How to find out a BIK card of Sberbank? The information below may be of interest to those who wish to make a wire transfer to another credit institution. This is due to the fact that within Sberbank itself it is possible to make a payment using only the card number indicated on the front side (long line of numbers). For interbank transfers, this is not enough.
It turns out that he is not on the map
Where on the map of Sberbank BIK? Can you find out by looking directly at the plastic itself? There is no such information directly on the map. Sometimes information appears that the bank individual code (BIC) can be seen as a combination of the first six digits of the card number, but this data is erroneous because these values refer to the bank individual number (BIN) that does not match the BIC.
How to find out the BIC of a Sberbank card with a plastic carrier on hand? You need to look at the number of the branch that issued the card, then go to the site and try to determine which regional government it belongs to. The fact is that Sberbank OJSC is the largest credit organization in the Russian Federation, therefore it has a bank code for each region. For example, BIC for branches in Moscow and BIK for branches in Tyumen will definitely be different.
They will always tell you
How to find out the BIC of a Sberbank card if you are not very well oriented in the structure of this financial institution? In this case, you need to get an agreement to open an account to which the card was issued, and see the details from Sberbank. It contains a correspondent account, BIC, full name of the organization, individual taxpayer number, address, signatures of responsible persons, stamp, etc.
How to know the BIC card of Sberbank for sure? It must be borne in mind that the bank organization has a certain mobility: some branches open, some close, details change. Therefore, if you have not used your card for a long time, then it is better to call Sberbank at the place of receipt of the "plastic" and clarify the necessary data. Or go directly to the department, where the information can be obtained from the administrator of the room or from the operator, either verbally or by printing the details.
What does BIC mean?
The BIC of the card of Sberbank of Russia, or rather, the bank individual code of the division of the credit organization where the card was issued, is formed on the basis of regulatory documents of the Central Bank. In it, the first two digits indicate the country code (04), the third and fourth values are digits indicating the territory of Russia (according to the OKATO code). For example, for Sberbank in Moscow, the third and fourth digits are 45, and for St. Petersburg - 40. The fifth and sixth digits carry information about the conditional number that a particular bank’s unit received when it was established in a given territory (usually from 00 to 99 ) The last three digits in the BIC coincide with the last three digits in the correspondent account of a bank. (The correspondent account itself consists of twenty digits at the moment). They represent the conditional number of a particular lending institution in the Central Bank settlement network. For example, the Moscow Sberbank last figures in the BIC are 225, as well as the last values in the correspondent account.