service at the number listed on the official website of the company. After identification, the specialist of the banking organization deactivates the service. If funds continue to be debited, you should contact the call center again.
Mobile Bank
This method is convenient and easy to use. How to disable Auto Payment in Tinkoff using a mobile bank? To do this, you need to go to your personal account and select the "Favorites" subsection. Then you should view the services and select the option "Auto payment". After that, just click on the "Turn Off" button.
Application Deactivation
Auto-recording applies to users of Megafon, MTS and Beeline mobile networks. How to disable "Auto Payment" in "Tinkoff" if the need for such a service has disappeared? Subscribers can use a special utility with which you can refuse this option.
The application is available for download on the App Store and Play Market. After installing the program, you must go through authorization. The management and interface of the application are identical to the personal account on the official website. The user will need to go to the "My Templates" section and move the slider to the "Off" position. Thus, it is possible to disconnect "Auto Payment" from "Tinkoff" on the phone through the application without problems.
Deactivation via carrier
Many customers use this service to pay for a cell phone. If the balance reaches a certain threshold, then funds are automatically debited to replenish the account.
How to disable "Auto Payment" from the Tinkoff card through a telecom operator if this option is no longer needed? The user will need to go through the authorization procedure on the provider's official website and disable the service in a special section.
To summarize
Automatic deductions allow people to save personal time on depositing funds through terminals. This is a real bonus for those who use cards and cashless payments. After the transaction, information about the financial transaction is entered in the statistics of expenses, which can be found in your personal account.
Despite the undeniable convenience and advantages of the option, situations arise in which it is urgently necessary to deactivate it. The issue of deactivation is especially relevant when terminating an agreement with a service provider, changing details and a mobile operator.
The service "Auto payment" from Tinkoff Bank is a multifunctional service that allows you to make the necessary payments in a timely manner. This is a fairly convenient and quick method of calculation, which allows you to save time. This article provides a detailed answer to the question of how to disable Auto Payment in Tinkoff if this service is no longer needed.