More recently, the population of our country was scared by the phrase "electronic money and wallets." The people did not trust this, considering it a hoax. Today, people, especially the younger generation, cannot imagine life without the conveniences that electronic money provides. Kaspi wallet has made life easier for many residents of Kazakhstan and saved time and money.
With this wallet you can pay utility bills, fines and taxes, replenish the balance of many telephone operators, buy goods on credit or by installments, and even receive bonuses for this.
Wallet Creation
Kaspi-wallet is created quite simply, the main condition is the presence of the number of one of the mobile operators in Kazakhstan. Now the whole algorithm:
- We pass to the official site of Caspi Bank.
- On the main page, select "register wallet", then enter the phone number to which you have permanent access (this is important), SMS will immediately come to it with the code necessary to continue registration.
- Fill in all the necessary information in the marked fields (name, date of birth). Enter your data, because when paying for certain types of services you will need to enter the IIN, if it does not match your name and the date of birth established during registration, the operation will be impossible.
- Create and enter a strong password (and write it down).
You have opened your Kaspi wallet!
How to replenish the balance?
Replenishing a wallet is no more difficult than creating it:
- We find the Kaspi Bank terminal. It can be found by its bright red color. These devices are located in all cities of Kazakhstan and regional centers. If there are no such terminals in your community, you can use others (for example, Kassa24) in the financial services or banking operations section (depending on the terminal).
- We are looking for the bright red “Caspi Bank” icon, then click on it, select “Top up wallet”.
- We deposit the required amount.
- Be sure to click on the "Pay" button.
The balance almost always comes instantly, sometimes there are delays of 30 minutes.
Payment of utility services
In order to save time and money, a large number of young people began to use the Kaspi-wallet. Payment of utilities, reviews of which are 100% positive, is fast, simple and reliable. All you need to do:
- Go to your account on the site.
- Find the service you are interested in (electricity, gas, telephone, water, intercom).
- Check debt. To do this, enter the personal account number, after which information about the debt will be indicated, and when paying for some services, the full name of the property owner and his address will appear.
- Indicate the amount to be transferred (the system allows you to specify it before tyins).
- Choose the place from which the funds will be debited: Kaspi-wallet, bonus account or plastic card (it is possible to pay by card of another bank).
- Click on the "pay" button, in the window that appears, confirm the payment. If the amount exceeds 5000 tenge, an SMS message with the code that will need to be entered in the field will be sent to the mobile phone indicated during registration.
How to check the payment?
To do this, in the "My Payments" section, select the "History" tab. All successfully completed transactions will be marked with a green circle. Those operations that have not yet been completed will be indicated by a red circle with an exclamation mark inside. Payment occurs immediately, in isolated cases there may be a delay, again not due to the fault of Caspi Bank, but as a result of internal technical problems of enterprises to whose personal accounts money is being transferred.
other services
A wallet provides an opportunity to pay a huge amount of services. In addition to the communal apartment, you can pay kindergarten, taxes, fines, mobile communications.
The site even has its own store where you can use the Kaspi-wallet for payment. Reviews about this service vary: some users cannot correctly place an order and pay for the product, while others use it for every purchase, because the product catalog is represented by a fairly wide range (household appliances, electronics, home goods, toys and more).
The ability to transfer money from one account to another within the system and between cards also adds a plus to the overall wallet rating. This service, like everyone else, is carried out “on the machine”, without any unexpected moments.
The Kaspi-RED club deserves attention, anyone who has a Kaspi wallet can join it. What it is, you can see on the official website, but in a nutshell - this is the opportunity to buy goods by installments without overpayment.
Mobile app
For those who do not part with their smartphone, but do not have a computer, the service is also available, because the bank management has developed a fully-functional application with the entire list of services provided by the wallet. There are also no difficulties in using the application - everything is simple and clear. Being in traffic jams or while driving in a minibus to work or somewhere else, you can pay for all utilities without allocating extra time for this.
As a result, the Kaspi-wallet provides great benefits both in time and in money: since the system does not charge a commission at all for replenishment and payment for services. In addition, users still receive a bonus of 1% of the amount spent. It would seem a little, but with an average monthly payment of a communal apartment of 20,000 tenge, 200 of them return to the wallet in the form of bonuses, which can also be used for any purpose. A bonus of 5% is provided for paying for some services, for example, for paying for flights and bills at certain restaurants.